NSA NOTARY SIGNING AGENT EXAM SCRIPT 2025/2026
QUESTIONS AND ANSWERS GUARANTEE A+
✔✔The lender's representative calls the Notary Signing Agent prior to an assignment
that afternoon to inform the agent that the borrower will be represented by an attorney in
fact. This is considered: - ✔✔Acceptable and the agent may commence the signing
appointment
✔✔A borrower has asked the Notary Signing Agent to email him copies of the loan
documents. How should the NSA respond? - ✔✔Refuse to email the documents and
notify the contracting company or closing agent of the request
✔✔Which of the following parties is permitted to view all entries in the Notary Signing
Agent Notary journal? - ✔✔Police with warrant for the journal
✔✔A Notary Signing Agent is running behind schedule and does not want to be late for
an assignment. The agent's spouse volunteers to download and print the copies of the
closing documents. How should the Notary Signing Agent respond?
Thank the spouse for the offer but explain that this is not allowed. - ✔✔Thank the
spouse for the offer but explain that this is not allowed
✔✔A Notary Signing Agent shows up to an assignment only to discover it has been
rescheduled at the last minute for the following day. What is the agent required to do
with the documents? - ✔✔Contact the closing agent and request permission to hold
onto them until the next day
✔✔The SPW's Code of Conduct strictly prohibits Notary Signing Agents from: -
✔✔Collecting the signing fee from the signer in the event that the contracting company
fails to pay
✔✔While on the way to a signing appointment, a Notary Signing Agent realizes that the
location is outside his normal territory and he should have negotiated a higher travel
fee. The most appropriate action the NSA should take is to: - ✔✔complete the
assignment and ask for a higher travel fee for the next signing in this area
✔✔A Notary Signing Agent wants to stand out from other NSAs by guaranteeing to
borrowers and contracting companies that all of her loan signings will take 30 minutes
or less. This is: - ✔✔Permissible as long as it is not stated as a guarantee
✔✔A Notary Signing Agent decides to expand his business by offering new services.
With respect to advertising, the NSA should avoid: - ✔✔pitching the service to
borrowers
, ✔✔A Notary Signing Agent creates a new advertisement on Yelp that uses the phrase
"On time 24/7." Is this allowed? - ✔✔Yes "on time 24/7 is a claim often used in
advertising
✔✔Appropriate attire to wear at a loan signing assignment is determined by: - ✔✔the
contracting company
✔✔Upon arrival to meet the borrower for a signing appointment, a Notary Signing Agent
must present a: - ✔✔government issued ID with a photograph
✔✔A Notary Signing Agent and a borrower have finished signing documents and all that
is left to wrap-up the appointment is to check the documents for errors, but the NSA is
already late for the next appointment. What should the Signing Agent do next? -
✔✔Check the documents for errors and then call the borrower for the next appointment
✔✔When should the Signing agent determine if the date and time of the signing
appointment are set and ask about any additional stipulations? - ✔✔after reading the
closing instruction
✔✔When confirming an appointment to sign documents with a borrower, the Notary
Signing Agent should: - ✔✔confirm acceptable identification will be present
✔✔The contracting company sends instructions to an NSA before the agent's first
assignment. It details a dress code the agent will be required to follow when working for
the company. The best response for the agent would be to: - ✔✔Dress in conformance
with the company requirement
✔✔A signer indicates the address stated in the closing documents is incorrect. The
lender's representative confirms the mistaken address in the documents and authorizes
the signer to correct the address. Based on this confirmation, the agent may: - ✔✔Have
the signer correct the documents
✔✔Which of the following documents contain both the monthly payment amount and a
breakdown of principal, interest, taxes and insurance? - ✔✔payment letter
✔✔Which document represents the borrower's promise to repay the loan? - ✔✔note
✔✔Which document authorizes the lender to obtain copies of the borrower's tax
returns?
