XCEL SOLUTIONS 2-15 EXAM-CH. 15
QUESTIONS AND ANSWERS
Blackout Period - ANSWER-A period following the death of a family breadwinner
during which no Social Security benefits are available to the surviving spouse
Disability Benefit Qualifications - ANSWER-When social security uses both medical
disability criteria and non-medical criteria to determine whether you qualify for social
security disability or supplemental security income (SSI)
-First, you must prove that you are medically disabled
Retirement Benefits - ANSWER-When social security retirement benefits are only
available to covered workers who are fully insured upon retirement
-If a worker retires at the normal retirement age, he or she will receive 100% of the
PIA
Taxation of Social Security Benefits - ANSWER-Social Security benefits are subject
to federal income tax if the beneficiary files an individual tax return and his annual
income is greater than $25,000. Joint filers will pay federal income tax on their Social
Security benefits if their income is greater than $32,000.
No Medicare coverage will cover ________? - ANSWER-Dental work
The Activities of Daily Living (ADL) - ANSWER-1. Personal hygiene- bathing,
grooming, oral care
2. Dressing- the ability to make appropriate clothing decisions and physically dress
oneself
3. Eating- the ability to fed oneself though not necessarily to prepare food
4. Maintaining continence- both mental and physical ability to use the restroom
5. Transferring- moving oneself from seated to standing and get in and out of bed
Skilled Nursing Care - ANSWER-Daily nursing care or skilled care, such as
administration of medication, diagnosis, or minor surgery that ordered and performed
by a doctor/skilled professional
-Around the clock care!
-Usually administrator in nursing homes
* Intermediate nursing care: Provided by registered nurses for stable medical
conditions that require daily, but not 24-hour supervision
Custodial Care - ANSWER-Level of health or medical care given to meet daily
personal needs, such as dressing, bathing, getting out of bed, and so on. Though it
does not require medical training, it must be administered under a physician's order.
QUESTIONS AND ANSWERS
Blackout Period - ANSWER-A period following the death of a family breadwinner
during which no Social Security benefits are available to the surviving spouse
Disability Benefit Qualifications - ANSWER-When social security uses both medical
disability criteria and non-medical criteria to determine whether you qualify for social
security disability or supplemental security income (SSI)
-First, you must prove that you are medically disabled
Retirement Benefits - ANSWER-When social security retirement benefits are only
available to covered workers who are fully insured upon retirement
-If a worker retires at the normal retirement age, he or she will receive 100% of the
PIA
Taxation of Social Security Benefits - ANSWER-Social Security benefits are subject
to federal income tax if the beneficiary files an individual tax return and his annual
income is greater than $25,000. Joint filers will pay federal income tax on their Social
Security benefits if their income is greater than $32,000.
No Medicare coverage will cover ________? - ANSWER-Dental work
The Activities of Daily Living (ADL) - ANSWER-1. Personal hygiene- bathing,
grooming, oral care
2. Dressing- the ability to make appropriate clothing decisions and physically dress
oneself
3. Eating- the ability to fed oneself though not necessarily to prepare food
4. Maintaining continence- both mental and physical ability to use the restroom
5. Transferring- moving oneself from seated to standing and get in and out of bed
Skilled Nursing Care - ANSWER-Daily nursing care or skilled care, such as
administration of medication, diagnosis, or minor surgery that ordered and performed
by a doctor/skilled professional
-Around the clock care!
-Usually administrator in nursing homes
* Intermediate nursing care: Provided by registered nurses for stable medical
conditions that require daily, but not 24-hour supervision
Custodial Care - ANSWER-Level of health or medical care given to meet daily
personal needs, such as dressing, bathing, getting out of bed, and so on. Though it
does not require medical training, it must be administered under a physician's order.
