Aflac Academy Insurance ACL Exam Test

Aflac Academy Insurance ACL006-010 120
Exam Questions

Disability benefits are paid for multiple disabilities at a time.*




A. True


B. False -Correct Answer ✔ ✔ *B. False*


*Aflac Short-Term Disability coverage is not coordinated with other

benefits and pays __________ other insurance you may have. This

includes federal and state employer-sponsored plans.*




A. Only if you do not receive a benefit from


B. Regardless of any


C. Twice the benefit amount paid by

,D. No more than the benefit amount paid by -Correct Answer ✔ ✔

*B. Regardless of any*


*Pregnancy benefits are typically payable after _____ months.*




A. 6


B. 10


C. 12


D. 24 -Correct Answer ✔ ✔ *B. 10*


*Short-Term Disability (STD) insurance, which is most often applied

for as part of a voluntary benefit plan at work, can be paid by either

the employer or the employee.*




A. True


B. False -Correct Answer ✔ ✔ *A. True*

,*A policyholder's spouse and dependents are eligible for disability on

the base policy.*




A. True


B. False -Correct Answer ✔ ✔ *B. False*


*Short-Term Disability coverage from Aflac offers:*




A. Basic hospital coverage


B. Some protection against lost wages


C. Major medical expense coverage


D. All of the above -Correct Answer ✔ ✔ *B. Some protection

against lost wages*

, *When Aflac receives a disability claim and determines that the

premiums were paid by the employer or paid on a pre-tax basis, Aflac

will:*




A. Notify the claimant by email to submit the amount in his/her tax

return


B. Not make any tax adjustments or notifications


C. Reduce the amount of the benefit due by the applicable FICA

(Social Security and Medicare) tax package


D. Withhold payment until claimant submits proof the income has

been reported -Correct Answer ✔ ✔ *C. Reduce the amount of the

benefit due by the applicable FICA (Social Security and Medicare) tax

package*


*Vision coverage from Aflac may be appropriate for a customer

because:*