TEST BANK
NATURAL HAZARDS AND DISASTERS
6TH EDITION
CHAPTER NO. 01: NATURAL HAZARDS AND DISASTERS
1. Some natural catastrophe experts say people have chosen to live in “idiot zone.”
a. True
b. False
ANSWER: True
REFERENCES: Living in Harm’s Way
QUESTION TYPE: True / False
LEARNING OBJECTIVES: 1-1 - Give an example of why people live in areas where there are risks
of natural disasters.
KEYWORDS: Bloom's: Remember
2. Insurance serves as a means to reduce the financial repercussions of a disaster post-occurrence.
a. True
b. False
ANSWER: True
REFERENCES: Insurance
QUESTION TYPE: True / False
LEARNING OBJECTIVES: 1-6 - Explain how insurance companies decide on the price for coverage
of natural hazards.
KEYWORDS: Bloom's: Remember
3. Climate change is expected to increase the magnitude and frequency of natural disasters.
a. True
b. False
ANSWER: True
REFERENCES: Catastrophes in Nature
QUESTION TYPE: True / False
LEARNING OBJECTIVES: 1-4 - Explain why the costs of natural hazards continue to increase
through time.
KEYWORDS: Bloom's: Remember
,4. The magnitude of a natural disaster is inversely proportional to the frequency of the event.
a. True
b. False
ANSWER: True
REFERENCES: Predicting Catastrophes
QUESTION TYPE: True / False
LEARNING OBJECTIVES: 1-5 - Describe differences between a forecast and a prediction for natural
hazards.
KEYWORDS: Bloom's: Remember
5. All natural disasters have detectable precursor events.
a. True
b. False
ANSWER: False
REFERENCES: Relationships Among Events
QUESTION TYPE: True / False
LEARNING OBJECTIVES: 1-3 - List the natural hazard types that cause the greatest loss of life in
the United States.
KEYWORDS: Bloom's: Remember
6. Land-use restrictions to avoid disaster costs are often easy to implement.
a. True
b. False
ANSWER: False
REFERENCES: Mitigating Hazards
QUESTION TYPE: True / False
LEARNING OBJECTIVES: 1-5 - Describe differences between a forecast and a prediction for natural
hazards.
KEYWORDS: Bloom's: Remember
7. Developers and private individuals often oppose land-use restrictions that prevent use of hazardous areas.
a. True
b. False
ANSWER: True
REFERENCES: Mitigating Hazards
QUESTION TYPE: True / False
LEARNING OBJECTIVES: 1-6 - Explain how insurance companies decide on the price for coverage
, of natural hazards.
KEYWORDS: Bloom's: Remember
8. Low-income families are more likely to be victims of natural disasters if they live in developing, but not
developed countries.
a. True
b. False
ANSWER: False
REFERENCES: Insurance
QUESTION TYPE: True / False
LEARNING OBJECTIVES: 1-2 - Contrast damages and loss of life from hazardous events that occur
in highly developed countries versus less developed countries.
KEYWORDS: Bloom's: Remember
9. Insurance covers all known types of natural hazards.
a. True
b. False
ANSWER: False
REFERENCES: Insurance
QUESTION TYPE: True / False
LEARNING OBJECTIVES: 1-6 - Explain how insurance companies decide on the price for coverage
of natural hazards.
KEYWORDS: Bloom's: Remember
10. Efforts to control natural hazards are usually successful.
a. True
b. False
ANSWER: False
REFERENCES: Mitigating Hazards
QUESTION TYPE: True / False
LEARNING OBJECTIVES: 1-1 - Give an example of why people live in areas where there are risks
of natural disasters.
KEYWORDS: Bloom's: Remember
11. People choose to live in hazardous areas for various reasons. Which is the LEAST likely reason a person in
a developing country would decide to live in a hazardous area?
a. More attractive scenery is usually found at hazardous areas.
, b. Less hazardous areas are unaffordable or unavailable.
c. The location has access to clean water.
d. The location has access to fertile land.
e. The person does not know the history of potential hazards.
ANSWER: a
REFERENCES: Living in Harm’s Way?
QUESTION TYPE: Multiple Choice
LEARNING OBJECTIVES: 1-1 - Give an example of why people live in areas where there are risks
of natural disasters.
KEYWORDS: Bloom's: Understand
12. What does it mean to say that a potential hazard is in equilibrium?
a. The cost of a disaster is equal to the value of developing the area.
b. There is a balance in forces that will prevent the hazard from causing a disaster.
c. The probability that a disaster will occur is equal to the probability that a disaster will not occur.
d. The probability of a disaster is constant over time.
e. There is a temporary balance in forces that prevents a disaster at the current time.
ANSWER: e
REFERENCES: Catastrophes in Nature
QUESTION TYPE: Multiple Choice
LEARNING OBJECTIVES: 1-5 - Describe differences between a forecast and a prediction for natural
hazards.
KEYWORDS: Bloom's: Understand
13. An event causes damage to life and property but does not kill or injure large numbers of people or cause
extensive property damage is called a ____.
a. national disaster
b. natural disaster
c. natural hazard
d. natural catastrophe
e. national catastrophe
ANSWER: b
REFERENCES: Catastrophes in Nature
QUESTION TYPE: Multiple Choice
LEARNING OBJECTIVES: 1-3 - List the natural hazard types that cause the greatest loss of life in
the United States.
