ProBanker 2025/2026 – 100+ Correct Questions & Answers | Banking Simulation, Interest Income, Asset Management – NYU Stern

This document provides 100+ updated and accurate exam-style questions with correct answers for the ProBanker 2025/2026 simulation, designed for students studying Banking, Finance, or Financial Modeling in programs such as those at NYU Stern School of Business or other institutions integrating ProBanker as part of their curriculum. Covering the latest simulation format and financial strategy concepts, this guide prepares learners to optimize bank performance through informed decision-making. The questions focus on realistic banking scenarios and simulation logic, mirroring how commercial banks operate in the real world. Key concepts and topics include: Revenue structure: loan interest income, G-bond interest, fee income Balance sheet strategy: asset/liability decisions, reserves, loan products Discount Window Advances vs. Federal Funds Elasticity, maturity gaps, deposit insurance costs, and reserve requirements Investor risk metrics: Net total assets to Tier 1 capital Loan types and deposit instruments: fixed-rate, floating-rate, CDs, IRAs ProBanker mechanics: advertising rules, rate ceilings, market rationing, balloon instruments This resource is ideal for: Undergraduate and MBA students in Finance, Banking, or Business Strategy Participants in ProBanker or similar banking simulation programs Instructors developing practice questions or mock exams for class use Students seeking a realistic understanding of banking operations, risk, and profitability modeling Organized in a Q&A format with thorough logic and financial explanations, this document supports students in mastering not only the simulation platform but also the economic principles underpinning banking operations. Keywords: ProBanker, banking simulation, asset management, financial modeling, interest income, reserve requirement, federal funds, discount window, elasticity, bank risk metrics, tier 1 capital, deposit strategy, G-bonds, balance sheet, NYU Stern, loan pricing, bank revenue, simulation exam prep