AHIP FINAL EXAM TEST QUESTIONS
WITH CORRECT ANSWERS
Mrs. pWest pwears pglasses pand pdentures pand phas penjoyed pconsiderable ppain
prelief pfrom parthritis pthrough pacupuncture. pShe pis pconcerned pabout pwhether por
pnot pMedicare pwill pcover pthese pitems pand pservices. pWhat pshould pyou ptell pher? p-
pcorrect panswers p-Medicare pdoes pnot pcover pacupuncture, por, pin pgeneral, pglasses
por pdentures.
Mr. pBickford pdid pnot pquite pqualify pfor pthe pextra phelp plow-income psubsidy punder
pthe pMedicare pPart pD pPrescription pDrug pprogram pand phe pis pwondering pif pthere
pis pany pother poption phe phas pfor pobtaining phelp pwith phis pconsiderable pdrug
pcosts. pWhat pshould pyou ptell phim? p- pcorrect panswers p-He pcould pcheck pwith pthe
pmanufacturers pof phis pmedications pto psee pif pthey poffer pan passistance pprogram pto
phelp ppeople pwith plimited pmeans pobtain pthe pmedications pthey pneed. pAlternatively,
phe pcould pcheck pto psee pwhether phis pstate phas pa ppharmacy passistance pprogram
pto phelp phim pwith phis pexpenses.
, Mr. pLombardi pis pinterested pin pa pMedicare pAdvantage p(MA) pPPO pplan pthat pyou
prepresent. pIt pis pone pof pthree pplans poperated pby pthe psame porganization pin pMr.
pLombardi's parea. pThe pMA pPPO pplan pdoes pnot pinclude pdrug pcoverage, pbut pthe
pother ptwo pplans pdo. pMr. pLombardi plikes pthe pPPO pplan pthat pdoes pnot pinclude
pdrug pcoverage pand pintends pto pobtain phis pdrug pcoverage pthrough pa pstand-alone
pMedicare pprescription pdrug pplan. pWhat pshould pyou ptell phim pabout pthis psituation?
p- pcorrect panswers p-He pcould penroll pin pone pof pthe pMA pplans pthat pinclude
pprescription pdrug pcoverage por pa pMedigap pplan pand pa pstand-alone pprescription
pdrug pplan, pbut phe pcannot penroll pin pthe pMA-only pPPO pplan pand pa pstand-alone
pprescription pdrug pplan.
Mr. pTorres phas pa psmall psavings paccount. pHe pwould plike pto ppay pfor phis pmonthly
pPart pD ppremiums pwith pan pautomatic pmonthly pwithdrawal pfrom phis psavings
paccount puntil pit pis pexhausted, pand pthen phave phis ppremiums pwithheld pfrom phis
pSocial pSecurity pcheck. pWhat pshould pyou ptell phim? p- pcorrect panswers p-In
pgeneral, phe pmust pselect pa psingle pPart pD ppremium ppayment pmechanism pthat
pwill pbe pused pthroughout pthe pyear.
Agent pJennings pmakes pa ppresentation pon pMedicare padvertised pas pan
peducational pevent. pAgent pJennings pdistributes pmaterials pthat pare psolely
peducational pin pnature. pHowever, pshe pgives pa pbrief ppresentation pthat pmentions
pplan-specific ppremiums. pIs pthis pa pprohibited pactivity pat pan pevent pthat phas pbeen
padvertised pas peducational? p- pcorrect panswers p-Yes. pWhen pan pevent phas pbeen
padvertised pas p"educational," pdiscussing pplan-specific ppremiums pis pimpermissible.
Mrs. pMulcahy pis pconcerned pthat pshe pmay pnot pqualify pfor penrollment pin pa
pMedicare pprescription pdrug pplan pbecause, palthough pshe pis pentitled pto pPart pA,
pshe pis pnot penrolled punder pMedicare pPart pB. pWhat pshould pyou ptell pher? p-
pcorrect panswers p-Everyone pwho pis pentitled pto pPart pA por penrolled punder pPart pB
pis peligible pto penroll pin pa pMedicare pprescription pdrug pplan. pAs plong pas pMrs.
pMulcahy pis pentitled pto pPart pA, pshe pdoes pnot pneed pto penroll punder pPart pB
pbefore penrolling pin pa pprescription pdrug pplan.
Mr. pJacob punderstands pthat pthere pis pa pstandard pMedicare pPart pD pprescription
pdrug pbenefit, pbut pwhen phe plooks pat pinformation pon pvarious pplans pavailable pin
phis parea, phe psees pa pwide prange pin pwhat pthey pcharge pfor pdeductibles,
ppremiums pand pcost psharing. pHow pcan pyou pexplain pthis pto phim? p- pcorrect
panswers p-Medicare pPart pD pdrug pplans pmay phave pdifferent pbenefit pstructures,
pbut pon paverage, pthey pmust pall pbe pat pleast pas pgood pas pthe pstandard pmodel
pestablished pby pthe pgovernment.
