Florida Insurance Exam (2-15) real 2024
Study online at https://quizlet.com/_hlzeur
A Supplementary Medical Expense pol-
icy combines the benefits of what two Basic Medical and Major Medical
types of plans?
Which of the following is not correct con-
They mandate enrollment for groups of
cerning Health Maintenance Organiza-
25 or more.
tions?
Which is not true concerning a Hospital
Benefits are paid directly to the hospital
Fixed-Rate plan?
When benefits are paid to a policyowner
covered under a Hospital Expense poli-
Fixed-Rate plan
cy, the policy is considered to be which
of the following?
Which of the following about Health Re-
imbursement Accounts HRA's is/are cor- HRA's are established by the employer
rect?
Which of the following statements is true
They usually have a stated limit for spe-
about Basic Hospital, Medical, and Sur-
cific expenses.
gical Expense Policies?
Which of the following plans used with
High Deductible Health Plans is employ- Health Savings Accounts (HSAs)
ee owned?
6. Which of the following service
providers allows for a primary care physi- Point of Service Plan (POS)
cian as well as out-of-network care?
Which of the following is true about coin-
It helps control overutilization of benefits.
surance?
In a Basic Surgical policy, which of the
Relative Value
following pays per point?
The type of health care provider that pro-
vides both the health care services and Health Maintenance Organization
the health care financing is a:
Which of the following non-insurance en-
tities are NOT involved with self-insured Actuaries
plans?
, Florida Insurance Exam (2-15) real 2024
Study online at https://quizlet.com/_hlzeur
Which of the following policies would
cover a student pilot taking flying Special Risk
lessons?
An applicant for insurance may pay the
initial premium and receive a document
from the agent indicating that if the policy
Conditional receipt
is issued as requested coverage begins
on the date of the documents. What is
this document called?
How does a basic medical plan avoid
small claims and keep the cost of premi- by imposing benefit limits
ums down?
A limited risk policy will pay for dread
diseases such as cancer
:
Stagmite purchases a major medical
policy with a $100 annual deductible,
80/20 co-insurance and a maximum
$2100
out-of-pocket of $5000. If Stagmite were
to incur covered expenses of $10,100,
how much would Stag be out of pocket?
If all or part of a $500 deductible is offset
by a Basic Medical policy, what type of Integrated
deductible applies?
In a Basic Hospital Expense policy, the
miscellaneous expense limits are a mul- Daily room and board
tiple of what factor?
What is the agreement between an HMO
Health maintenance contract
and subscriber or group?
HMOs are a distinct form of health They provide financing for the health
provider because: care plus the health care itself
Which of the following is the most com-
mon type of co-insurance in a major 20-25%
medical policy?
They are not debit companies
Study online at https://quizlet.com/_hlzeur
A Supplementary Medical Expense pol-
icy combines the benefits of what two Basic Medical and Major Medical
types of plans?
Which of the following is not correct con-
They mandate enrollment for groups of
cerning Health Maintenance Organiza-
25 or more.
tions?
Which is not true concerning a Hospital
Benefits are paid directly to the hospital
Fixed-Rate plan?
When benefits are paid to a policyowner
covered under a Hospital Expense poli-
Fixed-Rate plan
cy, the policy is considered to be which
of the following?
Which of the following about Health Re-
imbursement Accounts HRA's is/are cor- HRA's are established by the employer
rect?
Which of the following statements is true
They usually have a stated limit for spe-
about Basic Hospital, Medical, and Sur-
cific expenses.
gical Expense Policies?
Which of the following plans used with
High Deductible Health Plans is employ- Health Savings Accounts (HSAs)
ee owned?
6. Which of the following service
providers allows for a primary care physi- Point of Service Plan (POS)
cian as well as out-of-network care?
Which of the following is true about coin-
It helps control overutilization of benefits.
surance?
In a Basic Surgical policy, which of the
Relative Value
following pays per point?
The type of health care provider that pro-
vides both the health care services and Health Maintenance Organization
the health care financing is a:
Which of the following non-insurance en-
tities are NOT involved with self-insured Actuaries
plans?
, Florida Insurance Exam (2-15) real 2024
Study online at https://quizlet.com/_hlzeur
Which of the following policies would
cover a student pilot taking flying Special Risk
lessons?
An applicant for insurance may pay the
initial premium and receive a document
from the agent indicating that if the policy
Conditional receipt
is issued as requested coverage begins
on the date of the documents. What is
this document called?
How does a basic medical plan avoid
small claims and keep the cost of premi- by imposing benefit limits
ums down?
A limited risk policy will pay for dread
diseases such as cancer
:
Stagmite purchases a major medical
policy with a $100 annual deductible,
80/20 co-insurance and a maximum
$2100
out-of-pocket of $5000. If Stagmite were
to incur covered expenses of $10,100,
how much would Stag be out of pocket?
If all or part of a $500 deductible is offset
by a Basic Medical policy, what type of Integrated
deductible applies?
In a Basic Hospital Expense policy, the
miscellaneous expense limits are a mul- Daily room and board
tiple of what factor?
What is the agreement between an HMO
Health maintenance contract
and subscriber or group?
HMOs are a distinct form of health They provide financing for the health
provider because: care plus the health care itself
Which of the following is the most com-
mon type of co-insurance in a major 20-25%
medical policy?
They are not debit companies
