ECONTest Bank CERTIFICATION GUIDE
FOR 2025/2026 TESTS|MOST COMMON
QUESTIONS WITH CORRECTLY VERIFIED ANSWERS
(LATEST QUIZZES) |ALREADY A+
GRADED|GUARANTEED PASS
if the banking system has a required reserve ratio of 10% , the money multiplier is - 10.0
suppose university bank has zero excess reserves. if the required reserve ratio decreases, the -
bank will be able to make more loans
suppose a bank has $200,000 in deposits, a required reserve ratio of 10%, and a bank reserves
of $45,000. then this bank can make new loans in the amount of - $25,000
suppose a bank has $2 million in deposits, a required reserve ratio of 10 percent, and total
reserves of $500,000. Then it has excess reserves of - $300,000
if the banking system has demand deposits of $200,000, total reserves equal to $60,000, and a
required reserve ratio of 25%, the banking system can increase the volume of loans by a
maximum of - $40,000
if the banking system has a required reserve ratio of 25%, the money multiplier is - 4.0
the ratio of a banks total reserves to its total transactions deposits is known as the -
reserve ratio
initially a bank has a required reserve ratio of 20% and no excess reserves. if $5,000 is deposited
into the bank, the initially, ceteris paribus, - the bank can increase its loan by $4,000
which of the following insures deposits at banks - the FDIC
An essential function for a bank is to - create money through lending
the minimum amount of reserves a bank is required to hold is known as - required
reserve ratio
a bank may lend an amount equal to its - excess reserves
FOR 2025/2026 TESTS|MOST COMMON
QUESTIONS WITH CORRECTLY VERIFIED ANSWERS
(LATEST QUIZZES) |ALREADY A+
GRADED|GUARANTEED PASS
if the banking system has a required reserve ratio of 10% , the money multiplier is - 10.0
suppose university bank has zero excess reserves. if the required reserve ratio decreases, the -
bank will be able to make more loans
suppose a bank has $200,000 in deposits, a required reserve ratio of 10%, and a bank reserves
of $45,000. then this bank can make new loans in the amount of - $25,000
suppose a bank has $2 million in deposits, a required reserve ratio of 10 percent, and total
reserves of $500,000. Then it has excess reserves of - $300,000
if the banking system has demand deposits of $200,000, total reserves equal to $60,000, and a
required reserve ratio of 25%, the banking system can increase the volume of loans by a
maximum of - $40,000
if the banking system has a required reserve ratio of 25%, the money multiplier is - 4.0
the ratio of a banks total reserves to its total transactions deposits is known as the -
reserve ratio
initially a bank has a required reserve ratio of 20% and no excess reserves. if $5,000 is deposited
into the bank, the initially, ceteris paribus, - the bank can increase its loan by $4,000
which of the following insures deposits at banks - the FDIC
An essential function for a bank is to - create money through lending
the minimum amount of reserves a bank is required to hold is known as - required
reserve ratio
a bank may lend an amount equal to its - excess reserves
