Bank Promotion Exam Quiz: Trivia! 2025
LATEST PRACTICE TEST WITH
CORRECT ANSWERS
1/80 Questions
What is BCBS?
Basle Committee on Banking Supervision
Bank of Commerce Bumiputra Shd
Banking Companies Binary Software
Bilingual Committee on Banking Supervision
None of the above
Start
About This Quiz
This quiz prepares candidates for bank promotion exams, covering BASEL II norms, BCBS, non-
performing assets, market risks, and Tier I capital.
Bank Promotion Exam Quiz: Trivia! - Quiz
Quiz Preview
2.
What is the present delinquency norm for identifying an advance as NPA?
30 days
,60 days
90 days
180 days
360 days
Correct Answer
A. 90 days
Explanation
The present delinquency norm for identifying an advance as NPA is 90 days. This means that if a
borrower fails to make loan repayments for a period of 90 days or more, the loan is classified as a non-
performing asset (NPA). This classification indicates that the borrower is at a high risk of defaulting on
the loan and the lender may need to take necessary actions to recover the outstanding amount.
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1
3.
What is PNCPS?
Perpetual Non-Cumulative Preference Shares
Preferred Non Cumulative Preference Shares
,Prirority Non Credit Purchase System
Primary Novel Cash Purchase Scheme
None of the above
Correct Answer
A. Perpetual Non-Cumulative Preference Shares
Explanation
PNCPS stands for Perpetual Non-Cumulative Preference Shares. These are a type of preferred shares
that do not have a fixed maturity date and do not accumulate dividends if they are not paid. They are
considered a hybrid security, combining features of both equity and debt. These shares have a fixed
dividend rate, which is paid regularly to the shareholders. However, if the company fails to pay the
dividend, it does not accumulate and the shareholders do not have the right to claim the unpaid
dividends in the future.
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1
4.
What is overdue?
2 monthly dues arrears
3 monthly dues arrears
, Any amount due to the bank under any credit facility is ‘overdue’ if it is not paid on the due date fixed by
the bank.
6 monthly dues arrears
Depends upon the repayment fixation
Correct Answer
A. Any amount due to the bank under any credit facility is ‘overdue’ if it is not paid on the due date fixed
by the bank.
Explanation
The correct answer explains that any amount due to the bank under any credit facility is considered
'overdue' if it is not paid on the due date determined by the bank. This means that if a payment is not
made on time according to the bank's set due date, it is considered overdue.
Rate this question:
5.
What are the items to be deducted from Tier I capital?
Intangible assets and losses in the current period and those brought forward from previous periods
should be deducted from Tier 1 capital
Good will
Investment in Subsidiaries
LATEST PRACTICE TEST WITH
CORRECT ANSWERS
1/80 Questions
What is BCBS?
Basle Committee on Banking Supervision
Bank of Commerce Bumiputra Shd
Banking Companies Binary Software
Bilingual Committee on Banking Supervision
None of the above
Start
About This Quiz
This quiz prepares candidates for bank promotion exams, covering BASEL II norms, BCBS, non-
performing assets, market risks, and Tier I capital.
Bank Promotion Exam Quiz: Trivia! - Quiz
Quiz Preview
2.
What is the present delinquency norm for identifying an advance as NPA?
30 days
,60 days
90 days
180 days
360 days
Correct Answer
A. 90 days
Explanation
The present delinquency norm for identifying an advance as NPA is 90 days. This means that if a
borrower fails to make loan repayments for a period of 90 days or more, the loan is classified as a non-
performing asset (NPA). This classification indicates that the borrower is at a high risk of defaulting on
the loan and the lender may need to take necessary actions to recover the outstanding amount.
Rate this question:
1
3.
What is PNCPS?
Perpetual Non-Cumulative Preference Shares
Preferred Non Cumulative Preference Shares
,Prirority Non Credit Purchase System
Primary Novel Cash Purchase Scheme
None of the above
Correct Answer
A. Perpetual Non-Cumulative Preference Shares
Explanation
PNCPS stands for Perpetual Non-Cumulative Preference Shares. These are a type of preferred shares
that do not have a fixed maturity date and do not accumulate dividends if they are not paid. They are
considered a hybrid security, combining features of both equity and debt. These shares have a fixed
dividend rate, which is paid regularly to the shareholders. However, if the company fails to pay the
dividend, it does not accumulate and the shareholders do not have the right to claim the unpaid
dividends in the future.
Rate this question:
1
4.
What is overdue?
2 monthly dues arrears
3 monthly dues arrears
, Any amount due to the bank under any credit facility is ‘overdue’ if it is not paid on the due date fixed by
the bank.
6 monthly dues arrears
Depends upon the repayment fixation
Correct Answer
A. Any amount due to the bank under any credit facility is ‘overdue’ if it is not paid on the due date fixed
by the bank.
Explanation
The correct answer explains that any amount due to the bank under any credit facility is considered
'overdue' if it is not paid on the due date determined by the bank. This means that if a payment is not
made on time according to the bank's set due date, it is considered overdue.
Rate this question:
5.
What are the items to be deducted from Tier I capital?
Intangible assets and losses in the current period and those brought forward from previous periods
should be deducted from Tier 1 capital
Good will
Investment in Subsidiaries
