PERILS QUESTIONS AND ANSWERS 2025

Hurricanes, Tornadoes, Hail and Windstorms are a _______ form peril - ANSWERbasic Looting/Riot or Civil Commotion is a _______ form peril - ANSWERbasic Explosion of a furnace would be a ______ peril - ANSWERbasic Damage from a vehicle or aircraft making direct, physical contact is a ____ peril - ANSWERbasic Vandalism (break it not take it) is a _____ peril - ANSWERbasic Volcanic action is a ____ peril - ANSWERbasic Mother Nature's Electricity is a ______ peril - ANSWERbasic Fire is a _____ peril and also includes ____ damage, _____ damage and ______ damage - ANSWERbasic, firefighter, water, smoke Sinkhole coverage (caused by collapse of land into underground spaces) is a ______ peril. (This does not include coal mines) - ANSWERbasic Falling objects such as meteors or a branch is a ______ peril - ANSWERbroad Weight of snow, ice, or sleet is a _____ peril - ANSWERbroad Water damage from the rupture or freezing of pipes is a _______ peril - ANSWERbroad Mother Nature's water is - ANSWERNever covered Smoke that is sudden and accidental is a _____ peril - ANSWERbasic Which kind of fire is not covered under your fire policy? - ANSWERFriendly Fires (intentional) Sprinkler leakage is a ______ peril - ANSWERbasic