CISR DESIGNATION QUESTIONS WITH
CORRECT ANSWERS 2025
PremisesGLiabilityG-GCORRECTGANSWERG-
arisesGoutGofGinjuryGorGpropertyGdamageGbecauseGofGtheGownership,Gmaintenance,GorGuseGofGaGsp
ecificGlocation
OperationsGLiabilityG-GCORRECTGANSWERG-
arisesGoutGofGexposuresGthatGtypicallyGoccurGawayGformGtheGpremisesGofGtheGbusiness
ProductsGLiabilityG-GCORRECTGANSWERG-
causedGbyGtheGdefectsGinGproductGdesign,Gmanufacturing,GorGtheGfailureGtoGsufficientlyGwarnGorGe
xplainGtheGsafeGuseGofGtheGproductsGtoGtheGconsumers
EnvironmentalGImpairmentG-GCORRECTGANSWERG-
occursGwhenGtheGoperationsGorGproductsGofGaGbusinessGcreatesGpollutantsGthatGmayGcauseGharm
baileeG-GCORRECTGANSWERG-existsGasGaGdirectGresultGofGpossessingGanotherGpersons'Gproperty
ifGaGmannequinGfallsGonGaGcustomerGatGaGretailGstore,GtheGstoreGcanGbeGheldGliableGthroughGwhichG
categoryGofGliabilityGexposure?G-GCORRECTGANSWERG-PremisesGliabilityGexposure
4GelementsGthatGmustGbeGpresentGinGorderGforGnegligenceGtoGoccurG-GCORRECTGANSWERG-
1.GaGdutyGowedGtoGothers
2.GaGbreachGofGthatGdutyGowed
3.GinjuryGorGdamages
4.GaGproximateGcauseGbetweenGtheGbreachGofGdutyGandGtheGdamages
aGbusinessGkeepsGaGtigerGinGaGcageGonGtheirGpropertyGasGaGcustomerGattraction.GtheGtigersGgetsGloo
seGandGinjuresGseveralGpeople.GwhileGtheGstoreGfollowedGtheGsafetyGregulations,GtheyGcanGstillGbeG
, helpGliable.GWhatGtypeGofGlegalGliabilityGisGthis?GExplain.G-GCORRECTGANSWERG-
Strict/AbsoluteGliabilityGbecauseGtigersGareGanGinherentlyGdangerousGactivityGorGexposure.GStrictGli
abilityGcanGbeGimposedGregardlessGofGtheGdegreeGofGnegligenceGorGcareGexercisedGbyGtheGowner.
operationsGliabilityG-GCORRECTGANSWERG-
causedGbyGongoingGactivitiesGsuchGasGconstruction,Gprocessing,GorGservicingGthingsGonGsomeoneGe
lse'sGproperty
vicariousGliabilityG-GCORRECTGANSWERG-
theGrelationshipGthatGexistsGbetweenGanGemployer/employeeGORGanGowner/contractor
intentionalGtortG-GCORRECTGANSWERG-libel,Gslander,GorGfalseGarrest
completedGoperationsGliabilityG-GCORRECTGANSWERG-
arisesGoutGofGtheGinjuryGand/orGdamageGcausedGbyGdefectiveGorGimproperGworkmanship,GafterGth
eGworkGhasGbeenGcompleted
specialGdamagesG-GCORRECTGANSWERG-
specificGdollarGamountsGthatGcoverGtheGcostsGofGmedicalGbills,GlostGincome,GrehabGexpenses,GorGth
eGrepairGorGreplacementGofGtheGproperty
professionalGliabilityG-GCORRECTGANSWERG-
anyoneGwhoGoffersGspecializedGservicesGfromGtheirGuniqueGknowledgeGandGtraining
volunteerGworkerG-GCORRECTGANSWERG-
aGpersonGwhoGisGnotGanGemployee,GandGwhoGdonatesGtheirGwork,GisGnotGpaidGaGfee,Gsalary,GorGoth
erGcompensationGbyGtheGnamedGinsuredGorGanyoneGelseGforGtheGworkGperformedGforGtheGnamedGi
