AHIP Final Exam Test/50 Questions And h h h h h h
Answers (A+) h
Mrs. West wears glasses and dentures and has enjoyed co
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nsiderable pain relief from arthritis through acupuncture. Sh h h h h h h
he is concerned about whether or not Medicare will cover t
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hese items and services. What should you tell her? -
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√Answer :Medicare does not cover acupuncture, or, in gen
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eral, glasses or dentures.
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Quiz :Mr. Bickford did not quite qualify for the extra help low
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-
income subsidy under the Medicare Part D Prescription Dr
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ug program and he is wondering if there is any other option
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he has for obtaining help with his considerable drug costs.
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What should you tell him? - h h h h h
h√Answer :He could check with the manufacturers of his me
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dications to see if they offer an assistance program to help
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people with limited means obtain the medications they nee
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d. Alternatively, he could check to see whether his state ha
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s a pharmacy assistance program to help him with his expe
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nses.
Quiz :Mr. Lombardi is interested in a Medicare Advantage (
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MA) PPO plan that you represent. It is one of three plans op
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erated by the same organization in Mr. Lombardi's area. T
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he MA PPO plan does not include drug coverage, but the ot
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her two plans do. Mr. Lombardi likes the PPO plan that doe
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s not include drug coverage and intends to obtain his drug
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coverage through a stand- h h h
alone Medicare prescription drug plan. What should you te
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ll him about this situation? -
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h√Answer :He could enroll in one of the MA plans that includ
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, e prescription drug coverage or a Medigap plan and a stan
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d-
alone prescription drug plan, but he cannot enroll in the MA
h h h h h h h h h h
-only PPO plan and a stand-alone prescription drug plan.
h h h h h h h h
Quiz :Mr. Torres has a small savings account. He would lik
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e to pay for his monthly Part D premiums with an automatic
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monthly withdrawal from his savings account until it is exha
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usted, and then have his premiums withheld from his Socia
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l Security check. What should you tell him? -
h h h h h h h h
h√Answer :In general, he must select a single Part D premiu
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m payment mechanism that will be used throughout the ye
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ar.
Quiz :Agent Jennings makes a presentation on Medicare a
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dvertised as an educational event. Agent Jennings distribu
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tes materials that are solely educational in nature. Howeve
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r, she gives a brief presentation that mentions plan-
h h h h h h h h
specific premiums. Is this a prohibited activity at an event t
h h h h h h h h h h
hat has been advertised as educational? -
h h h h h h
h√Answer :Yes. When an event has been advertised as "ed h h h h h h h h h
ucational," discussing plan- h h
specific premiums is impermissible. h h h
Quiz :Mrs. Mulcahy is concerned that she may not qualify f
h h h h h h h h h h
or enrollment in a Medicare prescription drug plan becaus
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e, although she is entitled to Part A, she is not enrolled und
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er Medicare Part B. What should you tell her? -
h h h h h h h h h
√Answer :Everyone who is entitled to Part A or enrolled un
h h h h h h h h h h h
der Part B is eligible to enroll in a Medicare prescription dru
h h h h h h h h h h h
g plan. As long as Mrs. Mulcahy is entitled to Part A, she do
h h h h h h h h h h h h h
es not need to enroll under Part B before enrolling in a pres
h h h h h h h h h h h h
cription drug plan. h h
Answers (A+) h
Mrs. West wears glasses and dentures and has enjoyed co
h h h h h h h h h
nsiderable pain relief from arthritis through acupuncture. Sh h h h h h h
he is concerned about whether or not Medicare will cover t
h h h h h h h h h h
hese items and services. What should you tell her? -
h h h h h h h h h
√Answer :Medicare does not cover acupuncture, or, in gen
h h h h h h h h h
eral, glasses or dentures.
h h h
Quiz :Mr. Bickford did not quite qualify for the extra help low
h h h h h h h h h h h
-
income subsidy under the Medicare Part D Prescription Dr
h h h h h h h h
ug program and he is wondering if there is any other option
h h h h h h h h h h h h
he has for obtaining help with his considerable drug costs.
h h h h h h h h h h
What should you tell him? - h h h h h
h√Answer :He could check with the manufacturers of his me
h h h h h h h h h
dications to see if they offer an assistance program to help
h h h h h h h h h h h
people with limited means obtain the medications they nee
h h h h h h h h
d. Alternatively, he could check to see whether his state ha
h h h h h h h h h h
s a pharmacy assistance program to help him with his expe
h h h h h h h h h h
nses.
Quiz :Mr. Lombardi is interested in a Medicare Advantage (
h h h h h h h h h
MA) PPO plan that you represent. It is one of three plans op
h h h h h h h h h h h h
erated by the same organization in Mr. Lombardi's area. T
h h h h h h h h h
he MA PPO plan does not include drug coverage, but the ot
h h h h h h h h h h h
her two plans do. Mr. Lombardi likes the PPO plan that doe
h h h h h h h h h h h
s not include drug coverage and intends to obtain his drug
h h h h h h h h h h h
coverage through a stand- h h h
alone Medicare prescription drug plan. What should you te
h h h h h h h h
ll him about this situation? -
h h h h h
h√Answer :He could enroll in one of the MA plans that includ
h h h h h h h h h h h
, e prescription drug coverage or a Medigap plan and a stan
h h h h h h h h h h
d-
alone prescription drug plan, but he cannot enroll in the MA
h h h h h h h h h h
-only PPO plan and a stand-alone prescription drug plan.
h h h h h h h h
Quiz :Mr. Torres has a small savings account. He would lik
h h h h h h h h h h
e to pay for his monthly Part D premiums with an automatic
h h h h h h h h h h h h
monthly withdrawal from his savings account until it is exha
h h h h h h h h h
usted, and then have his premiums withheld from his Socia
h h h h h h h h h
l Security check. What should you tell him? -
h h h h h h h h
h√Answer :In general, he must select a single Part D premiu
h h h h h h h h h h
m payment mechanism that will be used throughout the ye
h h h h h h h h h
ar.
Quiz :Agent Jennings makes a presentation on Medicare a
h h h h h h h h
dvertised as an educational event. Agent Jennings distribu
h h h h h h h
tes materials that are solely educational in nature. Howeve
h h h h h h h h
r, she gives a brief presentation that mentions plan-
h h h h h h h h
specific premiums. Is this a prohibited activity at an event t
h h h h h h h h h h
hat has been advertised as educational? -
h h h h h h
h√Answer :Yes. When an event has been advertised as "ed h h h h h h h h h
ucational," discussing plan- h h
specific premiums is impermissible. h h h
Quiz :Mrs. Mulcahy is concerned that she may not qualify f
h h h h h h h h h h
or enrollment in a Medicare prescription drug plan becaus
h h h h h h h h
e, although she is entitled to Part A, she is not enrolled und
h h h h h h h h h h h h
er Medicare Part B. What should you tell her? -
h h h h h h h h h
√Answer :Everyone who is entitled to Part A or enrolled un
h h h h h h h h h h h
der Part B is eligible to enroll in a Medicare prescription dru
h h h h h h h h h h h
g plan. As long as Mrs. Mulcahy is entitled to Part A, she do
h h h h h h h h h h h h h
es not need to enroll under Part B before enrolling in a pres
h h h h h h h h h h h h
cription drug plan. h h
