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PNC CHAPTER 13 EXAM QUESTIONS WELL ANSWERED GRADED A+

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PNC CHAPTER 13 EXAM QUESTIONS WELL ANSWERED GRADED A+

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October 15, 2025
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2025/2026
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PNC CHAPTER 13 EXAM QUESTIONS
WELL ANSWERED GRADED A+

For how many hours after the first tremor would earth movement damage be covered under
the Earthquake Endorsement attached to a Businessowners policy?



A

24 hours

B

72 hours

C

168 hours

D

144 hours - correct answer ✔✔ 168 hours



Which of the following is not an Optional Coverage under the Businessowners Policy?



A

Money and securities

B

Personal property of others that is in the insured's care, custody and control

C

Outdoor signs

D

Employee dishonesty - correct answer ✔✔ B

, Personal property of others that is in the insured's care, custody and control



Coverage for property that is in the care, custody or control of the insured is considered
business personal property and is automatically covered under the policy.



All of the following are Optional Coverages under the Businessowners Policy, except:



A

Outdoor signs

B

Money and securities

C

Employee dishonesty

D

Personal property of others that is in the insured's care, custody and control - correct answer
✔✔ D

Personal property of others that is in the insured's care, custody and control



Who is authorized to request changes in the Business Owners Policy?



A

First named insured

B

Any insured

C

First named insurer

D

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