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CFM Exam Study Guide questions and
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answers 100% guaranteed success.
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Riverine, aCoastal, aand aShallow aFlooding a- a acorrect aanswer. a a aWhat aare athe athree
amost acommon atypes aof aflooding? a
a
Flash aFlooding a- a acorrect aanswer. a a aWhich atype aof aflooding ahas aaccounted afor athe
amost aflood-related adeaths? a
a
Meander a- a acorrect aanswer. a a aA acurve aor aturn ain aa ariver achannel? a
a
Storm aSurge a- a acorrect aanswer. a a aWhat ais athe amajor acause ain acoastal aflooding? a
a
Underwater aearthquakes aor avolcanoes a- a acorrect aanswer. a a aWhat acauses aa atsunami?
a
a
1. Closed aBasin aLakes a
2. Uncertain aflow apaths a
3. Dam abreaks a
4. Ice ajams a
5. Mudflows a- a acorrect aanswer. a a aList athe afive atypes aof aspecial aflood ahazards
acovered ain aFEMA a480. a
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Recreational abenefits, ascientific aand ahistorical abenefits, aEcosystem abenefits, aand athey
aprotect acommunities afrom aflooding. a- a acorrect aanswer. a a aList athree abenefits athat aa
afloodplain acontributes ato ayour acommunity a
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1. Development aalters athe afloodplain aand athe adynamics aof athe aflooding a a
2. Buildings aand ainfrastructure aare adamaged aby aperiodic aflooding a- a acorrect aanswer. a
a aWhat atwo aproblems aresult afrom afloodplain adevelopment? a
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aWhat ais aone aof athe aproblems awith aconstructing aseawalls ato aprotect abuildings afrom
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1. Hydrodynamic aforces a
2. Hydrostatic aforces a
3. Soaking a
4. Debris aimpact a
5. Sediment aand acontaminants a- a acorrect aanswer. a a aWhat aare athe a5 amain acauses aof
aflood adamage? a
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awalls aof aa aframe ahouse. a
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Disruption aof apublic autilities, aElectrocution, acontamination aof awater asupplies, afire, adirty
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aWhat aare asome aof athe asafety aand ahealth ahazards athat aaccompany afloods? a
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A adecision-making aprocess athat aaims ato aachieve athe awise ause aof athe anations
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amanagements adefinition aof afloodplain amanagement? a
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1. To areduce athe aloss aof alife, adisruption, aand adamage acaused aby afloods a
2. To apreserve aand arestore athe anatural aresources aand afunctions aof afloodplains a- a
acorrect aanswer. a a aWhat aare athe atwo aprimary agoals aof afloodplain amanagement? a
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1. Hilly aareas awith asteep aslopes aand anarrow avalleys a
2. Urban aareas awith alarge aamounts aof aimpervious asurfaces aand astorm asewers a
3. Areas adownstream aof adams aor asubject ato aice ajams a- a acorrect aanswer. a a aWhat
aareas aare aconducive ato aflash aflooding? a
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No. aRiverine aerosion acan amove astream achannels aand aundercut astructures. a- a acorrect
aanswer. a a aIs aerosion aonly aa athreat ain acoastal aareas? a
a
Where astorm awater arunoff acollects ain adepressions aand acannot adrain aout. a- a acorrect
aanswer. a a aWhat ais aponding? a
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Filling areduces athe afloodplains aability ato astore aexcess awater, asending amore awater
adownstream aand acausing afloods ato arise ato ahigher alevels. a- a acorrect aanswer. a a aWhat
adoes afilling ain aa afloodplain ado? a
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Yes, ait amay aremove aa anatural abarrier athat aprotects ainland aproperties a- a acorrect
aanswer. a a aDoes amoving asand aand asand adunes aaffect aflooding? a
a
Moving, aStanding a- a acorrect aanswer. a a aHydrodynamic aforces aare acaused aby a_____
awater aand ahydrostatic aforces aare acaused aby a____ awater. a