KEYWORDS: Bloom's: Remember
NATURAL HAZARDS AND DISASTERS
6TH EDITION
CHAPTER NO. 01: NATURAL HAZARDS AND DISASTERS
1. Some natural catastrophe experts say people have chosen to live in “idiot zone.”
a. True
b. False
ANSWER: True
REFERENCES: Living in Harm’s Way
QUESTION TYPE: True / False
LEARNING OBJECTIVES: 1-1 - Give an example of why people live in areas where there are risks
of natural disasters.
KEYWORDS: Bloom's: Remember
2. Insurance serves as a means to reduce the financial repercussions of a disaster post-occurrence.
a. True
b. False
ANSWER: True
REFERENCES: Insurance
QUESTION TYPE: True / False
LEARNING OBJECTIVES: 1-6 - Explain how insurance companies decide on the price for coverage
of natural hazards.
KEYWORDS: Bloom's: Remember
3. Climate change is expected to increase the magnitude and frequency of natural disasters.
a. True
b. False
ANSWER: True
REFERENCES: Catastrophes in Nature
QUESTION TYPE: True / False
LEARNING OBJECTIVES: 1-4 - Explain why the costs of natural hazards continue to increase
through time.
KEYWORDS: Bloom's: Remember
,4. The magnitude of a natural disaster is inversely proportional to the frequency of the event.
a. True
b. False
ANSWER: True
REFERENCES: Predicting Catastrophes
QUESTION TYPE: True / False
LEARNING OBJECTIVES: 1-5 - Describe differences between a forecast and a prediction for natural
hazards.
KEYWORDS: Bloom's: Remember
5. All natural disasters have detectable precursor events.
a. True
b. False
ANSWER: False
REFERENCES: Relationships Among Events
QUESTION TYPE: True / False
LEARNING OBJECTIVES: 1-3 - List the natural hazard types that cause the greatest loss of life in
the United States.
KEYWORDS: Bloom's: Remember
6. Land-use restrictions to avoid disaster costs are often easy to implement.
a. True
b. False
ANSWER: False
REFERENCES: Mitigating Hazards
QUESTION TYPE: True / False
LEARNING OBJECTIVES: 1-5 - Describe differences between a forecast and a prediction for natural
hazards.
KEYWORDS: Bloom's: Remember
7. Developers and private individuals often oppose land-use restrictions that prevent use of hazardous areas.
a. True
b. False
ANSWER: True
REFERENCES: Mitigating Hazards
QUESTION TYPE: True / False
LEARNING OBJECTIVES: 1-6 - Explain how insurance companies decide on the price for coverage
, of natural hazards.
KEYWORDS: Bloom's: Remember
8. Low-income families are more likely to be victims of natural disasters if they live in developing, but not
developed countries.
a. True
b. False
ANSWER: False
REFERENCES: Insurance
QUESTION TYPE: True / False
LEARNING OBJECTIVES: 1-2 - Contrast damages and loss of life from hazardous events that occur
in highly developed countries versus less developed countries.
KEYWORDS: Bloom's: Remember
9. Insurance covers all known types of natural hazards.
a. True
b. False
ANSWER: False
REFERENCES: Insurance
QUESTION TYPE: True / False
LEARNING OBJECTIVES: 1-6 - Explain how insurance companies decide on the price for coverage
of natural hazards.
KEYWORDS: Bloom's: Remember
10. Efforts to control natural hazards are usually successful.
a. True
b. False
ANSWER: False
REFERENCES: Mitigating Hazards
QUESTION TYPE: True / False
LEARNING OBJECTIVES: 1-1 - Give an example of why people live in areas where there are risks
of natural disasters.
KEYWORDS: Bloom's: Remember
11. People choose to live in hazardous areas for various reasons. Which is the LEAST likely reason a person in
a developing country would decide to live in a hazardous area?
a. More attractive scenery is usually found at hazardous areas.
, b. Less hazardous areas are unaffordable or unavailable.
c. The location has access to clean water.
d. The location has access to fertile land.
e. The person does not know the history of potential hazards.
ANSWER: a
REFERENCES: Living in Harm’s Way?
QUESTION TYPE: Multiple Choice
LEARNING OBJECTIVES: 1-1 - Give an example of why people live in areas where there are risks
of natural disasters.
KEYWORDS: Bloom's: Understand
12. What does it mean to say that a potential hazard is in equilibrium?
a. The cost of a disaster is equal to the value of developing the area.
b. There is a balance in forces that will prevent the hazard from causing a disaster.
c. The probability that a disaster will occur is equal to the probability that a disaster will not occur.
d. The probability of a disaster is constant over time.
e. There is a temporary balance in forces that prevents a disaster at the current time.
ANSWER: e
REFERENCES: Catastrophes in Nature
QUESTION TYPE: Multiple Choice
LEARNING OBJECTIVES: 1-5 - Describe differences between a forecast and a prediction for natural
hazards.
KEYWORDS: Bloom's: Understand
13. An event causes damage to life and property but does not kill or injure large numbers of people or cause
extensive property damage is called a ____.
a. national disaster
b. natural disaster
c. natural hazard
d. natural catastrophe
e. national catastrophe
ANSWER: b
REFERENCES: Catastrophes in Nature
QUESTION TYPE: Multiple Choice
LEARNING OBJECTIVES: 1-3 - List the natural hazard types that cause the greatest loss of life in
the United States.
KEYWORDS: Bloom's: Remember
