General State Exam Simulator / Q&A.
Terms in this set (58)
Which of the following If the employee paid for qualified medical expenses, the
statements about Health reimbursements may be tax free.
Reimbursement
Arrangements (HRA) is
correct?
Which parts of a health warranty
insurance policy are
guaranteed to be true?
What is usually excluded Intentionally self-inflicted injuries
from medical expense
policies?
insurable interest only F
needs to exist at the time
of application.
Blue Cross/Blue Shield non-profit organizations
reimbursement of benefits subrogation is the right for an insurer to purse a third party the
for the treatment of a caused an insurance loss to the insured
beneficiary's injures caused
by a third party?
accident policy will most off-the-job-accident
likely pay a benefit for an
Terms in this set (58)
, deductibles are used in coinsurance amount
health policies to lower
must be renewed by the guaranteed renewable
insurer and the premiums
can only be increased if
applied to the entire class of
insureds
dental care indemnity services are reimbursed after insurer receives the invoice
coverage
agent authority express, implied, and apparent
document NOT required to certificates of authority
mention the Colorado
fraud statute
which of these arrangements investor-originated life insurance sometimes called stranger
allows one to bypass originated life insurance is used to circumvent state
insurable interest laws? insurable interest statutes.
all of the following are bilateral (unilateral, aleatory, and adhesion are all characteristics of
considered to be typical insurance contract)
characteristics describing
nature of an insurance
contract except
surgeon's fees are not covered under hospitalization expense policy
after an insured gives notice file written proof of loss
of loss what must be done if
the insurer does not furnish
forms?
those enrolled as full-time students
medicare is interned for all of
the following groups except