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Wood, agypsum aboard, afurniture aand aupholstery, acarpeting, amattresses, abooks,
aelectrical aappliances, agas aengines a- a acorrect aanswer. a a aList athree amaterials aor
ahouse ahold aitems athat aare aparticularly asusceptible ato aflood adamage aby asoaking. a
a
1. Regulations ato aprohibit adevelopment ain ahigh-hazard aareas a
2. Building acodes arequiring aflood aresistant aconstruction afor anew abuildings ain aflood
aprone aareas a
3. Acquisition aand arelocation aof abuildings ain ahigh ahazard aareas a
4. Modifying aor aretrofitting aexisting abuildings a
5. Installing aflood awarning asystems a
6. Controlling astorm awater arunoff a
, 7. Provide aself-help aadvice ato aproperty aowners a- a acorrect aanswer. a a aWhat aare
aexamples aof anon-structural aflood aprotection ameasures a
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1. Modify ahuman asusceptibility ato aflood adamage a
2. Modify athe aimpact aof aflooding a
3. Modify aflooding aitself a a
4. Preserve aand arestore anatural aresources a- a acorrect aanswer. a a aWhat aare athe aUnified
aNational aProgram afor aFloodplain aManagements afour amain afloodplain amanagement
astrategies? a
a
The aNational aFlood aInsurance aAct acreated athe aNational aFlood aInsurance aProgram
ato: a
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1. Transfer athe acosts aof aprivate aproperty aflood alosses afrom athe ataxpayers ato
afloodplain aproperty aowners athrough athe aflood ainsurance apremiums. a
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2. Provide aresidents aand aproperty aowners awith afinancial aaid aafter afloods, aespecially
asmaller afloods athat ado anot awarrant afederal adisaster aaid. a
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3. Guide adevelopment aaway afrom aflood ahazard aareas. a
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4. Require athat anew aand asubstantially aimproved abuildings abe aconstructed ain aways
athat awould aminimize aor aprevent adamage ain aa aflood. a- a acorrect aanswer. a a aWhat
aare athe aobjectives aof athe aNFIP? a
a
1. Mapping a
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a
1. Communities, astates aamd afederal aagencies afor aregulating anew afloodprone
aconstruction a
2. Insurance aagents ause athem awhen arating aflood ainsurance apolicies a
3. Lenders aand afederal aagencies ause athem ato adetermine awhen aflood ainsurance amust
abe apurchased aas aa acondition aof aa aloan a- a acorrect aanswer. a a aWho auses aNFIP
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Over atime, aexposure ato aflood adamage ashould abe areduced, aas athe aolder apre-firm
abuildings aare areplaced aby apost-firm abuildings. aEventually, aa acommunity ashould ahave
aonly apost-firm abuildings asubject ato alittle aor ano aflood adamage. a- a acorrect aanswer. a a
aWhat ashould ahappen ato abuildings ain aNFIP acommunities aover atime? a
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They avary afrom astate ato astate, abut acan ainclude acities, atowns, avilllages, atownships,
acounties, aparishes, aspecial adistricts, astates aand aindian anations awith athe astatutory
aauthority ato aenact aand aenforce aregulations. a- a acorrect aanswer. a a aWhat atype aof
agovernmental abodies aare aconsidered ato abe acommunities aby athe aNFIP? a
a
The aten aregional aoffices. a- a acorrect aanswer. a a aWhich aFEMA aoffice aworks adirectly
awith acommunities? a
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CFM Exam Study Guide questions and
a a a a a
a
answers 100% guaranteed success.
a a a
a
a
a
a
a
a
a
Riverine, aCoastal, aand aShallow aFlooding a- a acorrect aanswer. a a aWhat aare athe athree
amost acommon atypes aof aflooding? a
a
Flash aFlooding a- a acorrect aanswer. a a aWhich atype aof aflooding ahas aaccounted afor athe
amost aflood-related adeaths? a
a
Meander a- a acorrect aanswer. a a aA acurve aor aturn ain aa ariver achannel? a
a
Storm aSurge a- a acorrect aanswer. a a aWhat ais athe amajor acause ain acoastal aflooding? a
a
Underwater aearthquakes aor avolcanoes a- a acorrect aanswer. a a aWhat acauses aa atsunami?
