HUD Exam – Tenancy/ Questions with Certified
Answers.
Jamie has an actual cash value renters insurance policy with contents coverage,
loss of use coverage, and liability coverage. For which expense will she likely be
reimbursed?
A. The cost of rebuilding the living room, which was destroyed by fire.
B. The entire cost of purchasing a brand new bedroom set damaged by a pipe
burst and subsequent water damage.
C. Expenses associated with purchasing replacement materials for the artwork she
sells through an online vendor.
D. Expenses for legal fees when Jamie is sued by her daughter's classmate who
injured himself when he tripped over clutter at Jamie's apartment. - Answer: D.
Expenses for legal fees when Jamie is sued by her daughter's classmate who
injured himself when he tripped over clutter at Jamie's apartment.
Page 1 of 16
,Jake has clients in all of the following situations. Which client would Jake likely
recommend contact an emergency rent assistance program?
A. The client wants to quit working to return to college and will need help paying
for rent while in school.
B. The client cannot afford a rental in the area and needs a housing subsidy to
obtain a rental.
C. The client has been living with a roommate who suddenly moves and does not
leave his portion of the month's rent.
D. The client has been notified that her rent will increase by $200 per month if she
decides to remain in her apartment after her lease comes up for renewal in four
months. She cannot afford to pay an additional $200 a month. - Answer: C. The
client has been living with a roommate who suddenly moves and does not leave
his portion of the month's rent.
-If the roommate did not leave his portion of the rent, the client may not have
enough money to pay the full amount of rent. If he does not pay in full, he may be
threatened by eviction. Emergency rent assistance programs are likely to assist in
this situation.
A client with two cats received a cure or quit notice. Which following action would
a housing counselor likely recommend to someone in this situation?
A. Send an "answer" to the court explaining that the animal is not considered a
pet.
B. Find another home for the animal within the time frame outlined in the notice.
C. Consult with a housing counselor to find housing in preparation for the eviction.
Page 2 of 16
, D. Hide the cat at a friend's house for a few days or until things cool off with the
landlord. - Answer: B. Find another home for the animal within the time frame
outlined in the notice.
Jake has a session with a new client, Ruth, later that day. She has received notice
that her apartment complex, which offers her project-based housing assistance,
will be sold to a new management company in six months. The new company will
renovate the building and will no longer participate in the project-based
assistance program. To help Ruth find another affordable rental option, Jake
should take all of the following steps, except:
A. Provide Ruth with contact information for local housing authorities that
administer rental assistance programs.
B. Approve Ruth for a Housing Choice Voucher. C. Help Ruth understand what may
deter a landlord from approving her rental application.
D. Assist Ruth in distinguishing between her housing wants and needs - Answer: B.
Approve Ruth for a Housing Choice Voucher.
-Housing counselors cannot approve clients for Housing Choice Vouchers;
however, they can refer clients to local housing agencies where they can submit
an application.
Ahmed has received a note from his landlord explaining that he will be evicted if
he continues to break tenant regulations. The note did not specify exactly what
Ahmed was doing wrong. If Ahmed reviews his lease, he is likely to find all of the
following guidelines that he must abide by, except:
Page 3 of 16
Answers.
Jamie has an actual cash value renters insurance policy with contents coverage,
loss of use coverage, and liability coverage. For which expense will she likely be
reimbursed?
A. The cost of rebuilding the living room, which was destroyed by fire.
B. The entire cost of purchasing a brand new bedroom set damaged by a pipe
burst and subsequent water damage.
C. Expenses associated with purchasing replacement materials for the artwork she
sells through an online vendor.
D. Expenses for legal fees when Jamie is sued by her daughter's classmate who
injured himself when he tripped over clutter at Jamie's apartment. - Answer: D.
Expenses for legal fees when Jamie is sued by her daughter's classmate who
injured himself when he tripped over clutter at Jamie's apartment.
Page 1 of 16
,Jake has clients in all of the following situations. Which client would Jake likely
recommend contact an emergency rent assistance program?
A. The client wants to quit working to return to college and will need help paying
for rent while in school.
B. The client cannot afford a rental in the area and needs a housing subsidy to
obtain a rental.
C. The client has been living with a roommate who suddenly moves and does not
leave his portion of the month's rent.
D. The client has been notified that her rent will increase by $200 per month if she
decides to remain in her apartment after her lease comes up for renewal in four
months. She cannot afford to pay an additional $200 a month. - Answer: C. The
client has been living with a roommate who suddenly moves and does not leave
his portion of the month's rent.
-If the roommate did not leave his portion of the rent, the client may not have
enough money to pay the full amount of rent. If he does not pay in full, he may be
threatened by eviction. Emergency rent assistance programs are likely to assist in
this situation.
A client with two cats received a cure or quit notice. Which following action would
a housing counselor likely recommend to someone in this situation?
A. Send an "answer" to the court explaining that the animal is not considered a
pet.
B. Find another home for the animal within the time frame outlined in the notice.
C. Consult with a housing counselor to find housing in preparation for the eviction.
Page 2 of 16
, D. Hide the cat at a friend's house for a few days or until things cool off with the
landlord. - Answer: B. Find another home for the animal within the time frame
outlined in the notice.
Jake has a session with a new client, Ruth, later that day. She has received notice
that her apartment complex, which offers her project-based housing assistance,
will be sold to a new management company in six months. The new company will
renovate the building and will no longer participate in the project-based
assistance program. To help Ruth find another affordable rental option, Jake
should take all of the following steps, except:
A. Provide Ruth with contact information for local housing authorities that
administer rental assistance programs.
B. Approve Ruth for a Housing Choice Voucher. C. Help Ruth understand what may
deter a landlord from approving her rental application.
D. Assist Ruth in distinguishing between her housing wants and needs - Answer: B.
Approve Ruth for a Housing Choice Voucher.
-Housing counselors cannot approve clients for Housing Choice Vouchers;
however, they can refer clients to local housing agencies where they can submit
an application.
Ahmed has received a note from his landlord explaining that he will be evicted if
he continues to break tenant regulations. The note did not specify exactly what
Ahmed was doing wrong. If Ahmed reviews his lease, he is likely to find all of the
following guidelines that he must abide by, except:
Page 3 of 16
