ALU 101 END OF COURSE EXAM QUESTIONS WITH
ANSWERS 2025/2026 GRADED A+
Complications of hyperglycemia - cells cannot get energy needed to function
excess glucose damages tissue at cellular level
Insulin is produced in which cells/organ - Beta Cells/Pancreas
unfavorable causes of HTN - Parkinsons, diabetic/alcoholic neuropathy, MS, chronic
renal/liver disease, aortic stenosis, pericarditis, myocarditis, adverse drug reaction
Categories of drugs to treat HTN - 1. ACE-inhibitors
2. Beta Blockers
3. ARB's
4. Calcium Channel Blockers
5. Alpha Blockers
6. Vasodilators
7. Thiazide diuretics
Most powerful single predictor of future mortality - BP level (systolic and diastolic are
independent risk factors)
Complications of HTN - LVH, arrhythmias, ischemia, sudden death, stroke, renal failure,
PVD, heart failure
Overweight - BMI b/w 25-29.9 kg/m2
Flat Extras - Most common rating tool
Assesses the extra-premium associated w/ avocations and occupations
used in situation in which the risk associated w/ the impairment does not change w/ the
age/gender of the proposed insured.
Incontestable Provision - After a policy has been in force for a period of two years (one
in MO) during the lifetime of the insured, the policy becomes incontestable
Gestational DM risk factors - 1. obesity
2. family hx
3. race/ethnicity
Recommended screening: b/w 24th and 28th week
Complications of obesity - Type 2 DM, CAD, HTN, Metabolic syndrome, cancer,
depression, eating disorders, CHF, stroke, sleep apnea, arthritis
What percent of the population has HTN - 20%
Pulse pressure - Difference b/w systolic and diastolic BP
, Normal BP - 120/80
Stage I HTN - over 140/90
Fen-Phen was associated w/ which complication? - valvular heart disease
two categories of bariatric surgery - 1. Restrictive
2. Malabsorptive
(malabsorptive being more successful)
Restrictive bariatric surgery includes which two types? - 1. Gastric Banding
2. Gastroplasty
Malabsorptive bariatric surgery surgery includes which 2 types? - 1. RGB (Roux-en-Y)
2. BPD (biliopancreatic diversion)
Complications from malabsorptive bariatric surgery - nutritional deficiencies, anemia,
osteoporosis, dumping syndrome
what % gain wt back after bariatric surgery - 5-10%
stable/underweight in health people has what effect on mortality? - lower mortality than
average (if no sudden wt loss, not elderly, no eating disorder)
Agent - a person who acts for another person/entity
Punitive Damages - damages awarded to a plaintiff to punish the defendant
Remedy - a legal mean of correcting a wrong
Estoppel - The legal principle by which a party is prevented from asserting a claim or
right that is inconsistent w/ prior conduct on which another party detrimentally relied (not
disclosing medical info by instruction of agent)
Estop - to prevent/preclude
Waiver - the giving up of a known right
Rescission - a remedy in which a contract is voided b/c of a material misrepresentation
Reformation - an action by the court by which a contract is revised to express the real
agreement or original intent of the parties
ANSWERS 2025/2026 GRADED A+
Complications of hyperglycemia - cells cannot get energy needed to function
excess glucose damages tissue at cellular level
Insulin is produced in which cells/organ - Beta Cells/Pancreas
unfavorable causes of HTN - Parkinsons, diabetic/alcoholic neuropathy, MS, chronic
renal/liver disease, aortic stenosis, pericarditis, myocarditis, adverse drug reaction
Categories of drugs to treat HTN - 1. ACE-inhibitors
2. Beta Blockers
3. ARB's
4. Calcium Channel Blockers
5. Alpha Blockers
6. Vasodilators
7. Thiazide diuretics
Most powerful single predictor of future mortality - BP level (systolic and diastolic are
independent risk factors)
Complications of HTN - LVH, arrhythmias, ischemia, sudden death, stroke, renal failure,
PVD, heart failure
Overweight - BMI b/w 25-29.9 kg/m2
Flat Extras - Most common rating tool
Assesses the extra-premium associated w/ avocations and occupations
used in situation in which the risk associated w/ the impairment does not change w/ the
age/gender of the proposed insured.
Incontestable Provision - After a policy has been in force for a period of two years (one
in MO) during the lifetime of the insured, the policy becomes incontestable
Gestational DM risk factors - 1. obesity
2. family hx
3. race/ethnicity
Recommended screening: b/w 24th and 28th week
Complications of obesity - Type 2 DM, CAD, HTN, Metabolic syndrome, cancer,
depression, eating disorders, CHF, stroke, sleep apnea, arthritis
What percent of the population has HTN - 20%
Pulse pressure - Difference b/w systolic and diastolic BP
, Normal BP - 120/80
Stage I HTN - over 140/90
Fen-Phen was associated w/ which complication? - valvular heart disease
two categories of bariatric surgery - 1. Restrictive
2. Malabsorptive
(malabsorptive being more successful)
Restrictive bariatric surgery includes which two types? - 1. Gastric Banding
2. Gastroplasty
Malabsorptive bariatric surgery surgery includes which 2 types? - 1. RGB (Roux-en-Y)
2. BPD (biliopancreatic diversion)
Complications from malabsorptive bariatric surgery - nutritional deficiencies, anemia,
osteoporosis, dumping syndrome
what % gain wt back after bariatric surgery - 5-10%
stable/underweight in health people has what effect on mortality? - lower mortality than
average (if no sudden wt loss, not elderly, no eating disorder)
Agent - a person who acts for another person/entity
Punitive Damages - damages awarded to a plaintiff to punish the defendant
Remedy - a legal mean of correcting a wrong
Estoppel - The legal principle by which a party is prevented from asserting a claim or
right that is inconsistent w/ prior conduct on which another party detrimentally relied (not
disclosing medical info by instruction of agent)
Estop - to prevent/preclude
Waiver - the giving up of a known right
Rescission - a remedy in which a contract is voided b/c of a material misrepresentation
Reformation - an action by the court by which a contract is revised to express the real
agreement or original intent of the parties
