Florida 2-20
Study online at https://quizlet.com/_4r4g0l
1. B. A general lines Who may appoint a Customer Representative?
agent or a gener- Select one:
al lines insurance A. A surplus lines agent holding a general lines license and a surplus lines license
agency B. A general lines agent or a general lines insurance agency
C. An adjuster
D. An insurance company
2. D. After 90 days Mr. Smith lives in New Jersey but visits Florida each year. When does he come
in Florida under the Florida No-Fault system, in any 365-day period?
Select one:
A. After 60 days in Florida
B. After 30 days in Florida
C. After 14 days in Florida
D. After 90 days in Florida
3. A. A flat amount A Hospital Indemnity Policy covers which of the following expenses?
per day for hos- Select one:
pital room and A. A flat amount per day for hospital room and board
board B. Nursing care in the insured's home
C. Medical supplies
D. Surgical fees incurred in the hospital
4. D. $400 Under the Garagekeepers coverage, Section III of the Garage policy, the insured
suffers a single vandalism loss to nine (9) vehicles belonging to customers.
Damage is $100 per vehicle. How much will the policy pay?
Select one:
A. $500
B. $900
C. Nothing
D. $400
5. A. No coverage
, Florida 2-20
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Bob, an accountant of XYZ, drives his own car to the bank to make a deposit for
XYZ. Bob has an at-fault accident. If XYZ carries $1,000,000 Bodily Injury/Property
Damage coverage with a Symbol 2 for covered autos, and Bob carries no insur-
ance, how much coverage is applicable for XYZ?
Select one:
A. No coverage
B. $10,000/$20,000 Bodily Injury and $10,000 Property Damage
C. $1,000,000
D. $500,000
6. A. All of these an- Unless properly licensed an general lines agent cannot
swers are correct Select one:
A. All of these answers are correct
B. Receive any money on account for any insurer or receive money to be trans-
mitted to an insurer for a policy, renewal, endorsement or certificate
C. Solicit insurance or procure applications for insurance
D. Directly or indirectly represent himself or herself to be an agent or receive,
deliver or forward any insurance policy within the state
7. D. Vandalism At the time of a loss, it is found that the covered building had been vacant for
the period of 75 consecutive days immediately preceding the loss. Which of the
following perils would not be covered?
Select one:
A. All of these answers are correct
B. Windstorm
C. Fire
D. Vandalism
8. A. The proper- Homeowner's Coverage C - Personal Property covers each of the following situa-
ty of a guest tions except?
anywhere in the Select one:
world A. The property of a guest anywhere in the world
, Florida 2-20
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B. The insured's personal property while in Mexico at a secondary dwelling
C. A resident employee's contents at the insured's dwelling
D. The property of others while located at the insured's dwelling at the insured's
request
9. D. Property Under a basic Boiler and Machinery Form, with no special endorsements, which
owned by anoth- of the following losses would be covered?
er in the care of Select one:
the insured was A. The insured suffers loss of income following an accident to a covered object
damaged in an B. During an accident involving a covered object, a visitor on the insured's premis-
accident to an in- es suffers injuries and sued the insured
sured object, re- C. During testing, after some repairs, a boiler had a sudden breakdown
sulting in a claim D. Property owned by another in the care of the insured was damaged in an
by the owner of accident to an insured object, resulting in a claim by the owner of the property
the property
10. C. 90 days The Homeowner's, HO3 policy will provide coverage for a student away at college
as long as the student's premises was not unoccupied more than how many days
prior to the loss?
Select one:
A. 60 days
B. 30 days
C. 90 days
D. 45 days
11. C. The policy is Florida Statutes establish standards, which must be met by Medicare Supplement
returnable within insurance. Which of the following is not a standard?
one year for full Select one:
premium refund A. The policy may not limit coverage for more than 6 months because of a
pre-existing health condition
B. Policies must be written in understandable language
C. The policy is returnable within one year for full premium refund
Study online at https://quizlet.com/_4r4g0l
1. B. A general lines Who may appoint a Customer Representative?
agent or a gener- Select one:
al lines insurance A. A surplus lines agent holding a general lines license and a surplus lines license
agency B. A general lines agent or a general lines insurance agency
C. An adjuster
D. An insurance company
2. D. After 90 days Mr. Smith lives in New Jersey but visits Florida each year. When does he come
in Florida under the Florida No-Fault system, in any 365-day period?
