CPCU Ethics test 2025 Actual exam (Testing Real
Exam Questions) and verified Answers ( 100%
accurate) GET IT RIGHT!!
Everyday choices made regarding dress or speech are more a reflection of a
person's personality; ethical choices reflect a person's - (ANSWER)Character
Moral principles or practices arise out of the desire to avoid - (ANSWER)the chaos
of unrestrained personal behavior at the expense of the social order
When it comes to ethics we have the opportunity to - (ANSWER)create our own
perception and process
In general, it is our ability to _______, in other words to think beyond a surface
level that distinguishes us from the plants and animals with which we share this
earth - (ANSWER)reason critically
P T Barnum said: - (ANSWER)"No man can be dishonest without soon being found
out and when his lack of principle is discovered, nearly every avenue to success is
closed... "
Situational ethics is the term for - (ANSWER)social behavior that allows people to
choose to deal with dilemmas based on what's right at the moment
The ability to reason critically includes all of the following, EXCEPT - (ANSWER)the
ability to use judgment of facts and reach logical conclusions EXCEPT WHEN those
conclusions differ significantly from our own basic beliefs
,What comment followed this remark by Aleksandr Solzhenitsyn, a famous Russian
dissident? "I've lived my life in a society where there was no rule of law. And
that's a terrible existence." - (ANSWER)"But a society where the rule of law is the
only standard of ethical behavior is equally bad."
What does "it's not the harness but the horses that pull the wagon" mean? -
(ANSWER)Individual actions create the ethical climate in a company.
When everyone determines his or her own standards, there are no standards.
What human tendency magnifies this dilemma? - (ANSWER)judging oneself
according to one's own GOOD INTENTIONS while judging others by their WORST
ACTIONS
Which term is used to describe a gut feeling, when you can tell something feels
right or wrong, ethical or unethical, legal or illegal? - (ANSWER)intuition
Acting on your mentor's suggestion that you sell a certain form of insurance to
one of your clients without questioning whether the insurance is required by your
client may be an example of which of the following common patterns of reaction?
- (ANSWER)blind faith
Suggesting the same life coverage for each person between 20 and 25 or the
same annuity products for each person between 30 and 35 may be an example of
which common pattern of reaction? - (ANSWER)habit
,Reasoning critically involves much more than just an overt, animal instinct
reaction to the external events around us. Reasoning critically requires that we
use our mind's ability to process information in a logical, organized way to reach
conclusions that will allow us to make thought-based, rather than reaction-based,
decisions. This involves which of the following? - (ANSWER)questioning, rather
than simply accepting
an ethical philosophy that postulates that we should always choose the action
that will cause the greatest amount of good for the greatest number of people -
(ANSWER)Utilitarianism
a philosophy that postulates that the highest ethical standard can be achieved by
doing what is the greatest good for the "individual" over the long term -
(ANSWER)Individualism
Individualism is most often associated with which of the following? -
(ANSWER)Greatest good for the individual over the long term
Justice is most often associated with which of the following? - (ANSWER)Equal
treatment of everyone
All of the following are philosophical approaches to ethics, EXCEPT: -
(ANSWER)legal rule
The Moral Rights philosophy argues each human being is born with all of the
following rights, EXCEPT: - (ANSWER)Right to Universal Health Care
, Silver Rule only asks you to do one thing. What is that? - (ANSWER)Do no harm
The Moral Rights approach to ethics is based upon: - (ANSWER)Developing an
understanding of and healthy respect for the rights of others as individuals
Utilitarianism is most often associated with which of the following? -
(ANSWER)Greatest amount of good to occur for the greatest number of people
All of the following are philosophical approaches to ethics, EXCEPT: -
(ANSWER)religion
The overriding theme of the Justice View is to treat everyone equally, meaning
______________. - (ANSWER)equally good, not equally bad.
Moral Rights is most often associated with which of the following? -
(ANSWER)Each individual is endowed with the right to think for him or herself and
to make decisions as free thinking human beings
Moral rights philosophy - (ANSWER)each individual is endowed with the right to
think for himself or herself and to make decisions as a free thinking human being.
