Chapter 4: Overview of the US Healthcare
System UPDATED ACTUAL Exam
Questions and CORRECT Answers
How to describe a healthcare system - CORRECT ANSWER - - financing of care
- provision of care
- government regulation/oversight
- impacts of the system: health outcomes, costs, quality, patient satisfaction
Principles of US Healthcare system - CORRECT ANSWER - - market commodity
- 20th century, power in medical profession
- historically, little influence from government
- no uniform standard of care; quality depends on ability to pay
Iron Triangle - CORRECT ANSWER - Cost
Access Quality
How is US's health care financing compared to other nations? - CORRECT ANSWER -
The US spends more on per capita health care than any other nation, and we have some of the
worst health outcomes of any developed nation.
Policy approach to combat US's high health care spending.. - CORRECT ANSWER -
Increase healthcare coverage
True or False: Health insurance does not always equal health care access. - CORRECT
ANSWER - True
True or False: Most people in US get health care from their employers - CORRECT
ANSWER - True
, Causes of rising costs of health care - CORRECT ANSWER - - inflation
- increase in US population
- increase in people who need services (disease more common)
- cost of treating specific disease goes up (new technological advances to replace older cheaper
one)
Examples of federal, state, and local governments fund programs that directly provide care to
individuals - CORRECT ANSWER - - Federally Qualified Health Centers
- HIV/AIDS Programs
- Family planning programs
Define access - CORRECT ANSWER - Access refers to the ability to obtain needed
services
Key barriers to access - CORRECT ANSWER - - lack of health insurance
- inadequate health insurance
- insurance coverage limitations
- workforce issues
Insurance coverage limitations - CORRECT ANSWER - high cost-sharing
- premiums
- deductibles
- co-payments
service exclusions
- long term therapy
- cosmetic surgery
- hospice nursing
System UPDATED ACTUAL Exam
Questions and CORRECT Answers
How to describe a healthcare system - CORRECT ANSWER - - financing of care
- provision of care
- government regulation/oversight
- impacts of the system: health outcomes, costs, quality, patient satisfaction
Principles of US Healthcare system - CORRECT ANSWER - - market commodity
- 20th century, power in medical profession
- historically, little influence from government
- no uniform standard of care; quality depends on ability to pay
Iron Triangle - CORRECT ANSWER - Cost
Access Quality
How is US's health care financing compared to other nations? - CORRECT ANSWER -
The US spends more on per capita health care than any other nation, and we have some of the
worst health outcomes of any developed nation.
Policy approach to combat US's high health care spending.. - CORRECT ANSWER -
Increase healthcare coverage
True or False: Health insurance does not always equal health care access. - CORRECT
ANSWER - True
True or False: Most people in US get health care from their employers - CORRECT
ANSWER - True
, Causes of rising costs of health care - CORRECT ANSWER - - inflation
- increase in US population
- increase in people who need services (disease more common)
- cost of treating specific disease goes up (new technological advances to replace older cheaper
one)
Examples of federal, state, and local governments fund programs that directly provide care to
individuals - CORRECT ANSWER - - Federally Qualified Health Centers
- HIV/AIDS Programs
- Family planning programs
Define access - CORRECT ANSWER - Access refers to the ability to obtain needed
services
Key barriers to access - CORRECT ANSWER - - lack of health insurance
- inadequate health insurance
- insurance coverage limitations
- workforce issues
Insurance coverage limitations - CORRECT ANSWER - high cost-sharing
- premiums
- deductibles
- co-payments
service exclusions
- long term therapy
- cosmetic surgery
- hospice nursing