nsured
CORRECT ANSWERS 2025
PremisesGLiabilityG-GCORRECTGANSWERG-
arisesGoutGofGinjuryGorGpropertyGdamageGbecauseGofGtheGownership,Gmaintenance,GorGuseGofGaGsp
ecificGlocation
OperationsGLiabilityG-GCORRECTGANSWERG-
arisesGoutGofGexposuresGthatGtypicallyGoccurGawayGformGtheGpremisesGofGtheGbusiness
ProductsGLiabilityG-GCORRECTGANSWERG-
causedGbyGtheGdefectsGinGproductGdesign,Gmanufacturing,GorGtheGfailureGtoGsufficientlyGwarnGorGe
xplainGtheGsafeGuseGofGtheGproductsGtoGtheGconsumers
EnvironmentalGImpairmentG-GCORRECTGANSWERG-
occursGwhenGtheGoperationsGorGproductsGofGaGbusinessGcreatesGpollutantsGthatGmayGcauseGharm
baileeG-GCORRECTGANSWERG-existsGasGaGdirectGresultGofGpossessingGanotherGpersons'Gproperty
ifGaGmannequinGfallsGonGaGcustomerGatGaGretailGstore,GtheGstoreGcanGbeGheldGliableGthroughGwhichG
categoryGofGliabilityGexposure?G-GCORRECTGANSWERG-PremisesGliabilityGexposure
4GelementsGthatGmustGbeGpresentGinGorderGforGnegligenceGtoGoccurG-GCORRECTGANSWERG-
1.GaGdutyGowedGtoGothers
2.GaGbreachGofGthatGdutyGowed
3.GinjuryGorGdamages
4.GaGproximateGcauseGbetweenGtheGbreachGofGdutyGandGtheGdamages
aGbusinessGkeepsGaGtigerGinGaGcageGonGtheirGpropertyGasGaGcustomerGattraction.GtheGtigersGgetsGloo
seGandGinjuresGseveralGpeople.GwhileGtheGstoreGfollowedGtheGsafetyGregulations,GtheyGcanGstillGbeG
, helpGliable.GWhatGtypeGofGlegalGliabilityGisGthis?GExplain.G-GCORRECTGANSWERG-
Strict/AbsoluteGliabilityGbecauseGtigersGareGanGinherentlyGdangerousGactivityGorGexposure.GStrictGli
abilityGcanGbeGimposedGregardlessGofGtheGdegreeGofGnegligenceGorGcareGexercisedGbyGtheGowner.
operationsGliabilityG-GCORRECTGANSWERG-
causedGbyGongoingGactivitiesGsuchGasGconstruction,Gprocessing,GorGservicingGthingsGonGsomeoneGe
lse'sGproperty
vicariousGliabilityG-GCORRECTGANSWERG-
theGrelationshipGthatGexistsGbetweenGanGemployer/employeeGORGanGowner/contractor
intentionalGtortG-GCORRECTGANSWERG-libel,Gslander,GorGfalseGarrest
completedGoperationsGliabilityG-GCORRECTGANSWERG-
arisesGoutGofGtheGinjuryGand/orGdamageGcausedGbyGdefectiveGorGimproperGworkmanship,GafterGth
eGworkGhasGbeenGcompleted
specialGdamagesG-GCORRECTGANSWERG-
specificGdollarGamountsGthatGcoverGtheGcostsGofGmedicalGbills,GlostGincome,GrehabGexpenses,GorGth
eGrepairGorGreplacementGofGtheGproperty
professionalGliabilityG-GCORRECTGANSWERG-
anyoneGwhoGoffersGspecializedGservicesGfromGtheirGuniqueGknowledgeGandGtraining
volunteerGworkerG-GCORRECTGANSWERG-
aGpersonGwhoGisGnotGanGemployee,GandGwhoGdonatesGtheirGwork,GisGnotGpaidGaGfee,Gsalary,GorGoth
erGcompensationGbyGtheGnamedGinsuredGorGanyoneGelseGforGtheGworkGperformedGforGtheGnamedGi
nsured