The moral rights philosophy holds that the decisions and choices made by each
individual are deserving of (and should be) respected
Exam Questions) and verified Answers ( 100%
accurate) GET IT RIGHT!!
Everyday choices made regarding dress or speech are more a reflection of a
person's personality; ethical choices reflect a person's - (ANSWER)Character
Moral principles or practices arise out of the desire to avoid - (ANSWER)the chaos
of unrestrained personal behavior at the expense of the social order
When it comes to ethics we have the opportunity to - (ANSWER)create our own
perception and process
In general, it is our ability to _______, in other words to think beyond a surface
level that distinguishes us from the plants and animals with which we share this
earth - (ANSWER)reason critically
P T Barnum said: - (ANSWER)"No man can be dishonest without soon being found
out and when his lack of principle is discovered, nearly every avenue to success is
closed... "
Situational ethics is the term for - (ANSWER)social behavior that allows people to
choose to deal with dilemmas based on what's right at the moment
The ability to reason critically includes all of the following, EXCEPT - (ANSWER)the
ability to use judgment of facts and reach logical conclusions EXCEPT WHEN those
conclusions differ significantly from our own basic beliefs
,What comment followed this remark by Aleksandr Solzhenitsyn, a famous Russian
dissident? "I've lived my life in a society where there was no rule of law. And
that's a terrible existence." - (ANSWER)"But a society where the rule of law is the
only standard of ethical behavior is equally bad."
What does "it's not the harness but the horses that pull the wagon" mean? -
(ANSWER)Individual actions create the ethical climate in a company.
When everyone determines his or her own standards, there are no standards.
What human tendency magnifies this dilemma? - (ANSWER)judging oneself
according to one's own GOOD INTENTIONS while judging others by their WORST
ACTIONS
Which term is used to describe a gut feeling, when you can tell something feels
right or wrong, ethical or unethical, legal or illegal? - (ANSWER)intuition
Acting on your mentor's suggestion that you sell a certain form of insurance to
one of your clients without questioning whether the insurance is required by your
client may be an example of which of the following common patterns of reaction?
- (ANSWER)blind faith
Suggesting the same life coverage for each person between 20 and 25 or the
same annuity products for each person between 30 and 35 may be an example of
which common pattern of reaction? - (ANSWER)habit
,Reasoning critically involves much more than just an overt, animal instinct
reaction to the external events around us. Reasoning critically requires that we
use our mind's ability to process information in a logical, organized way to reach
conclusions that will allow us to make thought-based, rather than reaction-based,
decisions. This involves which of the following? - (ANSWER)questioning, rather
than simply accepting
an ethical philosophy that postulates that we should always choose the action
that will cause the greatest amount of good for the greatest number of people -
(ANSWER)Utilitarianism
a philosophy that postulates that the highest ethical standard can be achieved by
doing what is the greatest good for the "individual" over the long term -
(ANSWER)Individualism
Individualism is most often associated with which of the following? -
(ANSWER)Greatest good for the individual over the long term
Justice is most often associated with which of the following? - (ANSWER)Equal
treatment of everyone
All of the following are philosophical approaches to ethics, EXCEPT: -
(ANSWER)legal rule
The Moral Rights philosophy argues each human being is born with all of the
following rights, EXCEPT: - (ANSWER)Right to Universal Health Care
, Silver Rule only asks you to do one thing. What is that? - (ANSWER)Do no harm
The Moral Rights approach to ethics is based upon: - (ANSWER)Developing an
understanding of and healthy respect for the rights of others as individuals
Utilitarianism is most often associated with which of the following? -
(ANSWER)Greatest amount of good to occur for the greatest number of people
All of the following are philosophical approaches to ethics, EXCEPT: -
(ANSWER)religion
The overriding theme of the Justice View is to treat everyone equally, meaning
______________. - (ANSWER)equally good, not equally bad.
Moral Rights is most often associated with which of the following? -
(ANSWER)Each individual is endowed with the right to think for him or herself and
to make decisions as free thinking human beings
Moral rights philosophy - (ANSWER)each individual is endowed with the right to
think for himself or herself and to make decisions as a free thinking human being.
The moral rights philosophy holds that the decisions and choices made by each
individual are deserving of (and should be) respected
