Comprehensive AAFCS 200
Composite TExES Preparation:
Expert Insights
An Ultimate Exam Study Guide for a
Guaranteed Success
Latest Updated Guide 2025/2026
Communicating effectively with an older person as a caregiver. - ans-Remember that they
often feel as though they are a burden to the caregiver.
-Positive messages, show desire to help.
-REMINISCING: Should be encouraged by caregivers. To talk about the past is an important
part of the aging process.
-it can remind them o their persona resources for dealing with choices, problems, and losses.
-Confidence and Self-Esteem
-If reminiscing stimulates negative memories, it should not be encouraged.
-AL= Will communicate that who they are and what they have accomplished is indeed
important.
-Valued, respected, and accepted.
Active listening - ansTrying to understand what the others are saying and why, identify
feelings.
Pensions - ansare funds paid to retired employees who paid into a pension fund while they
were employed.
Social Security - ans-A federal program under the direction of the SS Administration.
Designed to give retired or disabled individuals some source of income.
-Benefits after paying into it as an employee.
Medicare - ansFederal Program that helps older ppl (65+) in paying their medical bills.
Medicaid - ansDesigned by Federal Govt. as a state program to hep those who need and
qualify for medical assistance.
-nursing homes
-ppl with limitations in daily activities.
Medical Asepsis - ansMeans free from germs o bacteria that may cause infection.
Class A Fire - ansFire started with wood, paper, or trash
Class B Fire - ansFire started with gas, grease or other liquid
Class C Fire - ansElectircal fire
First Degree Burn - ansSkin Reddened but unbroken
FA: Place under cold Water
Second Degree Burn - ansSkin Reddened, blisters formed
FA: Place under cod water, cover with a dry sterie dressing.
Third Degree Burn - ansSkin Partially destroyed
FA: Cover entire area with a dry sterile dressing.
Consumer Product Safety Commission - ans-Charged to protect the consumers from
unreasonable risks associated with consumer products, to assist consumers in voluntary
comparative safety of consumer products and more.
,Comprehensive AAFCS 200
Composite TExES Preparation:
Expert Insights
An Ultimate Exam Study Guide for a
Guaranteed Success
Latest Updated Guide 2025/2026
-Regulates the production and sale of products that are potentially hazardous, sets safety
standards, can ban products that are deemed hazardous to consumers, can seize products from
the market.
Consumer Bill of Rights - ans-The Right to Safety
-The Right to be Informed
-The Right to Choose
-The Right to be Heard
Health Insurance Portability and Accountability (HIPAA) - ansCreates national standards to
protect individuals medical records and other personal heath info.
Progressive Tax - ansA tax that requires a larger fraction of income as that income increases.
Ex: Income Tax
Regressive Tax - ansA tax requiring a smaller fraction of income increases, tax is measured
against what is spent.
Ex. Sales Tax
Proportional Tax - ansA tax that requires the same fraction of income from tax payers of all
income levels.
Ex:
Bankruptcy - ans-Chapter 13 = 7 years ; Chapter 7 = 10 years
- A federal court procedure that helps consumers and business get rid of their debt and repay
their creditors. "liquidation" or "reorganization"
Cash Card - ansAny electronic payment card that stores cash fro various types of payments
Ex: Bank Debit Cards, prepaid debit cards, gift cards, and payroll cards
Chamber of Commerce - ansA local association to promote and protect the interests of the
business community in a particular place.
Better Business Bureau (BBB) - ans-An organization focused on advancing marketplace
trust.
-Using an accredited Business system they rank business, charities, and non-profits.
Federal Trade Comission (FTC) - ansAn agency whose basic responsibility is to help
consumers find needed information or locate the appropriate agency to assist them with their
problems.
Fair Credit Reporting Act (FACT ACT) - ansLegislation giving consumers the right to know
what information consumer reporting about them to creditors, insurance companies, and
employers.
Duopoly - ansA market situation in which 2 sellers dominate a specific market industry.
Monopoly - ansOne seer controls the supply of a product or service.
Oligopoly - ansA situation in which few sellers (4 or less) control the majority of a supply or
service produced.
Small Claims Court - ansA legal mechanism available in all states to solve legal problems
involving small sums of money.
, Comprehensive AAFCS 200
Composite TExES Preparation:
Expert Insights
An Ultimate Exam Study Guide for a
Guaranteed Success
Latest Updated Guide 2025/2026
-A Judge exercises broad powers in this court. HE or she decided the case and there is no
jury. Judges ruing may be apealed to a higher court.
