OHIO PROPERTY AND CASUALTY EXAM
QUESTION HELP WITH CORRECT
ANSWERS
An pagent pwho pissues pestimated por pillustrations pthat pare pfalse por pmisleading pmay
pbe pguilty pof p- pcorrect panswers p-Misrepresentation
The pmain ppurpose pof pthe pOhio pInsurance pGuaranty pAssociation pis pto ppay pthe
pclaims pof p- pcorrect panswers p-insolvent pmember pinsurance pcompanies
The ppurchase pof pany pinsurance pproduct pis pintended pto paffect pthe prisk pto pthe
ppurchaser pby p__ pthe prisk. p- pcorrect panswers p-transferring
, A p__ pis peither pa pperson por pa ptrust p- pcorrect panswers p-fiduciary
An pagent's pobligation pto pact pin pan pinsurance papplicant's por pinsured's pbest
pinterest, pbased pon pthe pfaith pand ptrust pplaced pin pthe pagent pby pmembers pof pthe
pinsurance-buying ppublic, pis pknown pas pa p- pcorrect panswers p-fiduciary pduty
The ppurpose pof pa prating pservice pis pto phelp pthe pclient pobtain pinformation pabout
pthe pcompany's p- pcorrect panswers p-financial pstrength
The pspecific p"Do's" pand p"Don'ts" pare pspelled pout pfor pan pinsurance pagent pin p-
pcorrect panswers p-legal pprecedents
__ pdoes pnot phave pa pstatute pof plimitations p- pcorrect panswers p-fraud
__ pinvolved pa ppossibility pof pgain, pis pa pfeature pof pgambling, pand pinvolves pan
puncertainty pof ploss p- pcorrect panswers p-speculative prisk
__ prisk pis pnot pinsurable p- pcorrect panswers p-speculative
Statements pprovided pby pan papplicant pfor pinsurance pare pconsidered pto pbe p-
pcorrect panswers p-representations
An p__ prepresents pmore pthan pone pinsurance pcompany. p- pcorrect panswers p-
independent pagent
A p__ pis pthe prelinquishment pof pa pknown pright p- pcorrect panswers p-Waiver
Something pthat pmay pincrease pthe pseriousness pof pa ploss pif ploss poccurs, por pthe
pincreases pthe plikelihood pthat pa ploss pwill poccur, pis pcalled pa p- pcorrect panswers p-
hazard
Negligence pinvolves p__ plaw p- pcorrect panswers p-civil
The pcondition pthe pprevents pthe pinsured pfrom psuing pa pnegligent pthird pparty pwho
pcaused pa ploss pafter pthe pinsured pmade pa pclaim, pand pwas ppaid pfor pby pthe ploss
pby phis pinsurance ppolicy pis p- pcorrect panswers p-subrogation
Complete ploss pof pyour phome, pdue pto pa presidential pfire, pis pan pexample pof p__
ploss p- pcorrect panswers p-direct
As pa prequirement pfor pnegligence, p__ pis pan punbroken pchain pof pevents pstarted pby
pthe pplaintiff presulting pin pinjury pto pthe pdefendant p- pcorrect panswers p-proximate
pcause
QUESTION HELP WITH CORRECT
ANSWERS
An pagent pwho pissues pestimated por pillustrations pthat pare pfalse por pmisleading pmay
pbe pguilty pof p- pcorrect panswers p-Misrepresentation
The pmain ppurpose pof pthe pOhio pInsurance pGuaranty pAssociation pis pto ppay pthe
pclaims pof p- pcorrect panswers p-insolvent pmember pinsurance pcompanies
The ppurchase pof pany pinsurance pproduct pis pintended pto paffect pthe prisk pto pthe
ppurchaser pby p__ pthe prisk. p- pcorrect panswers p-transferring
, A p__ pis peither pa pperson por pa ptrust p- pcorrect panswers p-fiduciary
An pagent's pobligation pto pact pin pan pinsurance papplicant's por pinsured's pbest
pinterest, pbased pon pthe pfaith pand ptrust pplaced pin pthe pagent pby pmembers pof pthe
pinsurance-buying ppublic, pis pknown pas pa p- pcorrect panswers p-fiduciary pduty
The ppurpose pof pa prating pservice pis pto phelp pthe pclient pobtain pinformation pabout
pthe pcompany's p- pcorrect panswers p-financial pstrength
The pspecific p"Do's" pand p"Don'ts" pare pspelled pout pfor pan pinsurance pagent pin p-
pcorrect panswers p-legal pprecedents
__ pdoes pnot phave pa pstatute pof plimitations p- pcorrect panswers p-fraud
__ pinvolved pa ppossibility pof pgain, pis pa pfeature pof pgambling, pand pinvolves pan
puncertainty pof ploss p- pcorrect panswers p-speculative prisk
__ prisk pis pnot pinsurable p- pcorrect panswers p-speculative
Statements pprovided pby pan papplicant pfor pinsurance pare pconsidered pto pbe p-
pcorrect panswers p-representations
An p__ prepresents pmore pthan pone pinsurance pcompany. p- pcorrect panswers p-
independent pagent
A p__ pis pthe prelinquishment pof pa pknown pright p- pcorrect panswers p-Waiver
Something pthat pmay pincrease pthe pseriousness pof pa ploss pif ploss poccurs, por pthe
pincreases pthe plikelihood pthat pa ploss pwill poccur, pis pcalled pa p- pcorrect panswers p-
hazard
Negligence pinvolves p__ plaw p- pcorrect panswers p-civil
The pcondition pthe pprevents pthe pinsured pfrom psuing pa pnegligent pthird pparty pwho
pcaused pa ploss pafter pthe pinsured pmade pa pclaim, pand pwas ppaid pfor pby pthe ploss
pby phis pinsurance ppolicy pis p- pcorrect panswers p-subrogation
Complete ploss pof pyour phome, pdue pto pa presidential pfire, pis pan pexample pof p__
ploss p- pcorrect panswers p-direct
As pa prequirement pfor pnegligence, p__ pis pan punbroken pchain pof pevents pstarted pby
pthe pplaintiff presulting pin pinjury pto pthe pdefendant p- pcorrect panswers p-proximate
pcause
