New York State Auto Damage And Theft Quiz 17-71:
Questions With Accurate Solutions
Jim Smith is involved in a collision claim and is no longer able to use the
vehicle to go to work. This "loss of use" is referred to as a:
Direct loss
Indirect loss
Loss evaluation
Consequential loss Right Ans - Consequential loss
When the rear of the vehicle is damaged and there is a gap between the trunk
lid and the quarter panel, what else on the vehicle should the appraiser check?
The center pillar
The trunk floor
The quarter panels
The frame rails Right Ans - The frame rails
In auto physical damage insurance, an insured peril cause of loss is known as:
Direct loss
Indirect loss
Loss evaluation
Consequential loss Right Ans - Direct loss
If an appraiser has to forfeit his bond in New York. The amount of the bond is:
$500
$1000
$2000
$5000 Right Ans - $1000
Which of the following is NOT a true statement regarding auto appraisers?
Each appraiser, while engaged in appraisal duties, must carry the license
issued to him by the Insurance Department and display it, upon request, to an
,owner whose vehicle is being inspected, to the repair shop representative
involved.
The appraiser must leave a legible copy of his appraisal with that of the repair
shop selected by the consumer to make the repairs and also furnish a copy to
the owner of the vehicle.
No appraiser is permitted secure or use repair estimates that have been
obtained by the use of photographs, telephone calls or in any manner other
than a personal inspection.
The appraiser is permitted to traffic in automobile salvage if such salvage is
obtained in any way as a result of appraisal services rendered by him for his
own benefit. Right Ans - The appraiser is permitted to traffic in automobile
salvage if such salvage is obtained in any way as a result of appraisal services
rendered by him for his own benefit.
The burden of proof that a covered loss has occurred is normally a duty of:
The insurance company
The adjuster
The appraiser
The insured Right Ans - The insured
Before revoking or suspending a license, the Superintendent must first send
_____ notice and give the accused an opportunity for a hearing.
3 months
45 days.
10 days.
60 days. Right Ans - 1o days
The linkage between the camshaft and the valves is commonly known as the:
piston.
crankshaft.
valve train.
cylinder. Right Ans - valve train
Which of the following is the computer in the vehicle?
Controller
,Pump
Speed Sensors
Valves Right Ans - Controller
Payment may be made if which of the following procedures has been
executed?
A partial signed release
A Walk-Away release
A prima-facia signed release
None of the answer choices is correct. Right Ans - A Walk-Away
release/The Walk-Away release indicates the final disposition of the matter
and relinquishes the claimant's right to sue so payment may be issued. In
some states the signing of the payment check indicates a Walk-Away release.
If an insured fails to comply with the immediate notice of claim requirement,
which of the following could happen?
The loss will be partially paid.
The coverage could be denied.
The premium will be returned.
The policy will be cancelled. Right Ans - The coverage could be denied
On what date must an adjuster license be renewed?
December 31 - even numbered years
April 1st of every other year
The license is continuous unless canceled or revoked
January 1st every four years Right Ans - December 31 - even numbered
years
What part of the exhaust system reduces the amount of pollution released into
the environment?
Muffler
Tailpipe
PCV valve
Heat shield Right Ans - PCV valve
, What is the first molding called on the outside of the vehicle under the
window?
Side body molding
Edge panel
Door decal
Sill Right Ans - Side body molding
When performing an appraisal the vehicle should be inspected:
From the rear to the front
From the point of impact
From the front to the rear
None of the choices are correct Right Ans - From the front to the rear
Which of the following is NOT a duty of an auto appraiser?
List unrelated damage to the vehicle
Describe condition of the vehicle
Identify betterment or depreciation
Determine "loss of use" damages Right Ans - Determine "loss of use"
damages
In rear wheel drive cars and trucks, the engine turns:
the transmission which is connected to a reduction gear via the driveshaft
a driveshaft which transmit rotational force to a drive axle at the rear of the
vehicle
the transaxle with a differential and universal joints between the wheels and
creates constant velocity
None of the responses are correct Right Ans - a driveshaft which transmit
rotational force to a drive axle at the rear of the vehicle
If the 7th VIN is a number, then the vehicle was made prior to:
2000.
2005.
2010.
