2025 Progressive Assessment Test ACTUAL FINAL EXAM QUESTIONS
AND CORRECT DETAILED ANSWERS - VERIFIED ANSWERS ALREADY
GRADED A+ NEW GUARANTEED
The efforts of Florence Kelley and other progressives convinced many
states to abolish - CORRECT ANSWER Child labor
President Taft continued Roosevelt's progressive program by -
CORRECT ANSWER Breaking up large trust and other bug
businesses
What action did president Roosevelt take in the United mine workers
strike in 1902? - CORRECT ANSWER He sent in arbitrators to
resolve the dispute
What is the reason the republican progressives were angry at
president taft - CORRECT ANSWER His handling of the Ballinger
Pinchot affair
How did Woodrow Wilson's new freedom platform during the 1912
campaign differ from that of that Theodore Roosevelt's new
nationalism platform - CORRECT ANSWER Wilson promised to
preserve free economic competition
What cause the women suffrage campaign to split into two Groups -
CORRECT ANSWER Alice Paul's aggressive strategy clashed with
NAWSA's strategy
,How did world war 1 affect the cause of women's suffrage -
CORRECT ANSWER It gave women the opportunity to work in
traditionally male dominated positions
Scientific progressives believed that reform of society should -
CORRECT ANSWER Be led by experts
President Roosevelt's progressive record includes all the following
except - CORRECT ANSWER Establishment of the federal reserve
system
Progressivism was halted by - CORRECT ANSWER WW1
Which was the major contributor to Woodrow Wilson winning the
presidency in 1912 - CORRECT ANSWER Splitting the republican
vote
Coverage D - CORRECT ANSWER This pays for the additional
costs of living away from home if a house considered unsuitable due
to damage from a fire, storm, or other insured disaster. It covers hotel
bills, restaurant meals, and other living expenses incurred while the
home is being rebuilt.
Coverage A - CORRECT ANSWER This coverage pays to repair or
rebuild a home if it is damaged or destroyed by fire, hurricane, hail,
lightning, or other disasters listed in the policy.
What does Coverage A not include? - CORRECT ANSWER It will
not pay for damage caused by a flood, earthquake, or routine wear
and tear.
,Coverage B - CORRECT ANSWER Personal property coverage
helps to pay for your personal items that have been damaged,
destroyed or stolen due to a covered peril.
Coverage F - CORRECT ANSWER Medical payments coverage,
part of your homeowners insurance, can help pay for small injuries
that happen to your guests on your property, regardless of who is at
fault.
This portion of your policy is designed to resolve smaller claims so
they don't escalate into lawsuits.
What are some structures that are covered by Coverage B? -
CORRECT ANSWER Detached garage.
Work shed.
Swimming pool.
Most companies provide coverage for ___________of the amount of
insurance on the structure of a home. - CORRECT ANSWER 50%
to 70%
Liability insurance - CORRECT ANSWER Insurance that provides
protection from claims arising from injuries or damage to other people
or property.
Coverage C - CORRECT ANSWER Personal property coverage,
which helps to pay for your personal items that have been damaged,
destroyed or stolen due to a covered peril. It's standard protection
within many home insurance policies and is pivotal to cover those
personal items that mean the most to you.
Controlled Business - CORRECT ANSWER A situation in which an
insurance provider's personal income is greater than 25 percent of his
or her gross commission from insurance.
, False Advertisement - CORRECT ANSWER An unfair trade
practice with respect to all forms of communication.
Misrepresentation - CORRECT ANSWER An intentionally
inaccurate or incomplete communication to a policyholder or
potential policyholder.
Rebating - CORRECT ANSWER The unfair trade practice of
offering inducements for the purchase of insurance. This practice is
usually illegal, although insurance companies are allowed to pay
dividends to policyholders
Tax refund fraud - CORRECT ANSWER Involves identity theft,
fraudulent W-2 forms and the online filing of an illicit tax return for
the purpose of receiving a tax refund for deposit into the account of
the fraudster or a money mule acting on behalf of the fraudster.
Yearly renewable term insurance - CORRECT ANSWER Insurance
that overs one year, and is renewable every year up to a certain age
limit, without the need to provide evidence of insurability; premiums
increase each year.
Group variable universal life insurance - CORRECT ANSWER The
holder may allocate the net premiums to one or more of several
investment accounts. In this arrangement, the investment risk is
borne by the holders of the certificates.
Comprehensive long-term care insurance - CORRECT ANSWER
An insurance policy that includes benefits for home health care and
facility care in a single contract.
