QUESTIONS AND ANSWERS
Assume the following individuals are issued health insurance policies with varying renewability
provisions. All other factors being equal, who would pay the highest premium? - ANS Jack-
noncancellable
Major risk factors in health insurance underwriting include all of the following EXCEPT -
ANS Marital status
If a health insurance policy has lapsed and it is later reinstated, the reinstated policy will cover
only sickness that begins - ANS At least 10 days after the date of reinstatement
The expected incidence of sickness or disability within a given group during a given period of
time is - ANS morbidity
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