FLORIDA INSURANCE EXAM WITH
CORRECT ANSWERS
The pclause pidentifying pwhich plosses presulting pfrom pan paccident por psickness
pare pinsured pby pthe ppolicy pis pcalled pthe: p- pcorrect panswers p-Insuring pclause
K papplies pfor pa plife pinsurance ppolicy pon pherself pand psubmits pthe pinitial
ppremium pwith pthe papplication. pShe pis pgiven pa preceipt pby pthe pagent pstating
pthat pcoverage pbegins pimmediately pif pthe papplication pis papproved. pWhat pkind
pof preceipt pwas pused? p- pcorrect panswers p-Conditional
A plife pinsurance parrangement pwhich pcircumvents pinsurable pinterest pstatutes pis
pcalled: p- pcorrect panswers p-Investor-Originated pLife pInsurance
Which pof pthe pfollowing phealth ppolicy pprovisions pstates pthat pthe pproducer pdoes
pNOT phave pthe pauthority pto pchange pthe ppolicy por pwaive pany pof pits
pprovisions? p- pcorrect panswers p-Entire pContract
Within phow pmany pdays pafter ppolicy pdelivery pcan pa pMedicare pSupplement
ppolicy pbe preturned pfor pa p100% ppremium prefund? p- pcorrect panswers p-30
, Which pof pthe pfollowing pis pNOT pan punfair pclaim psettlement ppractice? p- pcorrect
panswers p-Needing pwritten pdocumentation pof pclaim pdetails
Who pis pNOT prequired pto psign pa plife pinsurance papplication? p- pcorrect panswers
p-Beneficiary
To pbe peligible pfor pSocial pSecurity pdisability pbenefits, pan pemployee pmust pbe
punable pto pperform: p- pcorrect panswers p-any poccupation
The ptype pof pannuity pthat pcan pbe ppurchased pwith pone pmonetary pdeposit pis
pcalled pa(n): p- pcorrect panswers p-Immediate pannuity
A plife pinsurance papplication pmust pbe psigned pby pall pof pthese, pEXCEPT: p-
pcorrect panswers p-beneficiary
Which pof pthe pfollowing pis pconsidered pan paccurate pstatement pof pan punfair
ptrade ppractice? p- pcorrect panswers p-Twisting pinvolves pan pagent pusing
pmisrepresentation pto pconvince pa ppolicyowner pto pcancel ptheir pcurrent ppolicy
pso pthat pthey pcan ppurchase pa pnew plife pinsurance ppolicy pwith panother
pcompany
The pAccelerated pDeath pBenefit pprovision pin pa plife pinsurance ppolicy pis palso
pknown pas pa(n): p- pcorrect panswers p-Living pBenefit
Which pof pthe pfollowing ppolicy pfeatures pallows pan pinsured pto pdefer pcurrent
phealth pcharges pto pthe pfollowing pyear's pdeductible pinstead pof pthe pcurrent
pyear's pdeducitble? p- pcorrect panswers p-Carryover pprovision
Insurance ppolicies pare pconsidered paleatory pcontracts pbecause p- pcorrect
panswers p-performance pis pconditioned pupon pa pfuture poccurrence
Within phow pmany pdays pmust pa plicensee pnotify pthe pDepartment pof pFinancial
pServices pof pa pchange pin paddress? p- pcorrect panswers p-30
Which porganization pwas pestablished pto pprovide pfunds pto pprotect pan pinsured pin
pthe pevent pof pan pinsurer's pinsolvency? p- pcorrect panswers p-Florida pLife pand
pHealth pInsurance pGuaranty pAssociation
The pclause pin pan pAccident pand pHealth ppolicy pwhich pdefines pthe pbenefit
pamounts pthe pinsurer pwill ppay pis pcalled pthe: p- pcorrect panswers p-Insuring
pclause
When pa ppolicyowner pcash psurrenders pa pUniversal pLife pinsurance ppolicy pin pit's
pearly pyears, pthis pmay pbe pconsidered pa pred pflag pfor pa(n): p- pcorrect panswers
p-Anti-Money pLaundering pviolation
According pto pthe pTime pPayment pof pClaims pprovision, pthe pinsurer pmust ppay
pDisability pIncome pbenefits pno pless pfrequently pthan pwhich pof pthe pfollowing
poptions? p- pcorrect panswers p-Monthly
