TEST YOUR KNOWLEDGE TODAY!!!
CA Insurance License Exam – Regulations
Practice Quiz (Test Yourself!)
Regulations Knowledge Check – California Insurance License Prep Quiz
📘 Product Description
Prepare smarter with this California Insurance Regulations Practice Test!
This self-assessment is perfect for anyone preparing for the California Life,
Health, Property, or Casualty Insurance License Exam. It focuses on
California-specific insurance regulations — a critical section of the state exam.
This practice test is designed to help you test your understanding, reduce exam
anxiety, and pinpoint weak areas before taking the actual exam.
✅ What’s Included:
📝 20+ Practice Questions covering California insurance laws &
regulations
📘 Real exam-style format to simulate the test experience
💡 Helpful for Life, Health, Property & Casualty candidates
📩 Need the Answer Key?
To keep the test experience realistic and effective, the answer key is available
upon request.
Simply email:
👉
We’ll send you the full Answer Key with Explanations within 24 hours!
Format: PDF (printable + mobile-friendly)
Delivery: Instant download after purchase
Topic: California Insurance Regulations
License Prep: Life, Health, Property, and/or Casualty
,1. Describe the timeline insurers must follow when they receive a notice of loss from
an insured or claimant. Insurers must respond in writing within 15 days of
receiving the notice.
Insurers must respond verbally within 10 days of
receiving the notice. Insurers have 30 days to
investigate and respond to the notice.
Insurers must respond within 5 days if the notice is received orally.
2. What is the role of the Office of Administrative Law (OAL) in the regulation
process proposed by the Insurance Commissioner?
The OAL reviews the regulation for conformity
with other state laws. The OAL conducts public
hearings on the regulation.
The OAL is responsible for publishing
the regulation. The OAL enacts the
regulation after public comment.
3. When the Code requires a notice to be provided to a policyowner, which of the
following would not be an acceptable method of delivery?
By a prepaid delivery service
By U.S. Mail postage paid to the last known address of record of the policyowner
By U.S. Mail to the current address of the policyowner with less than $0.50
additional postage due By email to a policyowner who had opted in to
electronic delivery of notices
4. Describe the difference in notice requirements between established clients and
prospective clients according to the California Insurance Code.
Both established and prospective clients must receive notice at the time of the
, appointment.
Established clients must receive notice 24 hours in advance, while prospective
clients receive it at the time of the appointment.
Established clients receive notice at the time of the appointment, while prospective
clients must receive it 24 hours in advance.
Established clients do not require any notice, while prospective clients must receive it
24 hours in advance.
5. What is the maximum number of days insurers have to respond to
a notice of loss? 5 days
15 days
30 days
10 days
6. If a terminated employee dies during the conversion period and has not elected
individual coverage, what would be the financial outcome for their
beneficiaries?
The beneficiaries would have to pay the premiums before receiving any benefits.
The beneficiaries would receive a death claim from the group policy, minus any
premium due.
, The beneficiaries would receive nothing as the coverage is void
after termination. The beneficiaries would receive the full
amount of the individual policy.
7. WHAT IS IT CALLED WHEN A PRODUCER, AGENT, OR BROKER
MAKES A FALSE STATEMENT ABOUT AN INSURER'S FINANCIAL
CONDITION?
MISREPRESENTA
TION
TWISTING
REPLACEM
ENT
REBATING
8. If an insurance agent's license is suspended for 3 years, what steps must they take
to regain their license according to the California Insurance Code?
Submit a written appeal to the Insurance
Commissioner. Pay a fine to the state
insurance board.
Retake the prelicensing course and pass the qualifying exam.
Wait for the suspension period to end without any further action.
9. What is the primary purpose of the funds controlled by the California
Guarantee Association? Pay claims of insolvent insurers
Provide loans to insurance agents
Fund state insurance regulatory
CA Insurance License Exam – Regulations
Practice Quiz (Test Yourself!)
Regulations Knowledge Check – California Insurance License Prep Quiz
📘 Product Description
Prepare smarter with this California Insurance Regulations Practice Test!
This self-assessment is perfect for anyone preparing for the California Life,
Health, Property, or Casualty Insurance License Exam. It focuses on
California-specific insurance regulations — a critical section of the state exam.
This practice test is designed to help you test your understanding, reduce exam
anxiety, and pinpoint weak areas before taking the actual exam.
✅ What’s Included:
📝 20+ Practice Questions covering California insurance laws &
regulations
📘 Real exam-style format to simulate the test experience
💡 Helpful for Life, Health, Property & Casualty candidates
📩 Need the Answer Key?
To keep the test experience realistic and effective, the answer key is available
upon request.
Simply email:
👉
We’ll send you the full Answer Key with Explanations within 24 hours!
Format: PDF (printable + mobile-friendly)
Delivery: Instant download after purchase
Topic: California Insurance Regulations
License Prep: Life, Health, Property, and/or Casualty
,1. Describe the timeline insurers must follow when they receive a notice of loss from
an insured or claimant. Insurers must respond in writing within 15 days of
receiving the notice.
Insurers must respond verbally within 10 days of
receiving the notice. Insurers have 30 days to
investigate and respond to the notice.
Insurers must respond within 5 days if the notice is received orally.
2. What is the role of the Office of Administrative Law (OAL) in the regulation
process proposed by the Insurance Commissioner?
The OAL reviews the regulation for conformity
with other state laws. The OAL conducts public
hearings on the regulation.
The OAL is responsible for publishing
the regulation. The OAL enacts the
regulation after public comment.
3. When the Code requires a notice to be provided to a policyowner, which of the
following would not be an acceptable method of delivery?
By a prepaid delivery service
By U.S. Mail postage paid to the last known address of record of the policyowner
By U.S. Mail to the current address of the policyowner with less than $0.50
additional postage due By email to a policyowner who had opted in to
electronic delivery of notices
4. Describe the difference in notice requirements between established clients and
prospective clients according to the California Insurance Code.
Both established and prospective clients must receive notice at the time of the
, appointment.
Established clients must receive notice 24 hours in advance, while prospective
clients receive it at the time of the appointment.
Established clients receive notice at the time of the appointment, while prospective
clients must receive it 24 hours in advance.
Established clients do not require any notice, while prospective clients must receive it
24 hours in advance.
5. What is the maximum number of days insurers have to respond to
a notice of loss? 5 days
15 days
30 days
10 days
6. If a terminated employee dies during the conversion period and has not elected
individual coverage, what would be the financial outcome for their
beneficiaries?
The beneficiaries would have to pay the premiums before receiving any benefits.
The beneficiaries would receive a death claim from the group policy, minus any
premium due.
, The beneficiaries would receive nothing as the coverage is void
after termination. The beneficiaries would receive the full
amount of the individual policy.
7. WHAT IS IT CALLED WHEN A PRODUCER, AGENT, OR BROKER
MAKES A FALSE STATEMENT ABOUT AN INSURER'S FINANCIAL
CONDITION?
MISREPRESENTA
TION
TWISTING
REPLACEM
ENT
REBATING
8. If an insurance agent's license is suspended for 3 years, what steps must they take
to regain their license according to the California Insurance Code?
Submit a written appeal to the Insurance
Commissioner. Pay a fine to the state
insurance board.
Retake the prelicensing course and pass the qualifying exam.
Wait for the suspension period to end without any further action.
9. What is the primary purpose of the funds controlled by the California
Guarantee Association? Pay claims of insolvent insurers
Provide loans to insurance agents
Fund state insurance regulatory