Ms. pMoore pplans pto pretire pwhen pshe pturns p65 pin pa pfew pmonths. pShe pis pin
pexcellent phealth pand pwill phave pconsiderable pincome pwhen pshe pretires. pShe pis
pconcerned pthat pher pincome pwill pmake pit pimpossible pfor pher pto pqualify pfor
pMedicare. pWhat pcould pyou ptell pher pto paddress pher pconcern? p- pcorrect panswers
p-Medicare pis pa pprogram pfor ppeople page p65 por polder pand pthose punder page p65
WITH CORRECT ANSWERS
Mrs. pWest pwears pglasses pand pdentures pand phas penjoyed pconsiderable ppain
prelief pfrom parthritis pthrough pacupuncture. pShe pis pconcerned pabout pwhether por
pnot pMedicare pwill pcover pthese pitems pand pservices. pWhat pshould pyou ptell pher? p-
pcorrect panswers p-Medicare pdoes pnot pcover pacupuncture, por, pin pgeneral, pglasses
por pdentures.
Mr. pBickford pdid pnot pquite pqualify pfor pthe pextra phelp plow-income psubsidy punder
pthe pMedicare pPart pD pPrescription pDrug pprogram pand phe pis pwondering pif pthere
pis pany pother poption phe phas pfor pobtaining phelp pwith phis pconsiderable pdrug
pcosts. pWhat pshould pyou ptell phim? p- pcorrect panswers p-He pcould pcheck pwith pthe
pmanufacturers pof phis pmedications pto psee pif pthey poffer pan passistance pprogram pto
phelp ppeople pwith plimited pmeans pobtain pthe pmedications pthey pneed. pAlternatively,
phe pcould pcheck pto psee pwhether phis pstate phas pa ppharmacy passistance pprogram
pto phelp phim pwith phis pexpenses.
, Mr. pLombardi pis pinterested pin pa pMedicare pAdvantage p(MA) pPPO pplan pthat pyou
prepresent. pIt pis pone pof pthree pplans poperated pby pthe psame porganization pin pMr.
pLombardi's parea. pThe pMA pPPO pplan pdoes pnot pinclude pdrug pcoverage, pbut pthe
pother ptwo pplans pdo. pMr. pLombardi plikes pthe pPPO pplan pthat pdoes pnot pinclude
pdrug pcoverage pand pintends pto pobtain phis pdrug pcoverage pthrough pa pstand-alone
pMedicare pprescription pdrug pplan. pWhat pshould pyou ptell phim pabout pthis psituation?
p- pcorrect panswers p-He pcould penroll pin pone pof pthe pMA pplans pthat pinclude
pprescription pdrug pcoverage por pa pMedigap pplan pand pa pstand-alone pprescription
pdrug pplan, pbut phe pcannot penroll pin pthe pMA-only pPPO pplan pand pa pstand-alone
pprescription pdrug pplan.
Mr. pTorres phas pa psmall psavings paccount. pHe pwould plike pto ppay pfor phis pmonthly
pPart pD ppremiums pwith pan pautomatic pmonthly pwithdrawal pfrom phis psavings
paccount puntil pit pis pexhausted, pand pthen phave phis ppremiums pwithheld pfrom phis
pSocial pSecurity pcheck. pWhat pshould pyou ptell phim? p- pcorrect panswers p-In
pgeneral, phe pmust pselect pa psingle pPart pD ppremium ppayment pmechanism pthat
pwill pbe pused pthroughout pthe pyear.
Agent pJennings pmakes pa ppresentation pon pMedicare padvertised pas pan
peducational pevent. pAgent pJennings pdistributes pmaterials pthat pare psolely
peducational pin pnature. pHowever, pshe pgives pa pbrief ppresentation pthat pmentions
pplan-specific ppremiums. pIs pthis pa pprohibited pactivity pat pan pevent pthat phas pbeen
padvertised pas peducational? p- pcorrect panswers p-Yes. pWhen pan pevent phas pbeen
padvertised pas p"educational," pdiscussing pplan-specific ppremiums pis pimpermissible.
Mrs. pMulcahy pis pconcerned pthat pshe pmay pnot pqualify pfor penrollment pin pa
pMedicare pprescription pdrug pplan pbecause, palthough pshe pis pentitled pto pPart pA,
pshe pis pnot penrolled punder pMedicare pPart pB. pWhat pshould pyou ptell pher? p-
pcorrect panswers p-Everyone pwho pis pentitled pto pPart pA por penrolled punder pPart pB
pis peligible pto penroll pin pa pMedicare pprescription pdrug pplan. pAs plong pas pMrs.
pMulcahy pis pentitled pto pPart pA, pshe pdoes pnot pneed pto penroll punder pPart pB
pbefore penrolling pin pa pprescription pdrug pplan.
Mr. pJacob punderstands pthat pthere pis pa pstandard pMedicare pPart pD pprescription
pdrug pbenefit, pbut pwhen phe plooks pat pinformation pon pvarious pplans pavailable pin
phis parea, phe psees pa pwide prange pin pwhat pthey pcharge pfor pdeductibles,
ppremiums pand pcost psharing. pHow pcan pyou pexplain pthis pto phim? p- pcorrect
panswers p-Medicare pPart pD pdrug pplans pmay phave pdifferent pbenefit pstructures,
pbut pon paverage, pthey pmust pall pbe pat pleast pas pgood pas pthe pstandard pmodel
pestablished pby pthe pgovernment.
Ms. pMoore pplans pto pretire pwhen pshe pturns p65 pin pa pfew pmonths. pShe pis pin
pexcellent phealth pand pwill phave pconsiderable pincome pwhen pshe pretires. pShe pis
pconcerned pthat pher pincome pwill pmake pit pimpossible pfor pher pto pqualify pfor
pMedicare. pWhat pcould pyou ptell pher pto paddress pher pconcern? p- pcorrect panswers
p-Medicare pis pa pprogram pfor ppeople page p65 por polder pand pthose punder page p65
