Teleperformance Pre Test UPDATED
ACTUAL Questions and CORRECT
Answers
A commission for selling insurance may not be paid to a person other than a licensed
insurance:
A) Broker.
B) Consultant.
C) Advisor.
D) Producer. - CORRECT ANSWER✔✔- D) Producer.
Insured risk classification may be based upon which one of the following criteria?
A) Creed or national origin.
B) Race or color.
C) Age or health.
D) Religion. - CORRECT ANSWER✔✔- C) Age or health.
A producer may not be compensated for controlled business unless aggregate premiums from
other insurance for the past____months exceed premiums from controlled business.
A) 12.
B) 24.
C) 36.
D) 18. - CORRECT ANSWER✔✔- A) 12.
A lapsed license may not be used to transact insurance business, unless:
A) The consumer does not object.
B) The insurer grants permission.
C) The business is conducted out of state.
D) Reinstated. - CORRECT ANSWER✔✔- D) Reinstated.
, Controlled business means insurance issued on all of the following, except:
A) One's own property.
B) A neighbor's property.
C) The property of relatives by blood.
D) The property of relatives by marriage. - CORRECT ANSWER✔✔- B) A neighbor's
property.
All of the following are reasons why the Commission may disapprove, or withdraw approval
of, any form, except:
A) It fails to provide the insurers name and domicile.
B) It violates state law.
C) It fails to provide the producer's name, address, or business address, if for a basic policy or
application.
D) It is unfair, encourages misinterpretation, is not in the public interest, or contains
provisions that endanger the insurer financially. - CORRECT ANSWER✔✔- C) It fails to
provide the producer's name, address, or business address, if for a basic policy or application.
Who is responsible for organizing, administering, and carrying out the general duties and
broad powers of the Utah Insurance Department?
A) The State Attorney General.
B) The Commissioner.
C) The Governor.
D) The State Treasurer. - CORRECT ANSWER✔✔- B) The Commissioner.
At least what percentage of the continuing education requirements for a producer or
consultant must be classroom instruction?
A) 30.
B) 25.
C) 50.
D) 40. - CORRECT ANSWER✔✔- C) 50.
An insurance contract is valid even if purchased from a(n)_______ person.
ACTUAL Questions and CORRECT
Answers
A commission for selling insurance may not be paid to a person other than a licensed
insurance:
A) Broker.
B) Consultant.
C) Advisor.
D) Producer. - CORRECT ANSWER✔✔- D) Producer.
Insured risk classification may be based upon which one of the following criteria?
A) Creed or national origin.
B) Race or color.
C) Age or health.
D) Religion. - CORRECT ANSWER✔✔- C) Age or health.
A producer may not be compensated for controlled business unless aggregate premiums from
other insurance for the past____months exceed premiums from controlled business.
A) 12.
B) 24.
C) 36.
D) 18. - CORRECT ANSWER✔✔- A) 12.
A lapsed license may not be used to transact insurance business, unless:
A) The consumer does not object.
B) The insurer grants permission.
C) The business is conducted out of state.
D) Reinstated. - CORRECT ANSWER✔✔- D) Reinstated.
, Controlled business means insurance issued on all of the following, except:
A) One's own property.
B) A neighbor's property.
C) The property of relatives by blood.
D) The property of relatives by marriage. - CORRECT ANSWER✔✔- B) A neighbor's
property.
All of the following are reasons why the Commission may disapprove, or withdraw approval
of, any form, except:
A) It fails to provide the insurers name and domicile.
B) It violates state law.
C) It fails to provide the producer's name, address, or business address, if for a basic policy or
application.
D) It is unfair, encourages misinterpretation, is not in the public interest, or contains
provisions that endanger the insurer financially. - CORRECT ANSWER✔✔- C) It fails to
provide the producer's name, address, or business address, if for a basic policy or application.
Who is responsible for organizing, administering, and carrying out the general duties and
broad powers of the Utah Insurance Department?
A) The State Attorney General.
B) The Commissioner.
C) The Governor.
D) The State Treasurer. - CORRECT ANSWER✔✔- B) The Commissioner.
At least what percentage of the continuing education requirements for a producer or
consultant must be classroom instruction?
A) 30.
B) 25.
C) 50.
D) 40. - CORRECT ANSWER✔✔- C) 50.
An insurance contract is valid even if purchased from a(n)_______ person.