2012. Right Ans - 2010
Questions With Accurate Solutions
Jim Smith is involved in a collision claim and is no longer able to use the
vehicle to go to work. This "loss of use" is referred to as a:
Direct loss
Indirect loss
Loss evaluation
Consequential loss Right Ans - Consequential loss
When the rear of the vehicle is damaged and there is a gap between the trunk
lid and the quarter panel, what else on the vehicle should the appraiser check?
The center pillar
The trunk floor
The quarter panels
The frame rails Right Ans - The frame rails
In auto physical damage insurance, an insured peril cause of loss is known as:
Direct loss
Indirect loss
Loss evaluation
Consequential loss Right Ans - Direct loss
If an appraiser has to forfeit his bond in New York. The amount of the bond is:
$500
$1000
$2000
$5000 Right Ans - $1000
Which of the following is NOT a true statement regarding auto appraisers?
Each appraiser, while engaged in appraisal duties, must carry the license
issued to him by the Insurance Department and display it, upon request, to an
,owner whose vehicle is being inspected, to the repair shop representative
involved.
The appraiser must leave a legible copy of his appraisal with that of the repair
shop selected by the consumer to make the repairs and also furnish a copy to
the owner of the vehicle.
No appraiser is permitted secure or use repair estimates that have been
obtained by the use of photographs, telephone calls or in any manner other
than a personal inspection.
The appraiser is permitted to traffic in automobile salvage if such salvage is
obtained in any way as a result of appraisal services rendered by him for his
own benefit. Right Ans - The appraiser is permitted to traffic in automobile
salvage if such salvage is obtained in any way as a result of appraisal services
rendered by him for his own benefit.
The burden of proof that a covered loss has occurred is normally a duty of:
The insurance company
The adjuster
The appraiser
The insured Right Ans - The insured
Before revoking or suspending a license, the Superintendent must first send
_____ notice and give the accused an opportunity for a hearing.
3 months
45 days.
10 days.
60 days. Right Ans - 1o days
The linkage between the camshaft and the valves is commonly known as the:
piston.
crankshaft.
valve train.
cylinder. Right Ans - valve train
Which of the following is the computer in the vehicle?
Controller
,Pump
Speed Sensors
Valves Right Ans - Controller
Payment may be made if which of the following procedures has been
executed?
A partial signed release
A Walk-Away release
A prima-facia signed release
None of the answer choices is correct. Right Ans - A Walk-Away
release/The Walk-Away release indicates the final disposition of the matter
and relinquishes the claimant's right to sue so payment may be issued. In
some states the signing of the payment check indicates a Walk-Away release.
If an insured fails to comply with the immediate notice of claim requirement,
which of the following could happen?
The loss will be partially paid.
The coverage could be denied.
The premium will be returned.
The policy will be cancelled. Right Ans - The coverage could be denied
On what date must an adjuster license be renewed?
December 31 - even numbered years
April 1st of every other year
The license is continuous unless canceled or revoked
January 1st every four years Right Ans - December 31 - even numbered
years
What part of the exhaust system reduces the amount of pollution released into
the environment?
Muffler
Tailpipe
PCV valve
Heat shield Right Ans - PCV valve
, What is the first molding called on the outside of the vehicle under the
window?
Side body molding
Edge panel
Door decal
Sill Right Ans - Side body molding
When performing an appraisal the vehicle should be inspected:
From the rear to the front
From the point of impact
From the front to the rear
None of the choices are correct Right Ans - From the front to the rear
Which of the following is NOT a duty of an auto appraiser?
List unrelated damage to the vehicle
Describe condition of the vehicle
Identify betterment or depreciation
Determine "loss of use" damages Right Ans - Determine "loss of use"
damages
In rear wheel drive cars and trucks, the engine turns:
the transmission which is connected to a reduction gear via the driveshaft
a driveshaft which transmit rotational force to a drive axle at the rear of the
vehicle
the transaxle with a differential and universal joints between the wheels and
creates constant velocity
None of the responses are correct Right Ans - a driveshaft which transmit
rotational force to a drive axle at the rear of the vehicle
If the 7th VIN is a number, then the vehicle was made prior to:
2000.
2005.
2010.
2012. Right Ans - 2010
