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Exam (elaborations)

D391 || Questions and Correct Detailed Answers

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healthcare ecosystem correct answers a system composed of elements that create a community healthcare system correct answers an organization of individuals, institutions, and resources that deliver services to clients stakeholders correct answers a group of people with a common interest, especially in a business provider correct answers a person or institution that performs a service; for example, a healthcare worker performs health services. healthcare producers correct answers diverse individuals with various skills and knowledge who provide services to patients product correct answers multiple client services and treatment in the healthcare system licensure correct answers education and qualifications for healthcare providers payers correct answers individuals or organizations who cover the costs of healthcare services, either through self-pay or insurance companies purchasers correct answers an individual or organization that purchases healthcare coverage on behalf of their employees investors correct answers individuals or organizations who invest in healthcare services National Committee for Quality Assurance (NCQA) correct answers monitors payer organizations

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Institution
D391 WGU
Course
D391 WGU

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Uploaded on
September 11, 2025
Number of pages
33
Written in
2025/2026
Type
Exam (elaborations)
Contains
Questions & answers

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D391 || Questions and Correct Detailed Answers


healthcare ecosystem correct answers a system composed of elements that create a community


healthcare system correct answers an organization of individuals, institutions, and resources that
deliver services to clients


stakeholders correct answers a group of people with a common interest, especially in a business


provider correct answers a person or institution that performs a service; for example, a healthcare
worker performs health services.


healthcare producers correct answers diverse individuals with various skills and knowledge who
provide services to patients


product correct answers multiple client services and treatment in the healthcare system


licensure correct answers education and qualifications for healthcare providers


payers correct answers individuals or organizations who cover the costs of healthcare services,
either through self-pay or insurance companies


purchasers correct answers an individual or organization that purchases healthcare coverage on
behalf of their employees


investors correct answers individuals or organizations who invest in healthcare services


National Committee for Quality Assurance (NCQA) correct answers monitors payer
organizations

,Joint Commission on Accreditation of Healthcare Organizations (JCAHO) correct answers helps
improve and monitor providers' quality of care


U.S. Department of Health and Human Services correct answers government organization that
protects consumers from harm


government regulations correct answers helps reduce harm to healthcare patients and employees


health insurance correct answers payment for health services


fee-for-service correct answers providers receive payment for services performed


health maintenance organizations correct answers a model in which providers are paid capitation
payments, restricting patients to a preferred list of providers and controlling access to care


insurance risk correct answers an event covered by insurance; the risk of payment is borne by the
insurer, so insurance companies work hard to manage risk for both individuals and groups


insurance expenses correct answers payments such as deductibles, premiums, and co-pays


Moral hazards correct answers situation in which individual incurs no consequence for a
decision, allowing for extravagant choices such as using more medical services than are
necessary


adverse selection correct answers in insurance terms, a situation in which the insured person has
information that the insurer does not have, gaining coverage at a cost below the true level of risk


value-based care correct answers provider of service awards for quality patient care

,wellness and prevention correct answers reduce cost and improve patient outcomes


legislation correct answers standardizes care and protects patients


Affordable Care Act correct answers a law that states everyone in the United States can receive
affordable, accessible, quality care


Medicare correct answers health insurance for people over age 65 and people on social security
disability


reimbursement correct answers funds paid to providers for services rendered


Food and Drug Administration (FDA) correct answers approves food, drugs, biological products,
and medical devices


Federal Trade Commission (FTC) correct answers federal agency responsible for enforcing
antitrust laws and preventing monopolies from developing


Medicaid correct answers insurance for the low socioeconomic population


Children Health Insurance Program (CHIP) correct answers insurance for families with children
that do not qualify for Medicaid


group health insurance correct answers insurance offered by an employer or union


health savings account correct answers tax-free financial healthcare account that pays for future
medical expenses

, cost sharing correct answers Healthcare payments are shared by the insured and the company.


premiums correct answers monthly payments for health insurance


self-pay correct answers paying for medical care up-front


efficiency correct answers obtaining the most significant health benefit in a way that minimizes
costs and resource use


quality correct answers evidence-based care that delivers positive outcomes


SHARE approach correct answers a decision-making framework involving a client and care
providers


S: seek your patient's participation
H: help your patient explore and compare treatment options
A: assess your patient's values and preferences
R: reach a decision with your patient
E: evaluate your patient's decision


DECIDE model correct answers a decision-making approach that involves six different activities


Defining the problem,
Exploring alternatives,
Considering the consequences, Identifying values,
Deciding and acting,
Evaluating the decision.

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