AINS 103 - ALL CHAPTERS EXAMS
100% SOLVED 2025
, Occupational injury - ANSWERGenerally, an employee is covered for any work-related
injury sustained while at a place of employment or while traveling for the employer.
Injuries occurring while traveling to or from work are typically not covered.
Occupational disease - ANSWERGenerally, an employee is covered for a disease
thought to be caused by the work or the work environment. Most occupational diseases
become evident during employment or soon after an employee's exposure to harmful
conditions. But many states provide extended periods of time for discovering slowly
developing diseases.
Temporary partial disability - ANSWERDisability caused by a work-related injury or
disease that temporarily limits the extent to which an employee can perform specific job
duties for a period of time (such as 30 or 60 days). After that period, the worker is
expected to be able to resume all job duties.
Temporary total disability - ANSWERDisability caused by a work-related injury or
disease that temporarily renders an injured employee unable to perform any job duties
for a period of time (such as 30 or 60 days). After that period, the worker is expected to
be able to resume all job duties.
Permanent partial disability - ANSWERDisability caused by a work-related injury or
disease that impairs the injured employee's earning capacity for life. The employee is
able to work at reduced efficiency.
Permanent total disability - ANSWERDisability caused by a work-related injury or
disease that renders an injured employee unable to ever return to gainful employment.
Industrial and private employers - ANSWERWorkers compensation statutes apply to
virtually all industrial workers and most other kinds of private employers.
Employees
Employees - ANSWEREntitlement to benefits depends on whether a person qualifies as
an employee (a person hired to perform services for another under the direction and
control of the employer). Employees, but not necessarily independent contractors, are
entitled to workers compensation benefits.
Employees of independent contractors - ANSWERAn independent contractor might
employ others. The independent contractor, like other employers, must then provide
workers compensation benefits to its employees.
Leased employees - ANSWERLeased employees are provided by a leasing contractor
(sometimes called a professional employer organization, or PEO) to a client company.
100% SOLVED 2025
, Occupational injury - ANSWERGenerally, an employee is covered for any work-related
injury sustained while at a place of employment or while traveling for the employer.
Injuries occurring while traveling to or from work are typically not covered.
Occupational disease - ANSWERGenerally, an employee is covered for a disease
thought to be caused by the work or the work environment. Most occupational diseases
become evident during employment or soon after an employee's exposure to harmful
conditions. But many states provide extended periods of time for discovering slowly
developing diseases.
Temporary partial disability - ANSWERDisability caused by a work-related injury or
disease that temporarily limits the extent to which an employee can perform specific job
duties for a period of time (such as 30 or 60 days). After that period, the worker is
expected to be able to resume all job duties.
Temporary total disability - ANSWERDisability caused by a work-related injury or
disease that temporarily renders an injured employee unable to perform any job duties
for a period of time (such as 30 or 60 days). After that period, the worker is expected to
be able to resume all job duties.
Permanent partial disability - ANSWERDisability caused by a work-related injury or
disease that impairs the injured employee's earning capacity for life. The employee is
able to work at reduced efficiency.
Permanent total disability - ANSWERDisability caused by a work-related injury or
disease that renders an injured employee unable to ever return to gainful employment.
Industrial and private employers - ANSWERWorkers compensation statutes apply to
virtually all industrial workers and most other kinds of private employers.
Employees
Employees - ANSWEREntitlement to benefits depends on whether a person qualifies as
an employee (a person hired to perform services for another under the direction and
control of the employer). Employees, but not necessarily independent contractors, are
entitled to workers compensation benefits.
Employees of independent contractors - ANSWERAn independent contractor might
employ others. The independent contractor, like other employers, must then provide
workers compensation benefits to its employees.
Leased employees - ANSWERLeased employees are provided by a leasing contractor
(sometimes called a professional employer organization, or PEO) to a client company.