Form W-9 - ✔✔form 4506-T
✔✔The final printed version of the Loan Application is referred to as the: - ✔✔uniform
residential loan application
QUESTIONS AND ANSWERS GUARANTEE A+
✔✔The lender's representative calls the Notary Signing Agent prior to an assignment
that afternoon to inform the agent that the borrower will be represented by an attorney in
fact. This is considered: - ✔✔Acceptable and the agent may commence the signing
appointment
✔✔A borrower has asked the Notary Signing Agent to email him copies of the loan
documents. How should the NSA respond? - ✔✔Refuse to email the documents and
notify the contracting company or closing agent of the request
✔✔Which of the following parties is permitted to view all entries in the Notary Signing
Agent Notary journal? - ✔✔Police with warrant for the journal
✔✔A Notary Signing Agent is running behind schedule and does not want to be late for
an assignment. The agent's spouse volunteers to download and print the copies of the
closing documents. How should the Notary Signing Agent respond?
Thank the spouse for the offer but explain that this is not allowed. - ✔✔Thank the
spouse for the offer but explain that this is not allowed
✔✔A Notary Signing Agent shows up to an assignment only to discover it has been
rescheduled at the last minute for the following day. What is the agent required to do
with the documents? - ✔✔Contact the closing agent and request permission to hold
onto them until the next day
✔✔The SPW's Code of Conduct strictly prohibits Notary Signing Agents from: -
✔✔Collecting the signing fee from the signer in the event that the contracting company
fails to pay
✔✔While on the way to a signing appointment, a Notary Signing Agent realizes that the
location is outside his normal territory and he should have negotiated a higher travel
fee. The most appropriate action the NSA should take is to: - ✔✔complete the
assignment and ask for a higher travel fee for the next signing in this area
✔✔A Notary Signing Agent wants to stand out from other NSAs by guaranteeing to
borrowers and contracting companies that all of her loan signings will take 30 minutes
or less. This is: - ✔✔Permissible as long as it is not stated as a guarantee
✔✔A Notary Signing Agent decides to expand his business by offering new services.
With respect to advertising, the NSA should avoid: - ✔✔pitching the service to
borrowers
, ✔✔A Notary Signing Agent creates a new advertisement on Yelp that uses the phrase
"On time 24/7." Is this allowed? - ✔✔Yes "on time 24/7 is a claim often used in
advertising
✔✔Appropriate attire to wear at a loan signing assignment is determined by: - ✔✔the
contracting company
✔✔Upon arrival to meet the borrower for a signing appointment, a Notary Signing Agent
must present a: - ✔✔government issued ID with a photograph
✔✔A Notary Signing Agent and a borrower have finished signing documents and all that
is left to wrap-up the appointment is to check the documents for errors, but the NSA is
already late for the next appointment. What should the Signing Agent do next? -
✔✔Check the documents for errors and then call the borrower for the next appointment
✔✔When should the Signing agent determine if the date and time of the signing
appointment are set and ask about any additional stipulations? - ✔✔after reading the
closing instruction
✔✔When confirming an appointment to sign documents with a borrower, the Notary
Signing Agent should: - ✔✔confirm acceptable identification will be present
✔✔The contracting company sends instructions to an NSA before the agent's first
assignment. It details a dress code the agent will be required to follow when working for
the company. The best response for the agent would be to: - ✔✔Dress in conformance
with the company requirement
✔✔A signer indicates the address stated in the closing documents is incorrect. The
lender's representative confirms the mistaken address in the documents and authorizes
the signer to correct the address. Based on this confirmation, the agent may: - ✔✔Have
the signer correct the documents
✔✔Which of the following documents contain both the monthly payment amount and a
breakdown of principal, interest, taxes and insurance? - ✔✔payment letter
✔✔Which document represents the borrower's promise to repay the loan? - ✔✔note
✔✔Which document authorizes the lender to obtain copies of the borrower's tax
returns?
Form W-9 - ✔✔form 4506-T
✔✔The final printed version of the Loan Application is referred to as the: - ✔✔uniform
residential loan application
