XCEL CHAPTER 2 EXAM 2025
QUESTIONS AND ANSWERS
An employee for XYZ Corp is injured on the job. Where does coverage for the employee's
injuries come from? - ANS Workers' Compensation
Disabled workers are covered under Workers' Compensation medical expense benefits for how
long? - ANS No limit
Medicare Part B has an initial enrollment period. How many months after an individual's 65th
birthday month does this enrollment period end? - ANS 3 months
Coverage for care received from a network provider pays more than care received from a non-
network provider in what type of health plan? - ANS Preferred Provider Organization (PPO)
At age 65, which of the following is available at no cost to all individuals? - ANS Medicare
Part A
Which statement is TRUE regarding Workers' Compensation coverage - ANS Employer pays
the entire premium for Workers' Compensation coverage
Medicare Part A covers what type of care? - ANS Skilled nursing facility care
Which statement about Health Maintenance Organizations is NOT true? - ANS When a
member uses out-of-network providers, a higher monthly fee is charged
1 @COPYRIGHT THEBRIGHT 2025/2026
QUESTIONS AND ANSWERS
An employee for XYZ Corp is injured on the job. Where does coverage for the employee's
injuries come from? - ANS Workers' Compensation
Disabled workers are covered under Workers' Compensation medical expense benefits for how
long? - ANS No limit
Medicare Part B has an initial enrollment period. How many months after an individual's 65th
birthday month does this enrollment period end? - ANS 3 months
Coverage for care received from a network provider pays more than care received from a non-
network provider in what type of health plan? - ANS Preferred Provider Organization (PPO)
At age 65, which of the following is available at no cost to all individuals? - ANS Medicare
Part A
Which statement is TRUE regarding Workers' Compensation coverage - ANS Employer pays
the entire premium for Workers' Compensation coverage
Medicare Part A covers what type of care? - ANS Skilled nursing facility care
Which statement about Health Maintenance Organizations is NOT true? - ANS When a
member uses out-of-network providers, a higher monthly fee is charged
1 @COPYRIGHT THEBRIGHT 2025/2026