a
a
1. Closed aBasin aLakes a
2. Uncertain aflow apaths a
3. Dam abreaks a
4. Ice ajams a
5. Mudflows a- a acorrect aanswer. a a aList athe afive atypes aof aspecial aflood ahazards
acovered ain aFEMA a480. a
a
Recreational abenefits, ascientific aand ahistorical abenefits, aEcosystem abenefits, aand athey
aprotect acommunities afrom aflooding. a- a acorrect aanswer. a a aList athree abenefits athat aa
afloodplain acontributes ato ayour acommunity a
a
1. Development aalters athe afloodplain aand athe adynamics aof athe aflooding a a
2. Buildings aand ainfrastructure aare adamaged aby aperiodic aflooding a- a acorrect aanswer. a
a aWhat atwo aproblems aresult afrom afloodplain adevelopment? a
a
It acan aaccelerate aflooding aon aproperties aat athe aend aof athe awall a- a acorrect aanswer. a a
aWhat ais aone aof athe aproblems awith aconstructing aseawalls ato aprotect abuildings afrom
aflooding aor aerosion? a
a
1. Hydrodynamic aforces a
2. Hydrostatic aforces a
3. Soaking a
4. Debris aimpact a
5. Sediment aand acontaminants a- a acorrect aanswer. a a aWhat aare athe a5 amain acauses aof
aflood adamage? a
,a
3 a- a acorrect aanswer. a a aStanding awater aas alittle aas a_____ afeet adeep acan acollapse athe
awalls aof aa aframe ahouse. a
a
Disruption aof apublic autilities, aElectrocution, acontamination aof awater asupplies, afire, adirty
aponds, amold, acontaminated aair aducts, amental ahealth aproblems a- a acorrect aanswer. a a
aWhat aare asome aof athe asafety aand ahealth ahazards athat aaccompany afloods? a
a
Structural aflood acontrol aprojects a- a acorrect aanswer. a a aPrior ato athe a1960's awhat awas
athe aprimary away ato areduce aflood alosses? a
a
A adecision-making aprocess athat aaims ato aachieve athe awise ause aof athe anations
afloodplains. a- a acorrect aanswer. a a aWhat ais athe aunified anational aprogram afor afloodplain
amanagements adefinition aof afloodplain amanagement? a
a
1. To areduce athe aloss aof alife, adisruption, aand adamage acaused aby afloods a
2. To apreserve aand arestore athe anatural aresources aand afunctions aof afloodplains a- a
acorrect aanswer. a a aWhat aare athe atwo aprimary agoals aof afloodplain amanagement? a
a
1. Hilly aareas awith asteep aslopes aand anarrow avalleys a
2. Urban aareas awith alarge aamounts aof aimpervious asurfaces aand astorm asewers a
3. Areas adownstream aof adams aor asubject ato aice ajams a- a acorrect aanswer. a a aWhat
aareas aare aconducive ato aflash aflooding? a
a
No. aRiverine aerosion acan amove astream achannels aand aundercut astructures. a- a acorrect
aanswer. a a aIs aerosion aonly aa athreat ain acoastal aareas? a
a
Where astorm awater arunoff acollects ain adepressions aand acannot adrain aout. a- a acorrect
aanswer. a a aWhat ais aponding? a
a
Filling areduces athe afloodplains aability ato astore aexcess awater, asending amore awater
adownstream aand acausing afloods ato arise ato ahigher alevels. a- a acorrect aanswer. a a aWhat
adoes afilling ain aa afloodplain ado? a
a
Yes, ait amay aremove aa anatural abarrier athat aprotects ainland aproperties a- a acorrect
aanswer. a a aDoes amoving asand aand asand adunes aaffect aflooding? a
a
Moving, aStanding a- a acorrect aanswer. a a aHydrodynamic aforces aare acaused aby a_____