Non-durable goods - ansAre consumption goods purchased by the household sector that
generally have a useful satisfaction-providing existence of shorter than a year.
-are about 30% of personal consumption.
Sanitation Of Toys - ansdipped in a bleach-water solution and allowed o air dry
Immunization - ansWhen a very small amount of a particular disease germ is injected into the
bloodstream so that the bod begins to produce the type of antibodies to fight the germ.
Reporting Child Abuse - ansYou shod report any concern to a supervisor in a private setting.
Then supervisors should check out the concern and report to the closest social service or CPS
agency.
B.F. Skinner - ansEmphasized that almost all behavior is LEARNED and can be increased by
positive consequences and decreased by negative consequences.
Social Learning Theory - ansNew behaviors are earned primarily through observing the
behavior of others. Observational learning or Modeling.
Psychoanalytic Theories - ansMethod of learning about mental processes and of treating
some mental disorders through the use of techniques association.
Behaviorism - ansTraditional earning theory that credits environment as primary source of
development factors only born with reflexes.
Erik Erickson - ansDeveloped theory on specific social tasks that need to emerge for healthy
development.
Basic Trust vs. Mistrust (INFANTS) - ansInfants forms first trusting relationships with
caregiver.
Warmth, affection, and consistency of care lead to a positive, secure attachment with primary
caregiver. Inadequate care results in fear and mistrust. Since the relationship is the prototype
for all others, those with a primarily negative resolution to this stage may struggle with
forming close relationships for the rest of their lives.
Autonomy vs. Shame/Doubt (TODDLER) - ansToddler begins to push for independence.
If a child is permitted and encouraged to do things for him/herself, a sense of independence
or freedom develops. Questioning ones ability and dependence characterize a negative
outcome for this stage.
Initiative vs. Guilt (PRESCHOOLER) - ansThis stage occurs during the preschool years of
early childhood when children begin exploring their environments, first develop awareness of
the different social roles existing around them and experience feelings of either purpose and
accomplishment or guilt and inhibition.
Industry vs. Inferiority (SCHOOL AGED CHILDREN) - anscorresponding to the elementary
school years, this stage is crucial in the development of competence or self-confidence.
Success in meeting the demands of school and society lead to a sense of "productivity" or
Composite TExES Preparation:
Expert Insights
An Ultimate Exam Study Guide for a
Guaranteed Success
Latest Updated Guide 2025/2026
Communicating effectively with an older person as a caregiver. - ans-Remember that they
often feel as though they are a burden to the caregiver.
-Positive messages, show desire to help.
-REMINISCING: Should be encouraged by caregivers. To talk about the past is an important
part of the aging process.
-it can remind them o their persona resources for dealing with choices, problems, and losses.
-Confidence and Self-Esteem
-If reminiscing stimulates negative memories, it should not be encouraged.
-AL= Will communicate that who they are and what they have accomplished is indeed
important.
-Valued, respected, and accepted.
Active listening - ansTrying to understand what the others are saying and why, identify
feelings.
Pensions - ansare funds paid to retired employees who paid into a pension fund while they
were employed.
Social Security - ans-A federal program under the direction of the SS Administration.
Designed to give retired or disabled individuals some source of income.
-Benefits after paying into it as an employee.
Medicare - ansFederal Program that helps older ppl (65+) in paying their medical bills.
Medicaid - ansDesigned by Federal Govt. as a state program to hep those who need and
qualify for medical assistance.
-nursing homes
-ppl with limitations in daily activities.
Medical Asepsis - ansMeans free from germs o bacteria that may cause infection.
Class A Fire - ansFire started with wood, paper, or trash
Class B Fire - ansFire started with gas, grease or other liquid
Class C Fire - ansElectircal fire
First Degree Burn - ansSkin Reddened but unbroken
FA: Place under cold Water
Second Degree Burn - ansSkin Reddened, blisters formed
FA: Place under cod water, cover with a dry sterie dressing.
Third Degree Burn - ansSkin Partially destroyed
FA: Cover entire area with a dry sterile dressing.
Consumer Product Safety Commission - ans-Charged to protect the consumers from
unreasonable risks associated with consumer products, to assist consumers in voluntary
comparative safety of consumer products and more.
,Comprehensive AAFCS 200
Composite TExES Preparation:
Expert Insights
An Ultimate Exam Study Guide for a
Guaranteed Success
Latest Updated Guide 2025/2026
-Regulates the production and sale of products that are potentially hazardous, sets safety
standards, can ban products that are deemed hazardous to consumers, can seize products from
the market.
