AHIP module 1, AHIP Module 1 Actual
Exam Test|Complete Questions With Verified
Answers (100% Accurate Solutions)
(2025/2026)RATED A+
Mrs. Chen will be 65 soon, has been a citizen for twelve years, has been employed full time, and paid
taxes during that entire period. She is concerned that she will not qualify for coverage under part A
because she was not born in the United States. What should you tell her?
Choose one answer.
a. Most individuals who are citizens and over age 65 are covered under Part A by virtue of having paid
Medicare taxes while working, though some may be covered as a result of paying monthly premiums.
b. Most individuals who are citizens and over age 65 and wish to be covered under Part A must enroll in
a Medicare Health Plan.
c. Most individuals who are citizens and over age 65 and are covered under Part A must pay a monthly
premium for that coverage.
d. All individuals who are citizens and over age 65 will be covered under Part A. - CORRECT ANSWERS
a. Most individuals who are citizens and over age 65 are covered under Part A by virtue of having paid
Medicare taxes while working, though some may be covered as a result of paying monthly premiums.
Mr. Bauer is 49 years old, but eighteen months ago he was declared disabled by the Social Security
Administration and has been receiving disability payments. He is wondering whether he can obtain
coverage under Medicare. What should you tell him? - CORRECT ANSWERS d. After receiving
such disability payments for 24 months, he will be automatically enrolled in Medicare, regardless of age.
Mr. Denton is 52 years old and has recently been diagnosed with end-stage renal disease (ESRD) and will
soon begin dialysis. He is wondering if he can obtain coverage under Medicare. What should you tell
him? - CORRECT ANSWERS a. He may sign-up for Medicare at any time however coverage
usually begins on the fourth month after dialysis treatments start. Correct
, Ms. Henderson believes that she will qualify for Medicare coverage when she turns 65, without paying
any premiums, because she has been working for 40 years and paying Medicare taxes. What should you
tell her? - CORRECT ANSWERS a. In order to obtain Part B coverage, she must pay a standard
monthly premium, though it is higher for individuals with higher incomes. Correct
Mr. Diaz continued working with his company and was insured under his employer's group plan until he
reached age 68. He has heard that there is a premium penalty for those who did not sign up for Part B
when first eligible and wants to know how much he will have to pay. What should you tell him? -
CORRECT ANSWERS b. Mr. Diaz will not pay any penalty because he had continuous coverage
under his employer's plan. Correct
Mrs. Peňa is 66 years old, has coverage under an employer plan and will retire next year. She heard she
must enroll in Part B at the beginning of the year to ensure no gap in coverage. What can you tell her? -
CORRECT ANSWERS d. She may enroll at any time while she is covered under her employer
plan, but she will have a special eight-month enrollment period that differs from the standard general
enrollment period, during which she may enroll in Medicare Part B. Correct
Mrs. Kelly, age 65, is entitled to Part A, but has not yet enrolled in Part B. She is considering enrollment
in a Medicare health plan (Part C). What should you advise her to do before she will be able to enroll
into a Medicare health plan? - CORRECT ANSWERS Mrs. Kelly, age 65, is entitled to Part A, but
has not yet enrolled in Part B. She is considering enrollment in a Medicare health plan (Part C). What
should you advise her to do before she will be able to enroll into a Medicare health plan?
Mrs. Park is an elderly retiree. She has a low, fixed income. What could you tell Mrs. Park that might be
of assistance? - CORRECT ANSWERS d. She should contact her state Medicaid agency to see if
she qualifies for one of several programs that can help with Medicare costs for which she is responsible.
Correct
Mr. Wu is eligible for Medicare. He has limited financial resources but failed to qualify for the Part D
low-income subsidy. Where might he turn for help with his prescription drug costs? - CORRECT
ANSWERS a. Mr. Wu may still qualify for help in paying Part D costs through his State
Pharmaceutical Assistance Program. Correct
Exam Test|Complete Questions With Verified
Answers (100% Accurate Solutions)
(2025/2026)RATED A+
Mrs. Chen will be 65 soon, has been a citizen for twelve years, has been employed full time, and paid
taxes during that entire period. She is concerned that she will not qualify for coverage under part A
because she was not born in the United States. What should you tell her?
Choose one answer.
a. Most individuals who are citizens and over age 65 are covered under Part A by virtue of having paid
Medicare taxes while working, though some may be covered as a result of paying monthly premiums.
b. Most individuals who are citizens and over age 65 and wish to be covered under Part A must enroll in
a Medicare Health Plan.
c. Most individuals who are citizens and over age 65 and are covered under Part A must pay a monthly
premium for that coverage.
d. All individuals who are citizens and over age 65 will be covered under Part A. - CORRECT ANSWERS
a. Most individuals who are citizens and over age 65 are covered under Part A by virtue of having paid
Medicare taxes while working, though some may be covered as a result of paying monthly premiums.
Mr. Bauer is 49 years old, but eighteen months ago he was declared disabled by the Social Security
Administration and has been receiving disability payments. He is wondering whether he can obtain
coverage under Medicare. What should you tell him? - CORRECT ANSWERS d. After receiving
such disability payments for 24 months, he will be automatically enrolled in Medicare, regardless of age.
Mr. Denton is 52 years old and has recently been diagnosed with end-stage renal disease (ESRD) and will
soon begin dialysis. He is wondering if he can obtain coverage under Medicare. What should you tell
him? - CORRECT ANSWERS a. He may sign-up for Medicare at any time however coverage
usually begins on the fourth month after dialysis treatments start. Correct
, Ms. Henderson believes that she will qualify for Medicare coverage when she turns 65, without paying
any premiums, because she has been working for 40 years and paying Medicare taxes. What should you
tell her? - CORRECT ANSWERS a. In order to obtain Part B coverage, she must pay a standard
monthly premium, though it is higher for individuals with higher incomes. Correct
Mr. Diaz continued working with his company and was insured under his employer's group plan until he
reached age 68. He has heard that there is a premium penalty for those who did not sign up for Part B
when first eligible and wants to know how much he will have to pay. What should you tell him? -
CORRECT ANSWERS b. Mr. Diaz will not pay any penalty because he had continuous coverage
under his employer's plan. Correct
Mrs. Peňa is 66 years old, has coverage under an employer plan and will retire next year. She heard she
must enroll in Part B at the beginning of the year to ensure no gap in coverage. What can you tell her? -
CORRECT ANSWERS d. She may enroll at any time while she is covered under her employer
plan, but she will have a special eight-month enrollment period that differs from the standard general
enrollment period, during which she may enroll in Medicare Part B. Correct
Mrs. Kelly, age 65, is entitled to Part A, but has not yet enrolled in Part B. She is considering enrollment
in a Medicare health plan (Part C). What should you advise her to do before she will be able to enroll
into a Medicare health plan? - CORRECT ANSWERS Mrs. Kelly, age 65, is entitled to Part A, but
has not yet enrolled in Part B. She is considering enrollment in a Medicare health plan (Part C). What
should you advise her to do before she will be able to enroll into a Medicare health plan?
Mrs. Park is an elderly retiree. She has a low, fixed income. What could you tell Mrs. Park that might be
of assistance? - CORRECT ANSWERS d. She should contact her state Medicaid agency to see if
she qualifies for one of several programs that can help with Medicare costs for which she is responsible.
Correct
Mr. Wu is eligible for Medicare. He has limited financial resources but failed to qualify for the Part D
low-income subsidy. Where might he turn for help with his prescription drug costs? - CORRECT
ANSWERS a. Mr. Wu may still qualify for help in paying Part D costs through his State
Pharmaceutical Assistance Program. Correct
