AHIP 2026 Exams 200 questions and answers graded
A+/NEWEST 2025/2026 COMPLETE 200 QUESTIONS
AND CORRECT DETAILED ANSWERS (VERIFIED
ANSWERS) |ALREADY GRADED A+||BRAND NEW!!
AHIP 2026 Exams 200 questions and answers graded A+
Mr. Schmidt would like to plan for retirement and has asked you what is
covered under Original Fee-for-Service (FFS) Medicare. What could
you tell him? - ,,,,,,answer,,,,..Part A, which covers hospital, skilled
nursing facility, hospice, and home health services and Part B, which
covers professional services such as those provided by a doctor are
covered under Original Medicare.
Mrs. Cook is an elderly retiree. Mrs. Cook has a low fixed income. What
could you tell Mrs. Cook that might be of assistance? -
,,,,,,answer,,,,..She should contact her state Medicaid agency to see if she
qualifies for one of the several programs that can help with Medicare
costs for which she is responsible.
Mr. Moy will soon turn age 65. He is slightly younger than his wife. Mr.
Moy's wife has a Medicare Advantage plan, but he wants to understand
what coverage Medicare Supplemental insurance provides since his
health care needs are different from his wife's needs. What could you tell
Mr. Moy? - ,,,,,,answer,,,,..Medicare supplemental insurance would help
cover his Part A deductible and Part B coinsurance or copayments in
,Original Fee-for-Service (FFS) Medicare as well as possibly some
services that Medicare does not cover
Mr. Vasquez is in good health and is preparing a budget in anticipation
of his retirement when he turns 66. He wants to understand the health
care costs he might be exposed to under Medicare is he were to require
hospitalization because of an illness. In general terms, what could you
tell him about his costs for inpatient hospital services under Original
Medicare? - ,,,,,,answer,,,,..Under Original Medicare, there is a single
deductible amount due for the first 60 days of any inpatient hospital stay,
after which it converts into a per-day coinsurance amount through day
90. After day 90, he would pay a daily amount up to 60 days over his
lifetime, after which he would be responsible for all costs
Mr. Wu is eligible for Medicare. He has limited financial resources but
failed to qualify for the Part D low-income subsidy. Where might he turn
for help with his prescription drug costs? - ,,,,,,answer,,,,..Mr. Wu may
still qualify for help in paying Part D costs through his State
Pharmaceutical Assistance program (SPAP)
Ms. Henderson believes that she will qualify for Medicare Coverage
when she turns 65, without paying any premiums, because she has been
working for 40 years and paying Medicare taxes. What should you tell
her? - ,,,,,,answer,,,,..To obtain Part B coverage, she must pay a standard
monthly premium, though it is higher for individuals with higher income
Agent John Miller is meeting with Jerry Smith, a new prospect. Jerry is
currently enrolled in Medicare Parts A and B. Jerry has also purchased a
Medicare Supplement (Medigap) plan which he has had for several
years. However, the plan does not provide drug benefits. How would
you advise Agent John Miller to proceed? - ,,,,,,answer,,,,..Tell prospect
Jerry Smith that he should consider adding a standalone Part D
prescription drug coverage policy to his present coverage
,Madeline Martinez was widowed several years ago. Her husband
worked for many years and contributed into the Medicare system. He
also left a substantial estate which provides Madeline with an annual
income of approximately $130,000. Madeline, who has only worked
part-time for the last three years, will soon turn age 65 and hopes to
enroll in Original Medicare. She comes to you for advice. What should
you tell her? - ,,,,,,answer,,,,..You should tell Madeline that she will be
able to enroll in Medicare Part A without paying monthly premiums due
to her husband's long work record and participation in the Medicare
system. You should also tell Madeline that she will pay Part B premiums
at more than the standard lowest rate but less than the highest rate due
her substantial income
Ms. Kumar plans to retire when she turns 65 in a few months. She is in
excellent health and will have considerable income when she retires. She
is concerned that her income will make it impossible for her to qualify
for Medicare. What could you tell her to address her concern? -
,,,,,,answer,,,,..Medicare is a program for people age 65 or older and
those under age 65 with certain disabilities, end-stage renal disease, and
Lou Gehrig's disease so she will be eligible for Medicare
Edward suffered from serious kidney disease. As a result. Edward
became eligible for Medicare coverage due to end-stage renal disease
(ESRD). A close relative donated their kidney and Edward successfully
underwent transplant surgery 12 months ago. Edward is now age 50 and
asks you if his Medicare coverage will continue, what should you say? -
,,,,,,answer,,,,..Individuals eligible for Medicare based on ESRD
generally lose eligibility 36 months after the month in which the
individual receives a kidney transplant unless they are eligible for
Medicare on another basis such as age or disability. Edward may,
however, remain enrolled in Part B but solely for coverage of
immunosuppressive drugs if he has no other health care coverage that
would cover the drugs.
, Mrs. Thomas is 66 years old, has coverage under an employer plan, and
will retire next year. She heard she must enroll in Part B at the beginning
of the year to ensure no gap in coverage. What can you tell her? -
,,,,,,answer,,,,..She may enroll at any time while she is covered under her
employer plan, but she will have a special eight-month enrollment
period after the last month on her employer plan that differs from the
standard general enrollment period, during which she may enroll in
Medicare Part B.
Ms. Lewis has aggressive cancer and would like to know if Medicare
will cover hospice services in case she needs them. What should you tell
her? - ,,,,,,answer,,,,..Medicare covers hospice services, and they will be
available for her
Mr. Bauer is 49 years old, but eighteen months ago he was declared
disabled by the Social Security Administration and has been receiving
disability payments. He is wondering whether he can obtain coverage
under Medicare. What should you tell him? - ,,,,,,answer,,,,..After
receiving such disability payments for 24 months, he will be
automatically enrolled in Medicare, regardless of age
Mr. Singh would like drug coverage but does not want to be enrolled in
a Medicare Advantage plan. What should you tell him? -
,,,,,,answer,,,,..Mr. Singh can enroll in a stand-alone prescription drug
plan and continue to be covered for Part A and Part B services through
Original Fee-for-Service Medicare.
Mrs. Ellis recently turned 66 and decided after many years of work to
retire and begin receiving Social Security benefits. Shortly thereafter
Mrs. Ellis received a letter informing her that she has been automatically
enrolled in Medicare Part B. She wants to understand what this means.
What should you tell Mrs. Quinn? - ,,,,,,answer,,,,..Part B primarily
covers physician services. She will be paying a monthly premium and,
except for many preventive screening and tests, generally will have 20%
co-payments for these services in addition to an annual deductible
A+/NEWEST 2025/2026 COMPLETE 200 QUESTIONS
AND CORRECT DETAILED ANSWERS (VERIFIED
ANSWERS) |ALREADY GRADED A+||BRAND NEW!!
AHIP 2026 Exams 200 questions and answers graded A+
Mr. Schmidt would like to plan for retirement and has asked you what is
covered under Original Fee-for-Service (FFS) Medicare. What could
you tell him? - ,,,,,,answer,,,,..Part A, which covers hospital, skilled
nursing facility, hospice, and home health services and Part B, which
covers professional services such as those provided by a doctor are
covered under Original Medicare.
Mrs. Cook is an elderly retiree. Mrs. Cook has a low fixed income. What
could you tell Mrs. Cook that might be of assistance? -
,,,,,,answer,,,,..She should contact her state Medicaid agency to see if she
qualifies for one of the several programs that can help with Medicare
costs for which she is responsible.
Mr. Moy will soon turn age 65. He is slightly younger than his wife. Mr.