Select one:
A. After 60 days in Florida
B. After 30 days in Florida
C. After 14 days in Florida
D. After 90 days in Florida
3. A. A flat amount A Hospital Indemnity Policy covers which of the following expenses?
per day for hos- Select one:
pital room and A. A flat amount per day for hospital room and board
board B. Nursing care in the insured's home
C. Medical supplies
D. Surgical fees incurred in the hospital
4. D. $400 Under the Garagekeepers coverage, Section III of the Garage policy, the insured
suffers a single vandalism loss to nine (9) vehicles belonging to customers.
Damage is $100 per vehicle. How much will the policy pay?
Select one:
A. $500
B. $900
C. Nothing
D. $400
5. A. No coverage
, Florida 2-20
Study online at https://quizlet.com/_4r4g0l
Bob, an accountant of XYZ, drives his own car to the bank to make a deposit for
XYZ. Bob has an at-fault accident. If XYZ carries $1,000,000 Bodily Injury/Property
Damage coverage with a Symbol 2 for covered autos, and Bob carries no insur-
ance, how much coverage is applicable for XYZ?
Select one:
A. No coverage
B. $10,000/$20,000 Bodily Injury and $10,000 Property Damage
C. $1,000,000
D. $500,000
6. A. All of these an- Unless properly licensed an general lines agent cannot
swers are correct Select one:
A. All of these answers are correct
B. Receive any money on account for any insurer or receive money to be trans-
mitted to an insurer for a policy, renewal, endorsement or certificate
C. Solicit insurance or procure applications for insurance
D. Directly or indirectly represent himself or herself to be an agent or receive,
deliver or forward any insurance policy within the state
7. D. Vandalism At the time of a loss, it is found that the covered building had been vacant for
the period of 75 consecutive days immediately preceding the loss. Which of the
following perils would not be covered?
Select one:
A. All of these answers are correct
B. Windstorm
C. Fire
D. Vandalism
8. A. The proper- Homeowner's Coverage C - Personal Property covers each of the following situa-
ty of a guest tions except?
anywhere in the Select one:
world A. The property of a guest anywhere in the world
, Florida 2-20
Study online at https://quizlet.com/_4r4g0l
B. The insured's personal property while in Mexico at a secondary dwelling
C. A resident employee's contents at the insured's dwelling
D. The property of others while located at the insured's dwelling at the insured's
request
9. D. Property Under a basic Boiler and Machinery Form, with no special endorsements, which
owned by anoth- of the following losses would be covered?
er in the care of Select one:
the insured was A. The insured suffers loss of income following an accident to a covered object
damaged in an B. During an accident involving a covered object, a visitor on the insured's premis-
accident to an in- es suffers injuries and sued the insured
sured object, re- C. During testing, after some repairs, a boiler had a sudden breakdown
sulting in a claim D. Property owned by another in the care of the insured was damaged in an
by the owner of accident to an insured object, resulting in a claim by the owner of the property
the property
10. C. 90 days The Homeowner's, HO3 policy will provide coverage for a student away at college
as long as the student's premises was not unoccupied more than how many days
prior to the loss?
Select one:
A. 60 days
B. 30 days
C. 90 days
D. 45 days
11. C. The policy is Florida Statutes establish standards, which must be met by Medicare Supplement
returnable within insurance. Which of the following is not a standard?
one year for full Select one:
premium refund A. The policy may not limit coverage for more than 6 months because of a
pre-existing health condition
B. Policies must be written in understandable language
C. The policy is returnable within one year for full premium refund