CORRECT ANSWERS
The pclause pidentifying pwhich plosses presulting pfrom pan paccident por psickness
pare pinsured pby pthe ppolicy pis pcalled pthe: p- pcorrect panswers p-Insuring pclause
K papplies pfor pa plife pinsurance ppolicy pon pherself pand psubmits pthe pinitial
ppremium pwith pthe papplication. pShe pis pgiven pa preceipt pby pthe pagent pstating
pthat pcoverage pbegins pimmediately pif pthe papplication pis papproved. pWhat pkind
pof preceipt pwas pused? p- pcorrect panswers p-Conditional
A plife pinsurance parrangement pwhich pcircumvents pinsurable pinterest pstatutes pis
pcalled: p- pcorrect panswers p-Investor-Originated pLife pInsurance
Which pof pthe pfollowing phealth ppolicy pprovisions pstates pthat pthe pproducer pdoes
pNOT phave pthe pauthority pto pchange pthe ppolicy por pwaive pany pof pits
pprovisions? p- pcorrect panswers p-Entire pContract
Within phow pmany pdays pafter ppolicy pdelivery pcan pa pMedicare pSupplement
ppolicy pbe preturned pfor pa p100% ppremium prefund? p- pcorrect panswers p-30
, Which pof pthe pfollowing pis pNOT pan punfair pclaim psettlement ppractice? p- pcorrect
panswers p-Needing pwritten pdocumentation pof pclaim pdetails
Who pis pNOT prequired pto psign pa plife pinsurance papplication? p- pcorrect panswers
p-Beneficiary
To pbe peligible pfor pSocial pSecurity pdisability pbenefits, pan pemployee pmust pbe
punable pto pperform: p- pcorrect panswers p-any poccupation
The ptype pof pannuity pthat pcan pbe ppurchased pwith pone pmonetary pdeposit pis
pcalled pa(n): p- pcorrect panswers p-Immediate pannuity
A plife pinsurance papplication pmust pbe psigned pby pall pof pthese, pEXCEPT: p-
pcorrect panswers p-beneficiary
Which pof pthe pfollowing pis pconsidered pan paccurate pstatement pof pan punfair
ptrade ppractice? p- pcorrect panswers p-Twisting pinvolves pan pagent pusing
pmisrepresentation pto pconvince pa ppolicyowner pto pcancel ptheir pcurrent ppolicy
pso pthat pthey pcan ppurchase pa pnew plife pinsurance ppolicy pwith panother
pcompany
The pAccelerated pDeath pBenefit pprovision pin pa plife pinsurance ppolicy pis palso
pknown pas pa(n): p- pcorrect panswers p-Living pBenefit
Which pof pthe pfollowing ppolicy pfeatures pallows pan pinsured pto pdefer pcurrent
phealth pcharges pto pthe pfollowing pyear's pdeductible pinstead pof pthe pcurrent
pyear's pdeducitble? p- pcorrect panswers p-Carryover pprovision
Insurance ppolicies pare pconsidered paleatory pcontracts pbecause p- pcorrect
panswers p-performance pis pconditioned pupon pa pfuture poccurrence
Within phow pmany pdays pmust pa plicensee pnotify pthe pDepartment pof pFinancial
pServices pof pa pchange pin paddress? p- pcorrect panswers p-30
Which porganization pwas pestablished pto pprovide pfunds pto pprotect pan pinsured pin
pthe pevent pof pan pinsurer's pinsolvency? p- pcorrect panswers p-Florida pLife pand
pHealth pInsurance pGuaranty pAssociation
The pclause pin pan pAccident pand pHealth ppolicy pwhich pdefines pthe pbenefit
pamounts pthe pinsurer pwill ppay pis pcalled pthe: p- pcorrect panswers p-Insuring
pclause
When pa ppolicyowner pcash psurrenders pa pUniversal pLife pinsurance ppolicy pin pit's
pearly pyears, pthis pmay pbe pconsidered pa pred pflag pfor pa(n): p- pcorrect panswers
p-Anti-Money pLaundering pviolation
According pto pthe pTime pPayment pof pClaims pprovision, pthe pinsurer pmust ppay
pDisability pIncome pbenefits pno pless pfrequently pthan pwhich pof pthe pfollowing
poptions? p- pcorrect panswers p-Monthly