awater aand ahydrostatic aforces aare acaused aby a____ awater. a
a
Wood, agypsum aboard, afurniture aand aupholstery, acarpeting, amattresses, abooks,
aelectrical aappliances, agas aengines a- a acorrect aanswer. a a aList athree amaterials aor
ahouse ahold aitems athat aare aparticularly asusceptible ato aflood adamage aby asoaking. a
a
1. Regulations ato aprohibit adevelopment ain ahigh-hazard aareas a
2. Building acodes arequiring aflood aresistant aconstruction afor anew abuildings ain aflood
aprone aareas a
3. Acquisition aand arelocation aof abuildings ain ahigh ahazard aareas a
4. Modifying aor aretrofitting aexisting abuildings a
5. Installing aflood awarning asystems a
6. Controlling astorm awater arunoff a
, 7. Provide aself-help aadvice ato aproperty aowners a- a acorrect aanswer. a a aWhat aare
aexamples aof anon-structural aflood aprotection ameasures a
a
1. Modify ahuman asusceptibility ato aflood adamage a
2. Modify athe aimpact aof aflooding a
3. Modify aflooding aitself a a
4. Preserve aand arestore anatural aresources a- a acorrect aanswer. a a aWhat aare athe aUnified
aNational aProgram afor aFloodplain aManagements afour amain afloodplain amanagement
astrategies? a
a
The aNational aFlood aInsurance aAct acreated athe aNational aFlood aInsurance aProgram
ato: a
a
1. Transfer athe acosts aof aprivate aproperty aflood alosses afrom athe ataxpayers ato
afloodplain aproperty aowners athrough athe aflood ainsurance apremiums. a
a
2. Provide aresidents aand aproperty aowners awith afinancial aaid aafter afloods, aespecially
asmaller afloods athat ado anot awarrant afederal adisaster aaid. a
a
3. Guide adevelopment aaway afrom aflood ahazard aareas. a
a
4. Require athat anew aand asubstantially aimproved abuildings abe aconstructed ain aways
athat awould aminimize aor aprevent adamage ain aa aflood. a- a acorrect aanswer. a a aWhat
aare athe aobjectives aof athe aNFIP? a
a
1. Mapping a
2. Insurance a
3. Regulations a- a acorrect aanswer. a a aWhat aare athe athree abasic aparts aof athe aNFIP? a
a
1. Communities, astates aamd afederal aagencies afor aregulating anew afloodprone
aconstruction a
2. Insurance aagents ause athem awhen arating aflood ainsurance apolicies a
3. Lenders aand afederal aagencies ause athem ato adetermine awhen aflood ainsurance amust
abe apurchased aas aa acondition aof aa aloan a- a acorrect aanswer. a a aWho auses aNFIP
amaps? a
a
Over atime, aexposure ato aflood adamage ashould abe areduced, aas athe aolder apre-firm
abuildings aare areplaced aby apost-firm abuildings. aEventually, aa acommunity ashould ahave
aonly apost-firm abuildings asubject ato alittle aor ano aflood adamage. a- a acorrect aanswer. a a
aWhat ashould ahappen ato abuildings ain aNFIP acommunities aover atime? a
a
They avary afrom astate ato astate, abut acan ainclude acities, atowns, avilllages, atownships,
acounties, aparishes, aspecial adistricts, astates aand aindian anations awith athe astatutory
aauthority ato aenact aand aenforce aregulations. a- a acorrect aanswer. a a aWhat atype aof
agovernmental abodies aare aconsidered ato abe acommunities aby athe aNFIP? a
a
The aten aregional aoffices. a- a acorrect aanswer. a a aWhich aFEMA aoffice aworks adirectly
awith acommunities? a
a