Consumer Bill of Rights - ans-The Right to Safety
-The Right to be Informed
-The Right to Choose
-The Right to be Heard
Health Insurance Portability and Accountability (HIPAA) - ansCreates national standards to
protect individuals medical records and other personal heath info.
Progressive Tax - ansA tax that requires a larger fraction of income as that income increases.
Ex: Income Tax
Regressive Tax - ansA tax requiring a smaller fraction of income increases, tax is measured
against what is spent.
Ex. Sales Tax
Proportional Tax - ansA tax that requires the same fraction of income from tax payers of all
income levels.
Ex:
Bankruptcy - ans-Chapter 13 = 7 years ; Chapter 7 = 10 years
- A federal court procedure that helps consumers and business get rid of their debt and repay
their creditors. "liquidation" or "reorganization"
Cash Card - ansAny electronic payment card that stores cash fro various types of payments
Ex: Bank Debit Cards, prepaid debit cards, gift cards, and payroll cards
Chamber of Commerce - ansA local association to promote and protect the interests of the
business community in a particular place.
Better Business Bureau (BBB) - ans-An organization focused on advancing marketplace
trust.
-Using an accredited Business system they rank business, charities, and non-profits.
Federal Trade Comission (FTC) - ansAn agency whose basic responsibility is to help
consumers find needed information or locate the appropriate agency to assist them with their
problems.
Fair Credit Reporting Act (FACT ACT) - ansLegislation giving consumers the right to know
what information consumer reporting about them to creditors, insurance companies, and
employers.
Duopoly - ansA market situation in which 2 sellers dominate a specific market industry.
Monopoly - ansOne seer controls the supply of a product or service.
Oligopoly - ansA situation in which few sellers (4 or less) control the majority of a supply or
service produced.
Small Claims Court - ansA legal mechanism available in all states to solve legal problems
involving small sums of money.
, Comprehensive AAFCS 200
Composite TExES Preparation:
Expert Insights
An Ultimate Exam Study Guide for a
Guaranteed Success
Latest Updated Guide 2025/2026
-A Judge exercises broad powers in this court. HE or she decided the case and there is no
jury. Judges ruing may be apealed to a higher court.
Non-durable goods - ansAre consumption goods purchased by the household sector that
generally have a useful satisfaction-providing existence of shorter than a year.
-are about 30% of personal consumption.
Sanitation Of Toys - ansdipped in a bleach-water solution and allowed o air dry
Immunization - ansWhen a very small amount of a particular disease germ is injected into the
bloodstream so that the bod begins to produce the type of antibodies to fight the germ.
Reporting Child Abuse - ansYou shod report any concern to a supervisor in a private setting.
Then supervisors should check out the concern and report to the closest social service or CPS
agency.
B.F. Skinner - ansEmphasized that almost all behavior is LEARNED and can be increased by
positive consequences and decreased by negative consequences.
Social Learning Theory - ansNew behaviors are earned primarily through observing the
behavior of others. Observational learning or Modeling.
Psychoanalytic Theories - ansMethod of learning about mental processes and of treating
some mental disorders through the use of techniques association.
Behaviorism - ansTraditional earning theory that credits environment as primary source of
development factors only born with reflexes.
Erik Erickson - ansDeveloped theory on specific social tasks that need to emerge for healthy
development.
Basic Trust vs. Mistrust (INFANTS) - ansInfants forms first trusting relationships with
caregiver.
Warmth, affection, and consistency of care lead to a positive, secure attachment with primary
caregiver. Inadequate care results in fear and mistrust. Since the relationship is the prototype
for all others, those with a primarily negative resolution to this stage may struggle with
forming close relationships for the rest of their lives.
Autonomy vs. Shame/Doubt (TODDLER) - ansToddler begins to push for independence.
If a child is permitted and encouraged to do things for him/herself, a sense of independence
or freedom develops. Questioning ones ability and dependence characterize a negative
outcome for this stage.
Initiative vs. Guilt (PRESCHOOLER) - ansThis stage occurs during the preschool years of
early childhood when children begin exploring their environments, first develop awareness of
the different social roles existing around them and experience feelings of either purpose and
accomplishment or guilt and inhibition.
Industry vs. Inferiority (SCHOOL AGED CHILDREN) - anscorresponding to the elementary
school years, this stage is crucial in the development of competence or self-confidence.
Success in meeting the demands of school and society lead to a sense of "productivity" or
