1
Florida Real Estate Sales Associate Exam
Prep 2025/2026 – Complete Study Guide
with 100 Questions and Verified Answers
Question 1
What is the primary purpose of the Florida Real Estate Commission (FREC)?
a. To issue building permits
b. To regulate and enforce real estate laws
c. To provide real estate financing
d. To conduct property appraisals
Rationale: The FREC is established under Chapter 475, Florida Statutes, to regulate real
estate practices, protect the public, and ensure compliance with state laws. Option b is correct as
it reflects FREC’s core function. Option a is incorrect as building permits are issued by local
governments, option c is unrelated to FREC’s role, and option d pertains to appraisers, not
FREC.
Question 2
A sales associate works under the direction of:
a. A title company
b. A broker or owner-developer
c. A property appraiser
d. A mortgage lender
Rationale: Per Florida Statutes, a sales associate must work under the supervision of a
licensed broker or, in some cases, an owner-developer registered with the DBPR. Option b is
correct. Options a, c, and d are incorrect as sales associates do not work under title companies,
appraisers, or lenders.
Question 3
Which of the following is a requirement to obtain a Florida real estate sales associate license?
a. Be at least 21 years old
b. Complete 63 hours of pre-licensing education
, 2
c. Hold a college degree in real estate
d. Have 2 years of active brokerage experience
Rationale: Florida law requires candidates to complete a 63-hour pre-licensing course
approved by the FREC, among other requirements. Option b is correct. Option a is incorrect as
the minimum age is 18, option c is not required, and option d applies to broker licenses, not sales
associates.
Question 4
What is the term for the right of a property owner to use adjacent land for access to a public
road?
a. Easement appurtenant
b. License
c. Easement in gross
d. Encroachment
Rationale: An easement appurtenant grants a property owner the right to use another’s land
for access, such as to a public road. Option a is correct. A license (option b) is a revocable
permission, an easement in gross (option c) benefits an individual or entity, and an encroachment
(option d) is an unauthorized use of another’s property.
Question 5
A property is sold “as is.” This means:
a. The seller guarantees the property’s condition
b. The buyer accepts the property in its current condition
c. The property is free of liens
d. The seller must make all repairs
Rationale: Selling “as is” means the buyer accepts the property in its existing condition,
with no warranties from the seller. Option b is correct. Option a is incorrect as no guarantees are
made, option c relates to title issues, and option d contradicts the “as is” concept.
Question 6
What type of deed provides the least protection to the grantee?
a. General Warranty Deed
b. Special Warranty Deed
, 3
c. Quitclaim Deed
d. Bargain and Sale Deed
Rationale: A quitclaim deed transfers only the grantor’s interest without warranties, offering
the least protection. Option c is correct. Options a, b, and d provide some level of warranty, with
general warranty offering the most and special warranty and bargain and sale offering limited
warranties.
Question 7
A licensed appraiser is typically compensated with:
a. A commission based on property value
b. A flat fee
c. A percentage of the sale price
d. An hourly rate
Rationale: Appraisers are compensated with a flat fee to ensure impartiality, as required by
professional standards. Option b is correct. Options a, c, and d could compromise objectivity and
are not standard practices.
Question 8
Which federal law protects consumers from discriminatory lending practices?
a. Truth in Lending Act
b. Equal Credit Opportunity Act
c. Real Estate Settlement Procedures Act
d. Fair Housing Act
Rationale: The Equal Credit Opportunity Act (ECOA) prohibits discrimination in lending
based on race, color, religion, sex, or other protected characteristics. Option b is correct. Option a
addresses loan disclosures, option c covers settlement procedures, and option d pertains to
housing discrimination.
Question 9
A property’s legal description is found in:
a. The sales contract
b. The deed
, 4
c. The mortgage agreement
d. The listing agreement
Rationale: The legal description, which precisely identifies a property, is recorded in the
deed. Option b is correct. Options a, c, and d may reference the property but do not typically
include the full legal description.
Question 10
What is the maximum homestead exemption amount for a Florida resident’s primary residence in
2025?
a. $25,000
b. $50,000
c. $75,000
d. $100,000
Rationale: Florida’s homestead exemption allows up to $50,000 in assessed value to be
exempt from property taxes for a primary residence, per Florida Statutes. Option b is correct.
Options a, c, and d do not reflect the current exemption amount.
Question 11
A broker’s office must display:
a. A copy of the sales contract
b. The broker’s license
c. The property appraisal
d. The mortgage agreement
Rationale: Florida law requires a broker’s office to display their active license prominently.
Option b is correct. Options a, c, and d are not required for display.
