CISR Commercial Casualty I Lesson 1 L Questions with Correct Answers 2025

CISR Commercial Casualty I Lesson 1 L Questions
with Correct Answers 2025
LegalGLiabilityG-GCORRECTGANSWERG-
AGresponsibilityGorGobligationGtoGothers,GwhichGcourtsGrecognizeGandGenforce.GInGgeneralGfailureGt
oGmeetGthisGdutyGoftenGresultsGinGtheGimpositionGofGmonetaryGdamages.



3GTypesGofGLegalGLiabilityG-GCORRECTGANSWERG-
TortGLiability,GStatutoryGLiability,GContractualGLiability



4GTypesGofGTortGLiabilityG-GCORRECTGANSWERG-
Negligence,GIntentionalGTorts,GStrictGLiability,GAbsoluteGLiability



NameGtheGfourGrequirementsGofGaGnegligentGtortG(longGversion)G-GCORRECTGANSWERG-
1.GDutyGowedGbyGnegligentGpartyGtoGanotherGparty,G2.GBreachGofGthatGDuty,G3.GActualGInjuryGorGLo
ssGmustGoccur,G4.GThereGhasGtoGbeGaGcloseGcauseGandGeffectG(proximateGcause)GrelationshipGbetwe
enGtheGbreachGofGthatGdutyGandGtheGinjuryGorGloss.



4GrequirementsGofGaGnegligentGtortG(shortGversion)G-GCORRECTGANSWERG-
1.GDutyGowed,G2.GBreachGofGDuty,G3.GProximateGCause,G4.GDamages



IntentionalGTortGDefinitionG-GCORRECTGANSWERG-
AnGintentionalGorGvoluntaryGactGwhereGtheGpersonGorGorganizationGcommittingGtheGactGisGexpressl
yGorGimplicitlyGdeemedGtoGhaveGpossessedGintentGorGpurposeGtoGinjure.GTheGpersonGorGorganizatio
nGcommittingGtheGactGcanGbeGheldGlegallyGliableGforGthatGinjuryGorGloss.



IntentionalGTortGExamplesG-GCORRECTGANSWERG-
1.GLibel,G2.GSlander,G3.GWrongfulGentryGorGwrongfulGeviction,G4.GAssaultGand/orGbattery,G5.GWrongf
ulGdetention,G6.GFalseGArrest,G7.GCopyrightGinfringement,GtrademarkGinfringement,Getc...



StrictGLiabilityG(Tort)GDefinitionG-GCORRECTGANSWERG-
ConceptGappliedGbyGtheGcourtsGinGproductGliabilityGsuitsGinGwhichGaGmanufacturer,GdistributorGorGs

, ellerGisGliableGforGanyGandGallGdefectiveGorGhazardousGproductsGthatGundulyGthreatenGaGconsumer'
sGhealthGandGsafety.



StrictGLiabilityG(Tort-ProductsGLiability)GCoverageGtriggerG-GCORRECTGANSWERG-
HasGtoGbeGprovedGthatGtheGproductGthatGcausedGtheGdamageGwasGdefectiveGandGtheGdefectGrende
redGthatGproductGunreasonablyGdangerous.GTheGelementGofGproximateGcauseGisGnotGapplicable.



DefectiveGProductG(Tort-Strict/ProductsGLiability)G-GCORRECTGANSWERG-
AGdefectGinGmanufacture,GdesignGorGfailureGtoGadequatelyGwarnGofGaGhazardGinvolvedGinGtheGfores
eeableGuseGofGtheGproduct.G(ladderGthatGonlyGholdsG250GpoundsGbutGdoesn'tGhaveGthatGclearlyGdis
playedGasGaGwarningGonGtheGproduct)



AbsoluteGLiabilityG(Tort)GDefinitionG-GCORRECTGANSWERG-
WhenGconditionsGorGactivitiesGareGinherentlyGdangerous.GLiabilityGwithoutGregardGtoGfault.GCertai
nGactivitiesGcreateGsuchGaGseriousGriskGofGharmGthatGitGisGjustifiableGtoGplaceGliabilityGforGanyGinjuryG
orGdamageGonGtheGpersonGorGorganizationGengagingGinGtheGactivity,GevenGwhatGeveryGprecautionGt
oGpreventGorGreduceGdamagesGhasGbeenGtaken.GAllGthatGhasGtoGbeGprovedGisGthatGanGinjuryGorGda
mageGoccurredGbecauseGofGtheGactivities.



AbsoluteGLiabilityG(Tort)GExamplesG-GCORRECTGANSWERG-
1.GExplosiveGorGblastingGoperations,G2.GDangerousGanimals,G3.GHazardousGmaterialGoperations



StatutoryGLiabilityGDefinitionG-GCORRECTGANSWERG-
LiabilityGarisingGoutGofGspecificGrulesGorGlawsG(statutes)GenactedGbyGaGlegislativeGbodyGprovidingGdi
rectionGorGprohibition.



StatutoryGLiabilityGExamplesG-GCORRECTGANSWERG-
1.GWorkersGCompensationGStatutes,G2.GDramGShopGorGLiquorGLiabilityGStatutes,G3.GEnvironmentalG
ProtectionGStatutes,G4.GAmericansGWithGDisabilitiesGAct,GrelatedGrulingsGandGstateGstatutes,G5.GEm
ploymentGLiabilityGthroughGstatutesGandGEEOCGrulings