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XCEL CH 6 EXAM 2025 QUESTIONS AND ANSWERS

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Which of the following describes a person who is NOT acceptable by an insurer at standard rates because of health history, occupation, or Hobbies? - ANS substandard risk an applicant intentionally lying to an insurance company on application in order to obtain it cheaper premium is an example of - ANS fraud which of the following would be a valid reason why a policy premium would be higher than the standard premium? - ANS the insured does not meet established underwriting requirements what would happen if a life insurance applicant is given a conditional receipt from an insurance agent and then dies the next day? - ANS claim will be paid if application is approved a change in an insurance application requires - ANS an initial made by the applicant XCEL CH 6 EXAM 2025 QUESTIONS AND ANSWERS

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xcel ch 6 exam 2025 questions and answers

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XCEL CH 6 EXAM 2025 QUESTIONS AND
ANSWERS

Which of the following describes a person who is NOT acceptable by an insurer at standard

rates because of health history, occupation, or Hobbies? - ANS substandard risk

an applicant intentionally lying to an insurance company on application in order to obtain it

cheaper premium is an example of - ANS fraud

which of the following would be a valid reason why a policy premium would be higher than the

standard premium? - ANS the insured does not meet established underwriting requirements

what would happen if a life insurance applicant is given a conditional receipt from an insurance

agent and then dies the next day? - ANS claim will be paid if application is approved

a change in an insurance application requires - ANS an initial made by the applicant

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XCEL CH 6 EXAM 2025 QUESTIONS AND ANSWERS

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