1|Page
Medicare Questions and Answers 100% Pass,
Guaranteed
What is the maximum amount that can be contributed to an MSA of the high-deductible plan for
individuals? - ✔✔65%
An insurance agent replaces a long-term care policy for his client. The benefits of the replacement policy
are substantially greater than the benefits of the replaced policy. The agent's first-year commission is 40%.
His renewal commission is 4%. What commission rate will the agent be paid on scale? - ✔✔40%
In regards to enrollment for Medicare Part B, a person age 65 who is covered under a group health plan is
entitled to - ✔✔Special enrollment.
Persons age 65 or older who do not participate in Social Security are - ✔✔Eligible for Medicare if a
premium is paid.
Supportive services provided by qualified para-professionals who are trained, equipped, assigned, and
supervised by professionals within an agency to help maintain, strengthen, and safeguard the care of the
elderly in their own homes is called - ✔✔Homemaker services.
A man is considered homebound and is eligible for Medicare Home Health services. He has Medicare
Part A and Medicare Part B. Medicare will pay for covered home health visits. The patient's share of the
cost is - ✔✔0%
Medigap Plan A includes - ✔✔Core benefits only.
Persons who plan to enroll in Part B during the Special Enrollment Period should - ✔✔Not enroll in
Medicare Part B during the initial enrollment period.
Created by Katelyn Whitman © 2025, All Rights Reserved. 100% PASS GUARANTEE
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A long-term care policy may EXCLUDE coverage for - ✔✔Mental disorders.
Long-term care is primarily - ✔✔Personal care.
An insured has been admitted to a specialty psychiatric hospital for mental health care. What is the
maximum number of days of inpatient care that Medicare will pay for? - ✔✔190 days
The Medicare Hospice Care benefit will pay for all of the following EXCEPT - ✔✔Care in an emergency
room.
An individual purchases a Medicare supplement policy in March and decides to replace it with another
in May. His history of coronary artery disease is considered to be a pre-existing condition. Which of the
following is true? - ✔✔The pre-existing condition waiting period that he served on the old policy will be
transferred to the new policy, the new one picking up where the old one left off.
Under Qualified Medicare Beneficiary (QMB) program, Medicare pays - ✔✔Premiums, deductibles, and
coinsurance.
A man has Medicare Part B. He goes to his doctor for treatment on January 1 and then again on July 15.
On December 29, he returns to his doctor to treat another injury. What is the total deductible the insured
will he have to pay for these 3 visits? - ✔✔$185
A patient who has end-stage renal disease enrolled in Medicare on July 1 and started received dialysis
treatments at the same time. The Medicare coverage for the dialysis treatment will begin on - ✔✔October
1.
A Medicare SELECT policy does all of the following EXCEPT - ✔✔Prohibit payment for regularly
covered services if provided by non-network providers.
Which type of Medicare policy requires insureds to use specific healthcare providers and hospitals
(network providers), EXCEPT in emergency situations? - ✔✔Medicare SELECT
Created by Katelyn Whitman © 2025, All Rights Reserved. 100% PASS GUARANTEE
Medicare Questions and Answers 100% Pass,
Guaranteed
What is the maximum amount that can be contributed to an MSA of the high-deductible plan for
individuals? - ✔✔65%
An insurance agent replaces a long-term care policy for his client. The benefits of the replacement policy
are substantially greater than the benefits of the replaced policy. The agent's first-year commission is 40%.
His renewal commission is 4%. What commission rate will the agent be paid on scale? - ✔✔40%
In regards to enrollment for Medicare Part B, a person age 65 who is covered under a group health plan is
entitled to - ✔✔Special enrollment.
Persons age 65 or older who do not participate in Social Security are - ✔✔Eligible for Medicare if a
premium is paid.
Supportive services provided by qualified para-professionals who are trained, equipped, assigned, and
supervised by professionals within an agency to help maintain, strengthen, and safeguard the care of the
elderly in their own homes is called - ✔✔Homemaker services.
A man is considered homebound and is eligible for Medicare Home Health services. He has Medicare
Part A and Medicare Part B. Medicare will pay for covered home health visits. The patient's share of the
cost is - ✔✔0%
Medigap Plan A includes - ✔✔Core benefits only.
Persons who plan to enroll in Part B during the Special Enrollment Period should - ✔✔Not enroll in
Medicare Part B during the initial enrollment period.
Created by Katelyn Whitman © 2025, All Rights Reserved. 100% PASS GUARANTEE
, 2|Page
A long-term care policy may EXCLUDE coverage for - ✔✔Mental disorders.
Long-term care is primarily - ✔✔Personal care.
An insured has been admitted to a specialty psychiatric hospital for mental health care. What is the
maximum number of days of inpatient care that Medicare will pay for? - ✔✔190 days
The Medicare Hospice Care benefit will pay for all of the following EXCEPT - ✔✔Care in an emergency
room.
An individual purchases a Medicare supplement policy in March and decides to replace it with another
in May. His history of coronary artery disease is considered to be a pre-existing condition. Which of the
following is true? - ✔✔The pre-existing condition waiting period that he served on the old policy will be
transferred to the new policy, the new one picking up where the old one left off.
Under Qualified Medicare Beneficiary (QMB) program, Medicare pays - ✔✔Premiums, deductibles, and
coinsurance.
A man has Medicare Part B. He goes to his doctor for treatment on January 1 and then again on July 15.
On December 29, he returns to his doctor to treat another injury. What is the total deductible the insured
will he have to pay for these 3 visits? - ✔✔$185
A patient who has end-stage renal disease enrolled in Medicare on July 1 and started received dialysis
treatments at the same time. The Medicare coverage for the dialysis treatment will begin on - ✔✔October
1.
A Medicare SELECT policy does all of the following EXCEPT - ✔✔Prohibit payment for regularly
covered services if provided by non-network providers.
Which type of Medicare policy requires insureds to use specific healthcare providers and hospitals
(network providers), EXCEPT in emergency situations? - ✔✔Medicare SELECT
Created by Katelyn Whitman © 2025, All Rights Reserved. 100% PASS GUARANTEE
