Florida 2-40 Health License Exam Questions With
Certified Solutions. 100% Verified Answers 2025/2026
Which Of The Following Laws Requires An Insurer To Notify An Applicant In
Writing That An Investigative Consumer Report May Be Made On The Applicant?
-Uniform Provisions Law.
-Freedom Of Information Act.
-Medical Information Bureau Disclosure Act
-Fair Credit Reporting Act (Insurance Information And Privacy Protection Act)
Fair Credit Reporting Act (Insurance Information And Privacy Protection Act)
Group Health Insurance Specifies That What Percentage Of Eligible Individuals
MUST Be Offered Coverage Under A Noncontributory Plan?
-25
-50
-75
-100
100
,Under An Accidental Death And Dismemberment (AD&D) Policy, Insurable Interest
Must Exist At Which Of The Following Times?
-When A Change Of Beneficiary Is Requested
-At The Inception Of The Policy
-When A Beneficiary Other Than A Relative Is Named
-At The Time A Claim Is Submitted
At The Inception Of The Policy
When Periodic Claim Payments Are Required Under A Long-Term Disability Income
Policy, An Insurer MUST Make Payments To An Insured At Least Once Every:
-Month
-Three Months
-Six Months
-Year
Month
M And N Own A Small Interior Design Studio That Employs Six People. The Owners
Are Concerned About The Financial Continuation Of The Business If Either Of
Them Should Become Permanently Disabled. In This Situation, A Producer Would
MOST Likely Recommend Which Of The Following Types Of Contracts?
-Basic Hospital
-Disability Buy-Out
-Comprehensive Major Medical
, -Short-Term Disability Income
Disability Buy-Out
Which Of The Following Health Policies Requires A Beneficiary Designation?
-Travel Accident
-Medicare Supplement
-Blanket
-Long Term Care
Travel Accident
Suicide, Pre-Existing Conditions And Self-Inflicted Injuries Are Dealt With In Which
Of The Following Policy Features?
-Extensions Of Coverage
-Benefits Clause
-Riders
-Exclusions
Exclusions
An Insured Whose Disability Income Policy Contains A Change Of Occupation
Clause Takes A New Job In A More Hazardous Occupation And Fails To Notify The
Certified Solutions. 100% Verified Answers 2025/2026
Which Of The Following Laws Requires An Insurer To Notify An Applicant In
Writing That An Investigative Consumer Report May Be Made On The Applicant?
-Uniform Provisions Law.
-Freedom Of Information Act.
-Medical Information Bureau Disclosure Act
-Fair Credit Reporting Act (Insurance Information And Privacy Protection Act)
Fair Credit Reporting Act (Insurance Information And Privacy Protection Act)
Group Health Insurance Specifies That What Percentage Of Eligible Individuals
MUST Be Offered Coverage Under A Noncontributory Plan?
-25
-50
-75
-100
100
,Under An Accidental Death And Dismemberment (AD&D) Policy, Insurable Interest
Must Exist At Which Of The Following Times?
-When A Change Of Beneficiary Is Requested
-At The Inception Of The Policy
-When A Beneficiary Other Than A Relative Is Named
-At The Time A Claim Is Submitted
At The Inception Of The Policy
When Periodic Claim Payments Are Required Under A Long-Term Disability Income
Policy, An Insurer MUST Make Payments To An Insured At Least Once Every:
-Month
-Three Months
-Six Months
-Year
Month
M And N Own A Small Interior Design Studio That Employs Six People. The Owners
Are Concerned About The Financial Continuation Of The Business If Either Of
Them Should Become Permanently Disabled. In This Situation, A Producer Would
MOST Likely Recommend Which Of The Following Types Of Contracts?
-Basic Hospital
-Disability Buy-Out
-Comprehensive Major Medical
, -Short-Term Disability Income
Disability Buy-Out
Which Of The Following Health Policies Requires A Beneficiary Designation?
-Travel Accident
-Medicare Supplement
-Blanket
-Long Term Care
Travel Accident
Suicide, Pre-Existing Conditions And Self-Inflicted Injuries Are Dealt With In Which
Of The Following Policy Features?
-Extensions Of Coverage
-Benefits Clause
-Riders
-Exclusions
Exclusions
An Insured Whose Disability Income Policy Contains A Change Of Occupation
Clause Takes A New Job In A More Hazardous Occupation And Fails To Notify The