Question 12
Which of the following is a characteristic of a tenancy in common?
a. Equal ownership shares
b. Right of survivorship
c. Unequal ownership shares permitted
d. Limited to married couples
Florida Real Estate Sales Associate Exam
Prep 2025/2026 – Complete Study Guide
with 100 Questions and Verified Answers
Question 1
What is the primary purpose of the Florida Real Estate Commission (FREC)?
a. To issue building permits
b. To regulate and enforce real estate laws
c. To provide real estate financing
d. To conduct property appraisals
Rationale: The FREC is established under Chapter 475, Florida Statutes, to regulate real
estate practices, protect the public, and ensure compliance with state laws. Option b is correct as
it reflects FREC’s core function. Option a is incorrect as building permits are issued by local
governments, option c is unrelated to FREC’s role, and option d pertains to appraisers, not
FREC.
Question 2
A sales associate works under the direction of:
a. A title company
b. A broker or owner-developer
c. A property appraiser
d. A mortgage lender
Rationale: Per Florida Statutes, a sales associate must work under the supervision of a
licensed broker or, in some cases, an owner-developer registered with the DBPR. Option b is
correct. Options a, c, and d are incorrect as sales associates do not work under title companies,
appraisers, or lenders.
Question 3
Which of the following is a requirement to obtain a Florida real estate sales associate license?
a. Be at least 21 years old
b. Complete 63 hours of pre-licensing education
, 2
c. Hold a college degree in real estate
d. Have 2 years of active brokerage experience
Rationale: Florida law requires candidates to complete a 63-hour pre-licensing course
approved by the FREC, among other requirements. Option b is correct. Option a is incorrect as
the minimum age is 18, option c is not required, and option d applies to broker licenses, not sales
associates.
Question 4
What is the term for the right of a property owner to use adjacent land for access to a public
road?
a. Easement appurtenant
b. License
c. Easement in gross
d. Encroachment
Rationale: An easement appurtenant grants a property owner the right to use another’s land
for access, such as to a public road. Option a is correct. A license (option b) is a revocable
permission, an easement in gross (option c) benefits an individual or entity, and an encroachment
(option d) is an unauthorized use of another’s property.
Question 5
A property is sold “as is.” This means:
a. The seller guarantees the property’s condition
b. The buyer accepts the property in its current condition
c. The property is free of liens
d. The seller must make all repairs
Rationale: Selling “as is” means the buyer accepts the property in its existing condition,
with no warranties from the seller. Option b is correct. Option a is incorrect as no guarantees are
made, option c relates to title issues, and option d contradicts the “as is” concept.
Question 6
What type of deed provides the least protection to the grantee?
a. General Warranty Deed
b. Special Warranty Deed
, 3
c. Quitclaim Deed
d. Bargain and Sale Deed
Rationale: A quitclaim deed transfers only the grantor’s interest without warranties, offering
the least protection. Option c is correct. Options a, b, and d provide some level of warranty, with
general warranty offering the most and special warranty and bargain and sale offering limited
warranties.
Question 7
A licensed appraiser is typically compensated with:
a. A commission based on property value
b. A flat fee
c. A percentage of the sale price
d. An hourly rate
Rationale: Appraisers are compensated with a flat fee to ensure impartiality, as required by
professional standards. Option b is correct. Options a, c, and d could compromise objectivity and
are not standard practices.
Question 8
Which federal law protects consumers from discriminatory lending practices?
a. Truth in Lending Act
b. Equal Credit Opportunity Act
c. Real Estate Settlement Procedures Act
d. Fair Housing Act
Rationale: The Equal Credit Opportunity Act (ECOA) prohibits discrimination in lending
based on race, color, religion, sex, or other protected characteristics. Option b is correct. Option a
addresses loan disclosures, option c covers settlement procedures, and option d pertains to
housing discrimination.
Question 9
A property’s legal description is found in:
a. The sales contract
b. The deed
, 4
c. The mortgage agreement
d. The listing agreement
Rationale: The legal description, which precisely identifies a property, is recorded in the
deed. Option b is correct. Options a, c, and d may reference the property but do not typically
include the full legal description.
Question 10
What is the maximum homestead exemption amount for a Florida resident’s primary residence in
2025?
a. $25,000
b. $50,000
c. $75,000
d. $100,000
Rationale: Florida’s homestead exemption allows up to $50,000 in assessed value to be
exempt from property taxes for a primary residence, per Florida Statutes. Option b is correct.
Options a, c, and d do not reflect the current exemption amount.
Question 11
A broker’s office must display:
a. A copy of the sales contract
b. The broker’s license
c. The property appraisal
d. The mortgage agreement
Rationale: Florida law requires a broker’s office to display their active license prominently.
Option b is correct. Options a, c, and d are not required for display.
Question 12
Which of the following is a characteristic of a tenancy in common?
a. Equal ownership shares
b. Right of survivorship
c. Unequal ownership shares permitted
d. Limited to married couples
