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WGU D076 OA Questions and Answers Verified 100%

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WGU D076 OA Questions and Answers Verified 100%

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WGU D076 OA
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August 9, 2025
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WGU D076 OA Questions and Answers
Verified 100%
What are the main services offered by financial institutions?

A. Soliciting charitable donations and then managing the distribution of these funds

B. Accepting a wide variety of deposits, offering investment products, providing
loans, and brokering financial transactions

C. Deciding which assets to invest in to create wealth in the future

D. Evaluating sources of funding for a business project, the capital structure of a
firm, or actions managers could take to increase the value of the firm - -B.
Accepting a wide variety of deposits, offering investment products, providing loans,
and brokering financial transactions

-What is the main objective of personal financial goals?

A. To maximize stock investments

B. To maximize individual utility

C. To maximize charity donations

D. To maximize owner wealth - -B. To maximize individual utility

-Which task does the financial manager of a firm perform that involves the issuance
of new stocks and bonds?

A. Making financing decisions

B. Managing working capital

C. Deciding on accounting standards

D. Making investing decisions - -A. Making financing decisions

-Why is understanding the definition of finance important in managing personal
finances?

A. It helps individuals compare the costs and benefits of an action to determine
whether to take that action.

B. It helps individuals act ethically with regard to finances.

C.It helps individuals understand legal issues related to finance.

, D. It allows individuals to find an investment with the highest return possible. - -A. It
helps individuals compare the costs and benefits of an action to determine whether
to take that action.

-In which type of market would a company issue bonds or stocks for the first time?

Dealer market

Primary market

Secondary market

Money market - -Primary market

-Which type of financial institution is a mutual fund?

Contractual institution

Depository institution

Investment institution

Federal institution - -Investment institution

-Which financial institution specializes in managing and administering retirement
funds?

Investment banks

Mutual funds

Pension funds

Private equity - -Pension funds

-Which type of economic indicator is the consumer price index?

Leading indicator

Coincident indicator

Forecasting indicator

Lagging indicator - -Lagging indicator

-What does the term ethical refer to?

The accepted standards of conduct that guide a person's behavior

An idea or thing used as a measure, norm, or model in comparative evaluations

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