LTC SC Test UPDATED ACTUAL Exam
Questions and CORRECT Answers
Long-term care occurs only in nursing facilities. - CORRECT ANSWER - False
On what basis are benefits payable under a long-term care insurance policy typically triggered? -
CORRECT ANSWER - the inability to perform defined ADLs
What is a primary goal of long-term care? - CORRECT ANSWER - to maintain
functionality
Which of the following most precisely defines the fundamentals of self-care and the basic tasks
of everyday life? - CORRECT ANSWER - activities of daily living
Which of the following is not an example of home or community-based long-term care? -
CORRECT ANSWER - CCRCs
All of the following are services commonly offered by assisted living residences EXCEPT: -
CORRECT ANSWER - continuous post-operative monitoring
Which level of care has as its chief characteristic assistance with ADLs? - CORRECT
ANSWER - custodial
A long-term care ombudsman represents people in a given geographical area who live in assisted
living residences or skilled nursing facilities. - CORRECT ANSWER - True
All of the following are examples of formal caregiving EXCEPT: - CORRECT
ANSWER - daily transportation to a senior center provided by a neighbor
, With regard to Medicare and long-term care, which of the following statements is true? -
CORRECT ANSWER - Medicare covers care in a skilled nursing facility for a limited
time, but only if the care follows an admitted hospital stay and is ordered by a physician.
Which of the following is a correct statement about Medicare Part D Prescription Drug
coverage? - CORRECT ANSWER - Enrollment in Part D is voluntary.
Medicare covers the cost of long-term custodial care in the home when it is delivered by a
Medicare-certified agency. - CORRECT ANSWER - False
Which of the following is a correct statement about Medicare? - CORRECT ANSWER -
Medicare does not cover long-term care.
Which of the following only covers inpatient hospital care and hospice? - CORRECT
ANSWER - Medicare Part A
Medicaid is available to pay for LTC expenses for anyone without LTC insurance. - CORRECT
ANSWER - False
How much of a community spouse's own income must be spent on care for an institutionalized
spouse who is receiving Medicaid assistance? - CORRECT ANSWER - none of it
The federal government: - CORRECT ANSWER - gives states flexibility in administering
their Medicaid programs
Of the factors below, which does a state review to determine a person's eligibility for Medicaid?
assets
income
transfers of assets - CORRECT ANSWER - I, II, and III
Questions and CORRECT Answers
Long-term care occurs only in nursing facilities. - CORRECT ANSWER - False
On what basis are benefits payable under a long-term care insurance policy typically triggered? -
CORRECT ANSWER - the inability to perform defined ADLs
What is a primary goal of long-term care? - CORRECT ANSWER - to maintain
functionality
Which of the following most precisely defines the fundamentals of self-care and the basic tasks
of everyday life? - CORRECT ANSWER - activities of daily living
Which of the following is not an example of home or community-based long-term care? -
CORRECT ANSWER - CCRCs
All of the following are services commonly offered by assisted living residences EXCEPT: -
CORRECT ANSWER - continuous post-operative monitoring
Which level of care has as its chief characteristic assistance with ADLs? - CORRECT
ANSWER - custodial
A long-term care ombudsman represents people in a given geographical area who live in assisted
living residences or skilled nursing facilities. - CORRECT ANSWER - True
All of the following are examples of formal caregiving EXCEPT: - CORRECT
ANSWER - daily transportation to a senior center provided by a neighbor
, With regard to Medicare and long-term care, which of the following statements is true? -
CORRECT ANSWER - Medicare covers care in a skilled nursing facility for a limited
time, but only if the care follows an admitted hospital stay and is ordered by a physician.
Which of the following is a correct statement about Medicare Part D Prescription Drug
coverage? - CORRECT ANSWER - Enrollment in Part D is voluntary.
Medicare covers the cost of long-term custodial care in the home when it is delivered by a
Medicare-certified agency. - CORRECT ANSWER - False
Which of the following is a correct statement about Medicare? - CORRECT ANSWER -
Medicare does not cover long-term care.
Which of the following only covers inpatient hospital care and hospice? - CORRECT
ANSWER - Medicare Part A
Medicaid is available to pay for LTC expenses for anyone without LTC insurance. - CORRECT
ANSWER - False
How much of a community spouse's own income must be spent on care for an institutionalized
spouse who is receiving Medicaid assistance? - CORRECT ANSWER - none of it
The federal government: - CORRECT ANSWER - gives states flexibility in administering
their Medicaid programs
Of the factors below, which does a state review to determine a person's eligibility for Medicaid?
assets
income
transfers of assets - CORRECT ANSWER - I, II, and III
