PRACTICAL EXAM QUESTIONS FOR 2025
Mr. Carlini has heard that Medicare prescription drug plans are only offered through private
companies under a program known as Medicare Advantage (MA), not by the government. He
likes Original Medicare and does not want to sign up for an MA product, but he also wants
prescription drug coverage. What should you tell him? - answers✔✔Mr. Carlini can stay with
Original Medicare and also enroll in a Medicare prescription drug plan through a private
company that has contracted with the government to provide only such drug coverage to
eligible Medicare beneficiaries.
During a sales presentation to Ms Daley for a Medicare Advantage plan that has a 5-star rating
in customer service and care coordination, and received an overall plan performance of a 4-star,
which of the following would be the correct statement to say to her? - answers✔✔The
Medicare Advantage plan received a 5-star rating in customer service and care coordination
with an overall performance rating of 4-stars
Mrs. Pena is 66 years old, has coverage under an employer plan and will retire next year. She
heard she must enroll in Part B at the beginning of the year to ensure no gap in coverage. What
can you tell her? - answers✔✔She may enroll at any time while she is covered under her
employer plan, but she will have a special eight-month enrollment period that differs from the
standard general enrollment period, during which she may enroll in Medicare Part B
Mr. Bickford did not quite qualify for the extra help low-income subsidy under the Medicare
Part D Prescription Drug program and he is wondering if there is any other option he has for
obtaining help with his considerable drug costs. What should you tell him? - answers✔✔He
could check with the manufacturers of his medications to see if they offer an assistance
program to help people with limited means obtain the medications they need. Alternatively, he
could check to see whether his state has a pharmacy assistance program to help him with his
expenses.
, Alice is a marketing representative employed by a health plan. Betty is a captive agent of a
health plan who markets to multiple plans and sponsors. Carl is a captive agent who markets to
only one plan/sponsor. Denise is an independent agent who markets to different types of
groups. Edward is an independent agent who markets only to employer and union groups. CMS
marketing representative compensation rules generally apply to: - answers✔✔Betty and Denise,
but not Alice (the employee) or Carl or Edward (to whom exceptions apply).
Mrs. Valentino is currently enrolled in a Medicare Cost plan. This plan is no longer meeting her
needs, but it is now mid-year and past the annual election period (AEP). What would you say to
Mrs. Valentino regarding her options? - answers✔✔Mrs. Valentino can submit a written request
to Medicare to be disenrolled from the Cost plan and enroll in Original Medicare.
When Myra first became eligible for Medicare, she enrolled in Original Medicare (Parts A and B).
She is now 67 and will turn 68 on July 1. She would now like to enroll in a Medicare Advantage
(MA) plan and approaches you about her options. What advice would you give her? -
answers✔✔She should remain in Original Medicare until the annual election period running
from October 15 to December 7, during which she can select an MA plan.
Mrs. Tanner is enrolled in a Medicare Advantage HMO that offers a point of service options. This
allows Mrs. Tanner to do which of the following? - answers✔✔Mrs. Tanner can go to non-plan
doctors for certain services without receiving prior approval
Agent Harriet Walker has recently begun marketing Medicare Advantage and related products
aimed at meeting the needs of senior citizens. Client Mildred Jones has expressed interest in a
Medicare Advantage plan. It is now the beginning of September. If you were in Agent Walker's
position, what would you do? - answers✔✔Inquire whether the client qualifies for a special
enrollment period, and if not, solicit an enrollment application once the annual open
enrollment election period begins on October 15th.
Mrs. Chen will be 65 soon, has been a citizen for twelve years, has been employed full time, and
paid taxes during that entire period. She is concerned that she will not qualify for coverage
under part A because she was not born in the United States. What should you tell her? -
Mr. Carlini has heard that Medicare prescription drug plans are only offered through private
companies under a program known as Medicare Advantage (MA), not by the government. He
likes Original Medicare and does not want to sign up for an MA product, but he also wants
prescription drug coverage. What should you tell him? - answers✔✔Mr. Carlini can stay with
Original Medicare and also enroll in a Medicare prescription drug plan through a private
company that has contracted with the government to provide only such drug coverage to
eligible Medicare beneficiaries.
During a sales presentation to Ms Daley for a Medicare Advantage plan that has a 5-star rating
in customer service and care coordination, and received an overall plan performance of a 4-star,
which of the following would be the correct statement to say to her? - answers✔✔The
Medicare Advantage plan received a 5-star rating in customer service and care coordination
with an overall performance rating of 4-stars
Mrs. Pena is 66 years old, has coverage under an employer plan and will retire next year. She
heard she must enroll in Part B at the beginning of the year to ensure no gap in coverage. What
can you tell her? - answers✔✔She may enroll at any time while she is covered under her
employer plan, but she will have a special eight-month enrollment period that differs from the
standard general enrollment period, during which she may enroll in Medicare Part B
Mr. Bickford did not quite qualify for the extra help low-income subsidy under the Medicare
Part D Prescription Drug program and he is wondering if there is any other option he has for
obtaining help with his considerable drug costs. What should you tell him? - answers✔✔He
could check with the manufacturers of his medications to see if they offer an assistance
program to help people with limited means obtain the medications they need. Alternatively, he
could check to see whether his state has a pharmacy assistance program to help him with his
expenses.
, Alice is a marketing representative employed by a health plan. Betty is a captive agent of a
health plan who markets to multiple plans and sponsors. Carl is a captive agent who markets to
only one plan/sponsor. Denise is an independent agent who markets to different types of
groups. Edward is an independent agent who markets only to employer and union groups. CMS
marketing representative compensation rules generally apply to: - answers✔✔Betty and Denise,
but not Alice (the employee) or Carl or Edward (to whom exceptions apply).
Mrs. Valentino is currently enrolled in a Medicare Cost plan. This plan is no longer meeting her
needs, but it is now mid-year and past the annual election period (AEP). What would you say to
Mrs. Valentino regarding her options? - answers✔✔Mrs. Valentino can submit a written request
to Medicare to be disenrolled from the Cost plan and enroll in Original Medicare.
When Myra first became eligible for Medicare, she enrolled in Original Medicare (Parts A and B).
She is now 67 and will turn 68 on July 1. She would now like to enroll in a Medicare Advantage
(MA) plan and approaches you about her options. What advice would you give her? -
answers✔✔She should remain in Original Medicare until the annual election period running
from October 15 to December 7, during which she can select an MA plan.
Mrs. Tanner is enrolled in a Medicare Advantage HMO that offers a point of service options. This
allows Mrs. Tanner to do which of the following? - answers✔✔Mrs. Tanner can go to non-plan
doctors for certain services without receiving prior approval
Agent Harriet Walker has recently begun marketing Medicare Advantage and related products
aimed at meeting the needs of senior citizens. Client Mildred Jones has expressed interest in a
Medicare Advantage plan. It is now the beginning of September. If you were in Agent Walker's
position, what would you do? - answers✔✔Inquire whether the client qualifies for a special
enrollment period, and if not, solicit an enrollment application once the annual open
enrollment election period begins on October 15th.
Mrs. Chen will be 65 soon, has been a citizen for twelve years, has been employed full time, and
paid taxes during that entire period. She is concerned that she will not qualify for coverage
under part A because she was not born in the United States. What should you tell her? -
