Farm Property Exam Questions and
Answers
Trees, shrubs, plants, and lawns within 250 feet of the residence can be covered for
certain perils - Answers -
Trees, shrubs, plants, and lawns beyond 250 feet from the residence are not covered. -
Answers -
Scheduled Farm Personal Property - Answers -Under this coverage, the property must
be listed and a value declared in order to be covered. The types of property normally
scheduled under this coverage include the following:
Grain and hay that is harvested and stored in a building
Farm products
Poultry (i.e., chickens)
Livestock (e.g., swine, horses, mules, cows, goats, and sheep)
Machinery
Vehicles and equipment incidental to farm use (e.g., tractors).
Property that cannot be covered under this coverage includes the following: - Answers -
Growing crops still planted in the field
Turkeys
Trucks licensed for road use
Unscheduled Farm Personal Property - Answers -Under this coverage, there will be one
limit to cover all remaining property on a blanket basis both on and off premises
Barns, Outbuildings, and Other Farm Structures - Answers -This coverage allows the
insured to schedule specific barns, silos, fences, radio equipment, and other farm
buildings and structures that are not dwellings.
An agent often uses a map of the farm that becomes a part of the policy to distinguish
which farm buildings are covered to ensure there is no confusion during the adjustment
process.
Causes of Loss Forms (Basic) named perils - Answers -Fire
Lightning
Windstorm
Civil commotion
Smoke
Hail
Answers
Trees, shrubs, plants, and lawns within 250 feet of the residence can be covered for
certain perils - Answers -
Trees, shrubs, plants, and lawns beyond 250 feet from the residence are not covered. -
Answers -
Scheduled Farm Personal Property - Answers -Under this coverage, the property must
be listed and a value declared in order to be covered. The types of property normally
scheduled under this coverage include the following:
Grain and hay that is harvested and stored in a building
Farm products
Poultry (i.e., chickens)
Livestock (e.g., swine, horses, mules, cows, goats, and sheep)
Machinery
Vehicles and equipment incidental to farm use (e.g., tractors).
Property that cannot be covered under this coverage includes the following: - Answers -
Growing crops still planted in the field
Turkeys
Trucks licensed for road use
Unscheduled Farm Personal Property - Answers -Under this coverage, there will be one
limit to cover all remaining property on a blanket basis both on and off premises
Barns, Outbuildings, and Other Farm Structures - Answers -This coverage allows the
insured to schedule specific barns, silos, fences, radio equipment, and other farm
buildings and structures that are not dwellings.
An agent often uses a map of the farm that becomes a part of the policy to distinguish
which farm buildings are covered to ensure there is no confusion during the adjustment
process.
Causes of Loss Forms (Basic) named perils - Answers -Fire
Lightning
Windstorm
Civil commotion
Smoke
Hail
