FOR3705
Assignment 2
Due 2025
,Forensic Crime Intelligence
Question 1
Explain how the behavioural profile could fill information gaps in a financial
profile.
A financial profile generally concentrates on tangible, quantifiable elements such as
income, assets, liabilities, and financial transactions. However, while this information
reflects what an individual earns or spends, it does not always provide insight into the
underlying reasons behind suspicious financial behaviour. This is where a behavioural
profile plays a crucial role.
A behavioural profile explores lifestyle patterns, psychological tendencies,
motivations, and social relationships that may influence financial activity. For
example, if an individual demonstrates unexplained wealth, the behavioural assessment
might reveal factors such as gambling addictions, associations with organised
crime, or reckless spending habits. Similarly, by examining risk tolerance, stress
indicators, and lifestyle choices, investigators can better understand sudden or irregular
changes in financial behaviour.
In essence, the behavioural profile provides context and meaning to the financial data,
bridging gaps left by incomplete or inconclusive records. It not only strengthens the
interpretation of the financial profile but also generates investigative leads that may
point to potential criminal intent.
Question 2
A local municipality in Limpopo notices suspicious payments to a dormant construction
company.
, 2.1 Business profiling records and documents to examine (5)
1. Company registration documentation – to review incorporation details,
directorship changes, and dormancy history.
2. Tax compliance records – including VAT, PAYE, and corporate tax
submissions.
3. Financial statements and audit reports – to assess liquidity, solvency, and
actual operating capacity.
4. Tender and contract documentation – covering bid submissions, adjudication
records, and award criteria.
5. Payroll and employee records – to verify the existence and qualifications of
staff required for service delivery.
2.2 Information sources for business profiling (5)
1. CIPC (Companies and Intellectual Property Commission) – for official
company and directorship records.
2. SARS (South African Revenue Service) – for tax compliance checks and
anomalies.
3. Banking institutions – to analyse account activity, credit facilities, and
transaction histories.
4. Municipal procurement records – for supplier registration, contract awards,
and tender evaluations.
5. Open-source intelligence (OSINT) – including media reports, business
directories, trade references, and whistle-blower accounts.
Question 3
Using the net-worth method to investigate the finance manager (5).
The net-worth method is an investigative technique that compares an individual’s
declared legal income against the growth of their assets over a specified period.
Applying it to the finance manager would involve:
Assignment 2
Due 2025
,Forensic Crime Intelligence
Question 1
Explain how the behavioural profile could fill information gaps in a financial
profile.
A financial profile generally concentrates on tangible, quantifiable elements such as
income, assets, liabilities, and financial transactions. However, while this information
reflects what an individual earns or spends, it does not always provide insight into the
underlying reasons behind suspicious financial behaviour. This is where a behavioural
profile plays a crucial role.
A behavioural profile explores lifestyle patterns, psychological tendencies,
motivations, and social relationships that may influence financial activity. For
example, if an individual demonstrates unexplained wealth, the behavioural assessment
might reveal factors such as gambling addictions, associations with organised
crime, or reckless spending habits. Similarly, by examining risk tolerance, stress
indicators, and lifestyle choices, investigators can better understand sudden or irregular
changes in financial behaviour.
In essence, the behavioural profile provides context and meaning to the financial data,
bridging gaps left by incomplete or inconclusive records. It not only strengthens the
interpretation of the financial profile but also generates investigative leads that may
point to potential criminal intent.
Question 2
A local municipality in Limpopo notices suspicious payments to a dormant construction
company.
, 2.1 Business profiling records and documents to examine (5)
1. Company registration documentation – to review incorporation details,
directorship changes, and dormancy history.
2. Tax compliance records – including VAT, PAYE, and corporate tax
submissions.
3. Financial statements and audit reports – to assess liquidity, solvency, and
actual operating capacity.
4. Tender and contract documentation – covering bid submissions, adjudication
records, and award criteria.
5. Payroll and employee records – to verify the existence and qualifications of
staff required for service delivery.
2.2 Information sources for business profiling (5)
1. CIPC (Companies and Intellectual Property Commission) – for official
company and directorship records.
2. SARS (South African Revenue Service) – for tax compliance checks and
anomalies.
3. Banking institutions – to analyse account activity, credit facilities, and
transaction histories.
4. Municipal procurement records – for supplier registration, contract awards,
and tender evaluations.
5. Open-source intelligence (OSINT) – including media reports, business
directories, trade references, and whistle-blower accounts.
Question 3
Using the net-worth method to investigate the finance manager (5).
The net-worth method is an investigative technique that compares an individual’s
declared legal income against the growth of their assets over a specified period.
Applying it to the finance manager would involve:
