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Sumario Resumen UF4 | Tramitación de cobros y pagos | CFGM | OAC

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Resumen completo sobre medios de cobro y pago, tanto tradicionales como digitales. Incluye pagos al contado, a plazo, transferencias, cheques, pagarés, letras de cambio, domiciliación y pasarelas online. Ideal para dominar la gestión de pagos y su seguridad.

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, ✅ UNIDAD 4 – TRAMITACIÓN DE COBROS Y PAGOS

🔸 TEMA 1. SISTEMAS DE COBRO Y PAGO

🔹 OBJETIVO

👉 Conocer los métodos y herramientas para pagar y cobrar

📌 Garantizar seguridad, rapidez y control




🔹 1.1 INTRODUCCIÓN

📍 Toda compraventa conlleva un cobro y un pago

📍 El vendedor espera cobrar; el comprador debe pagar

➡ Es importante pactar previamente el medio y el plazo




🔹 1.2 SISTEMAS DE COBRO Y PAGO

🔸 Clasificación:

📌 Según soporte: papel o electrónico

📌 Según momento: al contado o a plazo




🔸 1.2.1 Pago al contado

📍 Se paga en el momento de la entrega

📌 Puede ser en efectivo o con tarjeta




🔸 1.2.2 Pago a plazo (o aplazado)

📍 Se paga en una fecha posterior a la entrega

📌 Se suele utilizar en operaciones comerciales
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