Connecticut All-Lines Except Workers Comp
Adjuster Licensing Course Questions Answered
Correctly Expert Verified Latest Version 2025
Which of the following is NOT a duty of a Public Adjuster in a property
loss? --- correct answer ---Obtain estimates from different sources to
repair the damage.
In crime insurance terminology, an officer of the company, having
custody of insured property off the insured premises, is known as
a/an: --- correct answer ---Messenger (A messenger means the named
insured, any of the insured's partners or employees, while having care
and custody of the property outside the premises.)
The Standard Fire policy in Connecticut must contain several
provisions. Which of the following is NOT one of those provisions? ---
correct answer ---Coinsurance clause
While stopped in traffic at a red light your car is hit in the rear by Mr.
Jones. The damage to your car would be addressed by which of the
following coverages? --- correct answer ---Mr. Jones property damage
liability and your collision insurance
,The homeowner policy written to cover only personal property and
personal liability is an: --- correct answer ---HO-4 (AKA Renter's
Insurance)
A light fixture installed by a contractor malfunctions and causes fire
damage. The damage would be covered under the contractor's
commercial general liability policy as a: --- correct answer ---
Products/completed operations
Under the Connecticut Standard Fire Policy, the insured must provide
the insurer with a written proof of loss within ______ after the loss. --
- correct answer ---60 days
What does the term "comparative negligence" refer to? --- correct
answer ---The percentage of fault is shared by each driver in an
accident in which both contribute to causing the accident.
A person is considered to be occupying a vehicle when: --- correct
answer ---Sitting, entering and leaving the vehicle
What is NOT considered to be a hazard? --- correct answer ---Fire
started in a wastepaper basket
, A private passenger auto policy may be canceled after the effective
date for which of the following reasons? --- correct answer ---Drivers
license suspension of the insured.
An insured has fabricated a claim that would appear to be legitimate.
What kind of hazard would this act represent? --- correct answer ---
Moral hazard
Which of the following is considered to be an unfair claim settlement
practice?
a. Misrepresenting facts or policy provisions in settling claims
b. Failing to acknowledge and act promptly upon communications
relating to claims
c. Refusing to pay claims without conducting a reasonable
investigation based on all available information --- correct answer ---
ALL THREE
All the following are reasons that a driver would be insured under the
assigned risk plan, EXCEPT: --- correct answer ---They desire to save
premium.
All of the following could be examples of strict liability activities,
EXCEPT: --- correct answer ---Assumption of risk
Adjuster Licensing Course Questions Answered
Correctly Expert Verified Latest Version 2025
Which of the following is NOT a duty of a Public Adjuster in a property
loss? --- correct answer ---Obtain estimates from different sources to
repair the damage.
In crime insurance terminology, an officer of the company, having
custody of insured property off the insured premises, is known as
a/an: --- correct answer ---Messenger (A messenger means the named
insured, any of the insured's partners or employees, while having care
and custody of the property outside the premises.)
The Standard Fire policy in Connecticut must contain several
provisions. Which of the following is NOT one of those provisions? ---
correct answer ---Coinsurance clause
While stopped in traffic at a red light your car is hit in the rear by Mr.
Jones. The damage to your car would be addressed by which of the
following coverages? --- correct answer ---Mr. Jones property damage
liability and your collision insurance
,The homeowner policy written to cover only personal property and
personal liability is an: --- correct answer ---HO-4 (AKA Renter's
Insurance)
A light fixture installed by a contractor malfunctions and causes fire
damage. The damage would be covered under the contractor's
commercial general liability policy as a: --- correct answer ---
Products/completed operations
Under the Connecticut Standard Fire Policy, the insured must provide
the insurer with a written proof of loss within ______ after the loss. --
- correct answer ---60 days
What does the term "comparative negligence" refer to? --- correct
answer ---The percentage of fault is shared by each driver in an
accident in which both contribute to causing the accident.
A person is considered to be occupying a vehicle when: --- correct
answer ---Sitting, entering and leaving the vehicle
What is NOT considered to be a hazard? --- correct answer ---Fire
started in a wastepaper basket
, A private passenger auto policy may be canceled after the effective
date for which of the following reasons? --- correct answer ---Drivers
license suspension of the insured.
An insured has fabricated a claim that would appear to be legitimate.
What kind of hazard would this act represent? --- correct answer ---
Moral hazard
Which of the following is considered to be an unfair claim settlement
practice?
a. Misrepresenting facts or policy provisions in settling claims
b. Failing to acknowledge and act promptly upon communications
relating to claims
c. Refusing to pay claims without conducting a reasonable
investigation based on all available information --- correct answer ---
ALL THREE
All the following are reasons that a driver would be insured under the
assigned risk plan, EXCEPT: --- correct answer ---They desire to save
premium.
All of the following could be examples of strict liability activities,
EXCEPT: --- correct answer ---Assumption of risk