Moy's wife has a Medicare Advantage plan, but he wants to understand
what coverage Medicare Supplemental insurance provides since his
health care needs are different from his wife's needs. What could you tell
Mr. Moy? - ,,,,,,answer,,,,..Medicare supplemental insurance would help
cover his Part A deductible and Part B coinsurance or copayments in
,Original Fee-for-Service (FFS) Medicare as well as possibly some
services that Medicare does not cover
Mr. Vasquez is in good health and is preparing a budget in anticipation
of his retirement when he turns 66. He wants to understand the health
care costs he might be exposed to under Medicare is he were to require
hospitalization because of an illness. In general terms, what could you
tell him about his costs for inpatient hospital services under Original
Medicare? - ,,,,,,answer,,,,..Under Original Medicare, there is a single
deductible amount due for the first 60 days of any inpatient hospital stay,
after which it converts into a per-day coinsurance amount through day
90. After day 90, he would pay a daily amount up to 60 days over his
lifetime, after which he would be responsible for all costs
Mr. Wu is eligible for Medicare. He has limited financial resources but
failed to qualify for the Part D low-income subsidy. Where might he turn
for help with his prescription drug costs? - ,,,,,,answer,,,,..Mr. Wu may
still qualify for help in paying Part D costs through his State
Pharmaceutical Assistance program (SPAP)
Ms. Henderson believes that she will qualify for Medicare Coverage
when she turns 65, without paying any premiums, because she has been
working for 40 years and paying Medicare taxes. What should you tell
her? - ,,,,,,answer,,,,..To obtain Part B coverage, she must pay a standard
monthly premium, though it is higher for individuals with higher income
Agent John Miller is meeting with Jerry Smith, a new prospect. Jerry is
currently enrolled in Medicare Parts A and B. Jerry has also purchased a
Medicare Supplement (Medigap) plan which he has had for several
years. However, the plan does not provide drug benefits. How would
you advise Agent John Miller to proceed? - ,,,,,,answer,,,,..Tell prospect
Jerry Smith that he should consider adding a standalone Part D
prescription drug coverage policy to his present coverage
,Madeline Martinez was widowed several years ago. Her husband
worked for many years and contributed into the Medicare system. He
also left a substantial estate which provides Madeline with an annual
income of approximately $130,000. Madeline, who has only worked
part-time for the last three years, will soon turn age 65 and hopes to
enroll in Original Medicare. She comes to you for advice. What should
you tell her? - ,,,,,,answer,,,,..You should tell Madeline that she will be
able to enroll in Medicare Part A without paying monthly premiums due
to her husband's long work record and participation in the Medicare
system. You should also tell Madeline that she will pay Part B premiums
at more than the standard lowest rate but less than the highest rate due
her substantial income
Ms. Kumar plans to retire when she turns 65 in a few months. She is in
excellent health and will have considerable income when she retires. She
is concerned that her income will make it impossible for her to qualify
for Medicare. What could you tell her to address her concern? -
,,,,,,answer,,,,..Medicare is a program for people age 65 or older and
those under age 65 with certain disabilities, end-stage renal disease, and
Lou Gehrig's disease so she will be eligible for Medicare
Edward suffered from serious kidney disease. As a result. Edward
became eligible for Medicare coverage due to end-stage renal disease
(ESRD). A close relative donated their kidney and Edward successfully
underwent transplant surgery 12 months ago. Edward is now age 50 and
asks you if his Medicare coverage will continue, what should you say? -
,,,,,,answer,,,,..Individuals eligible for Medicare based on ESRD
generally lose eligibility 36 months after the month in which the
individual receives a kidney transplant unless they are eligible for
Medicare on another basis such as age or disability. Edward may,
however, remain enrolled in Part B but solely for coverage of
immunosuppressive drugs if he has no other health care coverage that
would cover the drugs.
, Mrs. Thomas is 66 years old, has coverage under an employer plan, and
will retire next year. She heard she must enroll in Part B at the beginning
of the year to ensure no gap in coverage. What can you tell her? -
,,,,,,answer,,,,..She may enroll at any time while she is covered under her
employer plan, but she will have a special eight-month enrollment
period after the last month on her employer plan that differs from the
standard general enrollment period, during which she may enroll in
Medicare Part B.
Ms. Lewis has aggressive cancer and would like to know if Medicare
will cover hospice services in case she needs them. What should you tell
her? - ,,,,,,answer,,,,..Medicare covers hospice services, and they will be
available for her
Mr. Bauer is 49 years old, but eighteen months ago he was declared
disabled by the Social Security Administration and has been receiving
disability payments. He is wondering whether he can obtain coverage
under Medicare. What should you tell him? - ,,,,,,answer,,,,..After
receiving such disability payments for 24 months, he will be
automatically enrolled in Medicare, regardless of age
Mr. Singh would like drug coverage but does not want to be enrolled in
a Medicare Advantage plan. What should you tell him? -
,,,,,,answer,,,,..Mr. Singh can enroll in a stand-alone prescription drug
plan and continue to be covered for Part A and Part B services through
Original Fee-for-Service Medicare.
Mrs. Ellis recently turned 66 and decided after many years of work to
retire and begin receiving Social Security benefits. Shortly thereafter
Mrs. Ellis received a letter informing her that she has been automatically
enrolled in Medicare Part B. She wants to understand what this means.
What should you tell Mrs. Quinn? - ,,,,,,answer,,,,..Part B primarily
covers physician services. She will be paying a monthly premium and,
except for many preventive screening and tests, generally will have 20%
co-payments for these services in addition to an annual deductible
