Georgia Personal Line Test Questions And
Correct Answers
Fire department in an insured's neighborhood charges when called to the insured's
premises. The insured has a homeowner policy that pays How much will the policy pay
for these fire department service charges? Answer up to $500
The applicant fills out an application for a life insurance policy on his own life. He states
that he has visited the doctor due to nausea, but does not say anything about serious
chest pains. What does this action occur? - Answer Concealment
Abandonment provision of property insurance policies state that - Answer The insured
may not abandon damaged property to the insurer in order to claim a total loss, but
must take all reasonable means to protect damaged property from further loss
If during a sales presentation a producer intentionally makes a statement which may
mislead the insurance applicant, the producer has committed? - Answer
Misrepresentation
If a neighbor's tree has fallen, the insured's homeowners policy will NOT pay to remove
the tree unless - Answer The tree is blocking the driveway
If a consumer requests additional information concerning an investigative consumer
report, how long does the insurer or reporting agency have to comply - Answer 5 days
Under Coverage C of a homeowners policy, the amount of insurance available to cover
personal property of the insured is - Answer 50% of the amount made available as
Coverage A
The amount an insurer will pay under Coverage D-loss of use-depends on - Answer How
Correct Answers
Fire department in an insured's neighborhood charges when called to the insured's
premises. The insured has a homeowner policy that pays How much will the policy pay
for these fire department service charges? Answer up to $500
The applicant fills out an application for a life insurance policy on his own life. He states
that he has visited the doctor due to nausea, but does not say anything about serious
chest pains. What does this action occur? - Answer Concealment
Abandonment provision of property insurance policies state that - Answer The insured
may not abandon damaged property to the insurer in order to claim a total loss, but
must take all reasonable means to protect damaged property from further loss
If during a sales presentation a producer intentionally makes a statement which may
mislead the insurance applicant, the producer has committed? - Answer
Misrepresentation
If a neighbor's tree has fallen, the insured's homeowners policy will NOT pay to remove
the tree unless - Answer The tree is blocking the driveway
If a consumer requests additional information concerning an investigative consumer
report, how long does the insurer or reporting agency have to comply - Answer 5 days
Under Coverage C of a homeowners policy, the amount of insurance available to cover
personal property of the insured is - Answer 50% of the amount made available as
Coverage A
The amount an insurer will pay under Coverage D-loss of use-depends on - Answer How
