Health And Accident Exam Questions With
Complete Solutions
Which of the following does Coordination of Benefits allow? - answer Allows the
secondary payor to reduce their benefit payments so no more than 100% of the claim is
paid
A common exclusion with Vision plans is? - answer Lasik surgery
According to the Health Insurance Portability and Accountability Act (HIPAA), when can
a group health policy renewal be denied? - answer Participation of contribution rules
have been violated
Health insurance involves two perils, accident and - answer sickness
Mark continues working after the age of 65 and is covered through his employer's group
health plan. Which of the following statements is TRUE? - answer Medicare is the
secondary paer
A group Disability Income plan that pays tax-free benefits to covered employees is
considered - answer fully contributory
The election of COBRA for continuation of health coverage will - answer maintain the
same coverage & increase premium
When are group disability benefits considered to be tax-free to the insured? - answer
When the recipient pays the premiums
An insurer has the right to recover payment made to the insured from the negligent
party. These rights are called - answer subrogation
Ron has a new employer and wishes to enroll in the company's group health plan. In
determining whether his pre-existing health condition applies, Ron cannot have more
than a ___ day gap without previous health insurance. - answer 63
The limited period of time given to all members to sign up for a group health plan is
called the? - answer Enrollment period
What is issued to each employee of an employer health plan? - answer Certificate
Justin is receiving disability income benefits from a group policy paid for by his
employer. How are these benefits treated for tax purposes? - answer Taxable income
Coordination of Benefits regulation applies to all of the following plans EXCEPT - answer
Preferred provider organization (PPO)
Complete Solutions
Which of the following does Coordination of Benefits allow? - answer Allows the
secondary payor to reduce their benefit payments so no more than 100% of the claim is
paid
A common exclusion with Vision plans is? - answer Lasik surgery
According to the Health Insurance Portability and Accountability Act (HIPAA), when can
a group health policy renewal be denied? - answer Participation of contribution rules
have been violated
Health insurance involves two perils, accident and - answer sickness
Mark continues working after the age of 65 and is covered through his employer's group
health plan. Which of the following statements is TRUE? - answer Medicare is the
secondary paer
A group Disability Income plan that pays tax-free benefits to covered employees is
considered - answer fully contributory
The election of COBRA for continuation of health coverage will - answer maintain the
same coverage & increase premium
When are group disability benefits considered to be tax-free to the insured? - answer
When the recipient pays the premiums
An insurer has the right to recover payment made to the insured from the negligent
party. These rights are called - answer subrogation
Ron has a new employer and wishes to enroll in the company's group health plan. In
determining whether his pre-existing health condition applies, Ron cannot have more
than a ___ day gap without previous health insurance. - answer 63
The limited period of time given to all members to sign up for a group health plan is
called the? - answer Enrollment period
What is issued to each employee of an employer health plan? - answer Certificate
Justin is receiving disability income benefits from a group policy paid for by his
employer. How are these benefits treated for tax purposes? - answer Taxable income
Coordination of Benefits regulation applies to all of the following plans EXCEPT - answer
Preferred provider organization (PPO)
