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Exam (elaborations)

CFM Exam Questions and Answers with complete solutions

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CFM Exam Questions and Answers

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April 5, 2025
Number of pages
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2024/2025
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CFM Exam Questions and Answers



26) In what part of the Code of Federal Regulations would you find the floodplain
management criteria for floodprone areas?

a)
b)
c)
d) - Correct Answers -b) 60.3

27) What type of flooding has caused the most deaths?

a) Riverine
b) Flash
c) Hurricanes
d) alluvial fan - Correct Answers -b) Flash

28) Coastal erosion

a) only occurs during storms
b) is caused by tsunami's
c) is caused by storm surge
d) can be aggravated by human development - Correct Answers -d) Can be aggravated
by human development

29) Which of the following are beneficial functions provided by floodplains?

a) reduction in flood flows
b) recharging of drinking water supplies
c) recreation and aesthetic benefits
d) all of the above - Correct Answers -d) All of the above

104) Mr. Smith wants to build a new house near Site B in Flood County. The site is 400
feet upstream of the Glebe Way crossing. What is the base flood elevation at this site?

a) 13.3
b) 10.2
c) 9.9
d) 11.0 - Correct Answers -b) 10.4

,105) A permit applicant tells you that his site is 1,000 feet from an intersection. You try
to locate the site on the Flood County FIRM, Panel 38. How many inches from the
intersection is the site?

a) 1
b) 2
c) 3
d) cannot tell from the data available - Correct Answers -b) 2

106) A building was built in Floodville in the Rocky River floodplain in 1983. What kind
of building is it?

a) noncompliant
b) uninsurable
c) pre-FIRM
d) Post-FIRM - Correct Answers -c) Pre-FIRM

30) Unregulated development in a floodplain can

a) increase flood heights of string
b) increase flood heights down stream
c) increase flood velocities
d) all of the above - Correct Answers -d) All of the above

31) Hydrostatic pressure on a building

a) increases as the water gets deeper
b) increases as the water moves faster
c) increases the longer the water stays up
d) all of the above - Correct Answers -a) Increases as the water gets deeper

32) Under the Unified National Program for Floodplain Management, which of the
following can be appropriate floodplain management strategies?

a) structural flood control projects
b) flood insurance
c) wetlands preservation
d) all of the above - Correct Answers -d) All of the above

33) Why was the NFIP created?

a) to stop development in floodplains
b) to provide financial assistance to insurance companies struggling to help flood
victims
c) to shift the cost of disaster assistance to floodplain residents

, d) all of the above - Correct Answers -c) To shift the cost of disaster assistance to
floodplain residents

34) If a community does not regulate new construction to the minimum requirements of
the NFIP,

a) the community can be suspended from the NFIP
b) flood insurance premiums can be increased for all properties in the community
c) new buildings may suffer flood damage
d) all of the above - Correct Answers -d) All of the above

35) Which of the following agencies are responsible for enforcing the sanctions for non-
participation in the NFIP?

a) Federal emergency management agency
b) US environmental protection agency
c) Federal deposit insurance corporation
d) all of the above - Correct Answers -d) All of the above

36) When it joins the NFIP, a community promises to

a) regulate new development in the floodplain
b) help prepare and revise NFIP maps
c) help residents learn about flood insurance
d) all of the above - Correct Answers -a) Regulate new development in the floodplain

37) Which of the following best describes the base flood?

a) BFE
b) 500 year flood
c) 1% annual chance flood
d) flood of record - Correct Answers -c) One percent annual chance flood

38) Which of the following best describes the Special Flood Hazard Area?

a) flood way
b) A, B, and C zones
c) bass floodplain
d) BFE - Correct Answers -c) Base floodplain

39) What does an elevation reference mark tell you?

a) the elevation of the ground at the reference Mark
b) the elevation of the ground at the building site
c) the base flood elevation
d) the local NGVD - Correct Answers -d) The local NGVD

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