CISR Commercial Causality II - Section 1 Study Guide
QUESTIONS WITH ANSWERS RATED A+
Which endorsement would you use to:
Cover employees who are the masters or crew of a vessel? - Maritime Coverage Endorsement
Which endorsement would you use to:
Cover employees who load or unload ships? - Longshore and Harbor Worker Coverage
Endorsement (USL&H)
Which endorsement would you use to:
Cover employees who are not explicitly covered by the workers compensation law? - Voluntary
Compensation Endorsement
Which endorsement would you use to:
Cover repatriation expenses of an employee injured overseas? - Foreign Workers Compensation
Coverage Endorsement
Workers compensation is a(n) ______________ in which employees who incur workplace
injuries receive benefits by law, while employers are protected from employee lawsuits. - no-
fault system
With the exceptions of Texas and New Jersey, all states have made employer purchase of
workers compensation coverage ___________. - mandatory
Employee—Advantages of WC:
1.) _________ benefits if injured on the job
2.) Benefits regardless of __________
3.) Some benefits last a(n) __________ - 1.) Defined
2.) Negligence
3.) Lifetime
No ________ from injured employees (WC). - Lawsuits
Cost of insurance is _________. (WC) - Predictable
___________ benefit to employees (WC) - Tangible
The most common funding option for the purchase of a Workers Compensation Policy is from
a(n) __________that sells the coverage. - insurance company
A(n) ________ state fund is a state-created, state-owned, and state-operated workers
compensation insurance facility that writes all workers compensation insurance in the state. -
monopolistic
QUESTIONS WITH ANSWERS RATED A+
Which endorsement would you use to:
Cover employees who are the masters or crew of a vessel? - Maritime Coverage Endorsement
Which endorsement would you use to:
Cover employees who load or unload ships? - Longshore and Harbor Worker Coverage
Endorsement (USL&H)
Which endorsement would you use to:
Cover employees who are not explicitly covered by the workers compensation law? - Voluntary
Compensation Endorsement
Which endorsement would you use to:
Cover repatriation expenses of an employee injured overseas? - Foreign Workers Compensation
Coverage Endorsement
Workers compensation is a(n) ______________ in which employees who incur workplace
injuries receive benefits by law, while employers are protected from employee lawsuits. - no-
fault system
With the exceptions of Texas and New Jersey, all states have made employer purchase of
workers compensation coverage ___________. - mandatory
Employee—Advantages of WC:
1.) _________ benefits if injured on the job
2.) Benefits regardless of __________
3.) Some benefits last a(n) __________ - 1.) Defined
2.) Negligence
3.) Lifetime
No ________ from injured employees (WC). - Lawsuits
Cost of insurance is _________. (WC) - Predictable
___________ benefit to employees (WC) - Tangible
The most common funding option for the purchase of a Workers Compensation Policy is from
a(n) __________that sells the coverage. - insurance company
A(n) ________ state fund is a state-created, state-owned, and state-operated workers
compensation insurance facility that writes all workers compensation insurance in the state. -
monopolistic