AND CORRECT DETAILED ANSWERS - VERIFIED ANSWERS ALREADY
GRADED A+ NEW GUARANTEED
The efforts of Florence Kelley and other progressives convinced many
states to abolish - CORRECT ANSWER Child labor
President Taft continued Roosevelt's progressive program by -
CORRECT ANSWER Breaking up large trust and other bug
businesses
What action did president Roosevelt take in the United mine workers
strike in 1902? - CORRECT ANSWER He sent in arbitrators to
resolve the dispute
What is the reason the republican progressives were angry at
president taft - CORRECT ANSWER His handling of the Ballinger
Pinchot affair
How did Woodrow Wilson's new freedom platform during the 1912
campaign differ from that of that Theodore Roosevelt's new
nationalism platform - CORRECT ANSWER Wilson promised to
preserve free economic competition
What cause the women suffrage campaign to split into two Groups -
CORRECT ANSWER Alice Paul's aggressive strategy clashed with
NAWSA's strategy
,How did world war 1 affect the cause of women's suffrage -
CORRECT ANSWER It gave women the opportunity to work in
traditionally male dominated positions
Scientific progressives believed that reform of society should -
CORRECT ANSWER Be led by experts
President Roosevelt's progressive record includes all the following
except - CORRECT ANSWER Establishment of the federal reserve
system
Progressivism was halted by - CORRECT ANSWER WW1
Which was the major contributor to Woodrow Wilson winning the
presidency in 1912 - CORRECT ANSWER Splitting the republican
vote
Coverage D - CORRECT ANSWER This pays for the additional
costs of living away from home if a house considered unsuitable due
to damage from a fire, storm, or other insured disaster. It covers hotel
bills, restaurant meals, and other living expenses incurred while the
home is being rebuilt.
Coverage A - CORRECT ANSWER This coverage pays to repair or
rebuild a home if it is damaged or destroyed by fire, hurricane, hail,
lightning, or other disasters listed in the policy.
What does Coverage A not include? - CORRECT ANSWER It will
not pay for damage caused by a flood, earthquake, or routine wear
and tear.
,Coverage B - CORRECT ANSWER Personal property coverage
helps to pay for your personal items that have been damaged,
destroyed or stolen due to a covered peril.
Coverage F - CORRECT ANSWER Medical payments coverage,
part of your homeowners insurance, can help pay for small injuries
that happen to your guests on your property, regardless of who is at
fault.
This portion of your policy is designed to resolve smaller claims so
they don't escalate into lawsuits.
What are some structures that are covered by Coverage B? -
CORRECT ANSWER Detached garage.
Work shed.
Swimming pool.
Most companies provide coverage for ___________of the amount of
insurance on the structure of a home. - CORRECT ANSWER 50%
to 70%
Liability insurance - CORRECT ANSWER Insurance that provides
protection from claims arising from injuries or damage to other people
or property.
Coverage C - CORRECT ANSWER Personal property coverage,
which helps to pay for your personal items that have been damaged,
destroyed or stolen due to a covered peril. It's standard protection
within many home insurance policies and is pivotal to cover those
personal items that mean the most to you.
Controlled Business - CORRECT ANSWER A situation in which an
insurance provider's personal income is greater than 25 percent of his
or her gross commission from insurance.
, False Advertisement - CORRECT ANSWER An unfair trade
practice with respect to all forms of communication.
Misrepresentation - CORRECT ANSWER An intentionally
inaccurate or incomplete communication to a policyholder or
potential policyholder.
Rebating - CORRECT ANSWER The unfair trade practice of
offering inducements for the purchase of insurance. This practice is
usually illegal, although insurance companies are allowed to pay
dividends to policyholders
Tax refund fraud - CORRECT ANSWER Involves identity theft,
fraudulent W-2 forms and the online filing of an illicit tax return for
the purpose of receiving a tax refund for deposit into the account of
the fraudster or a money mule acting on behalf of the fraudster.
Yearly renewable term insurance - CORRECT ANSWER Insurance
that overs one year, and is renewable every year up to a certain age
limit, without the need to provide evidence of insurability; premiums
increase each year.
Group variable universal life insurance - CORRECT ANSWER The
holder may allocate the net premiums to one or more of several
investment accounts. In this arrangement, the investment risk is
borne by the holders of the certificates.
Comprehensive long-term care insurance - CORRECT ANSWER
An insurance policy that includes benefits for home health care and
facility care in a single contract.
