Commercial Casualty II – CISR Questions And
Answers 2024
Terms in this set (126)
State workers True
compensation laws are
no-fault systems. T/F
Employer purchase of False; With the exception of Texas and new Jersey, all
workers compensation states have made employer purchase of workers
insurance is voluntary in all compensation insurance mandatory.
state but Texas and New
Jersey. T/F
One advantage of workers True
compensation to
employers is predictable
costs. T/F
List 4 states that have North Dakota, Ohio, Wyoming, Washington
monopolistic funds.
List 2 states where workers Texas and New Jersey
compensation is elective
for employers.
Both item 3A and item 3C 3A triggers WC insurance for the state or state listed
of the information pages in which the policyholder currently has ongoing
of a WC policy list the business. 3C lists all of other states except those
states the policy covers. listed in 3A and monopolistic states that the
Explain the difference policyholder may conduct business during the policy
between these two items. term.
, The experience modifier reflects employers claims
What is the experience
experience, that is, the frequency and severity, or
modifier, and what is its
cost, of claims. The experience modifier is used to
purpose?
calculate an employers premium.
What information does the Explains the policy's role as an insurance contract.
General Section A provide
in a WC policy?
What information does the Clarifies who in insured
General Section B provide
in a WC policy?
What information does the Describes workers compensation law
General Section C provide
in a WC policy?
What information does the Explains in which states coverage applies
General Section D provide
in a WC policy?
What information does the Explains in which states coverage applies and
General Section E in a WC identifies workplace locations where coverage
policy? applies
Explain what Paragraph C Paragraph C does not focus on federal workers or
in the General Section of federal workers compensation laws.
the WC and EL insurance
policy does not apply to.
What is the correct Medical
compensation category
for the following benefit:
Reasonable and
necessary treatment for an
injury
, What is the correct Disability
compensation category
for the following benefit:
Compensation for types
or permanent injury
What is the correct Disability
compensation category
for the following benefit:
Compensation for lost
wages
What is the correct Death
compensation category
for the following benefit:
Financial support for
beneficiaries
What is the correct Rehabilitation
compensation category
for the following benefit:
Restoration of an
employee's physical
capacity
What are the medical and WC would pay medical costs for all reasonable
disability benefits that are injuries, with no time limits. Disability benefits are
associated with workers based on an injured employee's income and are
comp based on? What are limited to the extent of their disability.
their time limits?
Summarize the purpose of Following the workers compensation law that applies,
paragraph B in Part One of paragraph B expresses the insurer's promise to pay
the WC and EL insurance required benefits promptly.
policy.
Answers 2024
Terms in this set (126)
State workers True
compensation laws are
no-fault systems. T/F
Employer purchase of False; With the exception of Texas and new Jersey, all
workers compensation states have made employer purchase of workers
insurance is voluntary in all compensation insurance mandatory.
state but Texas and New
Jersey. T/F
One advantage of workers True
compensation to
employers is predictable
costs. T/F
List 4 states that have North Dakota, Ohio, Wyoming, Washington
monopolistic funds.
List 2 states where workers Texas and New Jersey
compensation is elective
for employers.
Both item 3A and item 3C 3A triggers WC insurance for the state or state listed
of the information pages in which the policyholder currently has ongoing
of a WC policy list the business. 3C lists all of other states except those
states the policy covers. listed in 3A and monopolistic states that the
Explain the difference policyholder may conduct business during the policy
between these two items. term.
, The experience modifier reflects employers claims
What is the experience
experience, that is, the frequency and severity, or
modifier, and what is its
cost, of claims. The experience modifier is used to
purpose?
calculate an employers premium.
What information does the Explains the policy's role as an insurance contract.
General Section A provide
in a WC policy?
What information does the Clarifies who in insured
General Section B provide
in a WC policy?
What information does the Describes workers compensation law
General Section C provide
in a WC policy?
What information does the Explains in which states coverage applies
General Section D provide
in a WC policy?
What information does the Explains in which states coverage applies and
General Section E in a WC identifies workplace locations where coverage
policy? applies
Explain what Paragraph C Paragraph C does not focus on federal workers or
in the General Section of federal workers compensation laws.
the WC and EL insurance
policy does not apply to.
What is the correct Medical
compensation category
for the following benefit:
Reasonable and
necessary treatment for an
injury
, What is the correct Disability
compensation category
for the following benefit:
Compensation for types
or permanent injury
What is the correct Disability
compensation category
for the following benefit:
Compensation for lost
wages
What is the correct Death
compensation category
for the following benefit:
Financial support for
beneficiaries
What is the correct Rehabilitation
compensation category
for the following benefit:
Restoration of an
employee's physical
capacity
What are the medical and WC would pay medical costs for all reasonable
disability benefits that are injuries, with no time limits. Disability benefits are
associated with workers based on an injured employee's income and are
comp based on? What are limited to the extent of their disability.
their time limits?
Summarize the purpose of Following the workers compensation law that applies,
paragraph B in Part One of paragraph B expresses the insurer's promise to pay
the WC and EL insurance required benefits promptly.
policy.
